Chrysler 300 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 30, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Chrysler 300 insurance
You may be asking yourself, “How much does a Chrysler 300 cost to insure?” or “Is a Chrysler 300 considered a sports car?” (the answer is no by the way). Chrysler 300 full coverage costs an average of $1,548 a year, or $129 a month, which means car insurance won’t cost $300 a month. Our guide goes over Chrysler 300 costs so drivers can better understand how to save.

Want to jump right into comparing Chrysler 300 insurance rates? Shopping around for Chrysler 300 insurance costs will help drivers save, so enter your ZIP code in our free tool above to get started.

Average insurance rates for a Chrysler 300 are $1,416 a year with full coverage. Comprehensive insurance costs an estimated $282, collision insurance costs $524, and liability is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs $3,074 or more. Teens receive the highest rates at up to $5,354 a year.

Average premium for full coverage: $1,416

Rate estimates broken down by individual coverage type:

Comprehensive $282
Collision $524
Liability $452

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different 300 trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $504 for liability-only coverage to a much higher rate of $3,074 for a policy for a high-risk driver.

Liability Only $504
Full Coverage $1,416
High Risk $3,074

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts insurance prices.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Chrysler 300 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $812
  • Raising to $1,000 deductibles will save approximately $184 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,416
  • Selecting more expensive low deductibles will cost an extra $356 every year
  • At-risk drivers with serious driving violations could pay up to $3,074
  • The cost for full coverage for a teen driver with full coverage can cost as much as $5,354

View Chart as Image

Chrysler 300 insurance cost comparison chart
Column chart showing Chrysler 300 insurance prices range from $812 to $5,354 for full coverage

Insurance rates for a Chrysler 300 can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $5,300 a year. View Rates by Age

Where you live also has a big influence on Chrysler 300 insurance prices. A middle-age driver might find rates as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

Chrysler 300 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,280 -$136 -9.6%
Alaska $1,086 -$330 -23.3%
Arizona $1,174 -$242 -17.1%
Arkansas $1,416 -$0 0.0%
California $1,612 $196 13.8%
Colorado $1,350 -$66 -4.7%
Connecticut $1,454 $38 2.7%
Delaware $1,600 $184 13.0%
Florida $1,770 $354 25.0%
Georgia $1,306 -$110 -7.8%
Hawaii $1,016 -$400 -28.2%
Idaho $956 -$460 -32.5%
Illinois $1,054 -$362 -25.6%
Indiana $1,066 -$350 -24.7%
Iowa $954 -$462 -32.6%
Kansas $1,344 -$72 -5.1%
Kentucky $1,930 $514 36.3%
Louisiana $2,094 $678 47.9%
Maine $874 -$542 -38.3%
Maryland $1,166 -$250 -17.7%
Massachusetts $1,130 -$286 -20.2%
Michigan $2,458 $1,042 73.6%
Minnesota $1,184 -$232 -16.4%
Mississippi $1,694 $278 19.6%
Missouri $1,256 -$160 -11.3%
Montana $1,520 $104 7.3%
Nebraska $1,116 -$300 -21.2%
Nevada $1,698 $282 19.9%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,582 $166 11.7%
New Mexico $1,254 -$162 -11.4%
New York $1,490 $74 5.2%
North Carolina $816 -$600 -42.4%
North Dakota $1,158 -$258 -18.2%
Ohio $978 -$438 -30.9%
Oklahoma $1,452 $36 2.5%
Oregon $1,296 -$120 -8.5%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,886 $470 33.2%
South Carolina $1,280 -$136 -9.6%
South Dakota $1,194 -$222 -15.7%
Tennessee $1,238 -$178 -12.6%
Texas $1,706 $290 20.5%
Utah $1,048 -$368 -26.0%
Vermont $968 -$448 -31.6%
Virginia $846 -$570 -40.3%
Washington $1,094 -$322 -22.7%
West Virginia $1,296 -$120 -8.5%
Wisconsin $978 -$438 -30.9%
Wyoming $1,260 -$156 -11.0%

View Chart as Image

Chrysler 300 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $540 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chrysler 300 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Chrysler 300 $346 $630 $390 $1,524
2022 Chrysler 300 $332 $626 $398 $1,514
2021 Chrysler 300 $320 $610 $416 $1,504
2020 Chrysler 300 $310 $586 $430 $1,484
2019 Chrysler 300 $292 $564 $442 $1,456
2018 Chrysler 300 $282 $524 $452 $1,416
2017 Chrysler 300 $270 $494 $456 $1,378
2016 Chrysler 300 $258 $442 $460 $1,318
2014 Chrysler 300 $234 $382 $464 $1,238
2012 Chrysler 300 $210 $330 $474 $1,172
2007 Chrysler 300 $172 $218 $460 $1,008
2006 Chrysler 300 $168 $208 $452 $986

Rates are averaged for all Chrysler 300 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chrysler 300 Insurance

Saving money on car insurance consists of being a safe and courteous driver, maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every year by getting quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below is a brief recap of the coverage data touched on above.

  • You may be able to save approximately $170 per year just by shopping early and online
  • Increasing deductibles can save around $550 each year
  • Teenage drivers are charged the highest rates, with premiums as much as $446 per month for full coverage
  • Higher risk drivers who tend to receive serious violations may pay on average $1,660 more annually for auto insurance

We’d like to answer a couple questions. First, does a Chrysler 300 last long? They will last upwards of 200K miles with the proper maintenance. Second, “Are Chrysler 300 expensive to maintain?” They have a 10 year maintenance cost of $10,600 which is expensive for the style and model of vehicle.

Shopping for a good Chrysler 300 insurance group will help reduce your costs, whether you are shopping for 2018 Chrysler 300 insurance costs or 2014 Chrysler 300 costs.

Want to get started on finding how much does a Chrysler 300C cost or how much does a 2018 Chrysler 300 cost to insure? Enter your ZIP code in our free tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings of the Chrysler 300?

How much does a 2012 Chrysler 300 cost to insure? How much does a 2014 Chrysler cost to insure? Part of what determines these rates will be the safety ratings and safety features. An old Chrysler 300 will have fewer safety features, which means the insurance cost of a new Chrysler 300 is likely to be better.

The Chrysler 300 has multiple airbags, brake assist, electronic stability control, traction control, and more, However, it is lacking back-up cameras. The Insurance Institute for Highway Safety (IIHS) gave the 2020 Chrysler 300 the following crash test ratings.

  • Small overlap front (driver-side): Marginal
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of a crash test on the Chrysler 300.

Chrysler 300 Compared Against Other Vehicles in the Same Class

The Chrysler 300 is a large car, which means Chrysler liability insurance could cost more. The IIHS recorded the Chrysler 300’s bodily injury liability losses as substantially worse than average, and the property damage losses as average.

To see how the Chrysler 300’s rates compare to other large cars, take a look at the cars below.

Ready to start shopping for insurance for everything from the 2006 Chrysler 300 price range to the cost of 2015 Chrysler 300 insurance to Chrysler 300M 2020 insurance? Enter your ZIP code in our free tool to get started on finding Chrysler 300 insurance rates.

References

  1. https://www.iihs.org/ratings/vehicle/chrysler/300-4-door-sedan/2020

Rates by Driver Age

Chrysler 300 Insurance Rates by Driver Age
Driver Age Premium
16 $5,354
20 $3,278
30 $1,470
40 $1,416
50 $1,292
60 $1,268

Full coverage, $500 deductibles

Rates by Deductible

Chrysler 300 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,772
$250 $1,606
$500 $1,416
$1,000 $1,232

Full coverage, driver age 40

Rates by Liability Limit

Chrysler 300 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,576
100/300 $1,689
250/500 $1,983
100 CSL $1,622
300 CSL $1,870
500 CSL $2,051

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler 300 Insurance Rates for High Risk Drivers
Age Premium
16 $7,638
20 $5,224
30 $3,134
40 $3,074
50 $2,936
60 $2,910

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $76
Homeowner $22
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $64
Advance Quote $70
Online Quote $101
Total Discounts $604
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles