Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

U.S. average insurance rates for a Chevrolet Impala are $1,284 a year with full coverage. Comprehensive insurance costs around $226, collision costs $458, and liability insurance costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing $2,800 or more. Teen drivers pay the highest rates at $4,972 a year or more.

Average premium for full coverage: $1,284

Price estimates for individual coverage:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Impala models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas.

The example below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why everyone should compare prices for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Chevrolet Impala insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $740
• Using higher $1,000 deductibles will save about $156 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,284
• Choosing pricier low deductibles for physical damage coverage will cost an additional $304 a year
• Drivers with multiple violations and an at-fault accident could pay at least $2,800 or more
• The price that insures a teen driver for full coverage can be $4,972 or more

View Chart as Image

Insurance prices for a Chevrolet Impala are also quite variable based on the model of your Impala, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,100 additional each year, depending on your age. Chevrolet Impala insurance for high-risk drivers can be anywhere from 42% to 130% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,900 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Impala insurance rates. A driver around age 40 might see prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $460 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Impala Insurance

Getting lower rates on Chevrolet Impala insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Shop around at least once a year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,520 more every year to insure their Impala
• Increasing physical damage deductibles can save approximately $450 each year
• Teen drivers are charged the highest prices, costing up to $414 a month if comprehensive and collision insurance is included

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.