Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Estimated insurance rates for a Chevrolet Impala are $1,284 a year with full coverage. Comprehensive costs an estimated $226, collision insurance costs $458, and liability is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs around $2,800. 16-year-old drivers pay the most at up to $4,972 a year.

Average premium for full coverage: $1,284

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Impala trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Chevrolet Impala insurance rates for other coverage scenarios.

• The best full coverage rate is $740
• Raising to $1,000 deductibles will save approximately $156 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,284
• Buying more expensive low deductibles bumps up the cost to $1,588
• Drivers with multiple tickets or accidents could pay up to $2,800
• An auto insurance policy that insures a 16-year-old driver with full coverage can cost as much as $4,972

View Chart as Image

Insurance prices for a Chevrolet Impala also have a wide range based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 130% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,900 a year. View Rates by Age

Where you choose to live also has a big influence on Chevrolet Impala insurance prices. A middle-age driver might find prices as low as $930 a year in states like Utah, Ohio, and New Hampshire, or at least $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $460 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Impala Insurance

Finding better rates on insurance for a Chevrolet Impala consists of avoiding accidents and violations, having a good credit score, being claim-free, and possibly raising deductibles. Comparison shop once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The list below is a quick rundown of the data that was presented in the illustrations above.

• You may be able to save approximately $150 per year just by shopping early and online
• Insureds who want higher liability limits will pay around $490 every year to raise from 30/60 bodily injury limits to the 250/500 level
• Teenagers are expensive to insure, possibly costing $414 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,520 more annually for car insurance

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.