Chevrolet Impala Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 27, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.
There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.
Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.
Estimated insurance prices for a Chevrolet Impala are $1,002 every 12 months with full coverage. Comprehensive costs on average $148, collision costs $222, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,168. Teenage drivers pay the most at $4,080 a year or more.
Average premium for full coverage: $1,002
Premium estimates by type of coverage:
Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Impala models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Chevrolet Impala go from the cheapest price of $522 for your basic liability-only policy to the much higher price of $2,168 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than densely populated cities.
The example below illustrates the effect of geographic area on car insurance rates.
These rate differences demonstrate why everyone should get quotes based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Chevrolet Impala insurance rates for different risk profiles and scenarios.
- The best discount rate is $605
- Choosing higher $1,000 deductibles can save around $84 annually
- The average price for a 40-year-old good driver with $500 deductibles is $1,002
- Using pricier low deductibles for comp and collision coverage increases the price to $1,164
- Unlucky drivers who are prone to accidents and violations could pay upwards of $2,168 or more
- An auto insurance policy to insure a teen driver for full coverage may cost $4,080 each year
Insurance prices for a Chevrolet Impala also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Impala.
Using high physical damage deductibles can save as much as $250 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 extra annually, depending on your age. Chevrolet Impala insurance for high-risk drivers ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Chevrolet Impala insurance prices. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,350 on average in Florida, Michigan, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Chevrolet Impala LS||$982||$82|
|Chevrolet Impala LT||$1,002||$84|
|Chevrolet Impala LTZ||$1,042||$87|
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Chevrolet Impala||$248||$494||$416||$1,316|
|2019 Chevrolet Impala||$240||$474||$430||$1,302|
|2018 Chevrolet Impala||$226||$458||$442||$1,284|
|2017 Chevrolet Impala||$218||$424||$452||$1,252|
|2016 Chevrolet Impala||$208||$400||$456||$1,222|
|2015 Chevrolet Impala||$200||$358||$460||$1,176|
|2014 Chevrolet Impala||$188||$330||$460||$1,136|
|2013 Chevrolet Impala||$180||$310||$464||$1,112|
|2012 Chevrolet Impala||$176||$288||$474||$1,096|
|2011 Chevrolet Impala||$164||$268||$474||$1,064|
|2010 Chevrolet Impala||$158||$244||$478||$1,038|
|2009 Chevrolet Impala||$148||$222||$474||$1,002|
|2008 Chevrolet Impala||$140||$202||$474||$974|
|2007 Chevrolet Impala||$134||$182||$468||$942|
|2006 Chevrolet Impala||$132||$178||$460||$928|
|2005 Chevrolet Impala||$130||$168||$452||$908|
|2004 Chevrolet Impala||$120||$160||$446||$884|
|2003 Chevrolet Impala||$116||$152||$442||$868|
Rates are averaged for all Chevrolet Impala models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Chevrolet Impala Insurance
Finding better rates on car insurance takes being a good driver, having good credit, being claim-free, and bundling your home and auto policies. Take the time to compare rates once a year by requesting rates from direct companies, and also from local exclusive and independent agents.
The following list is a quick rundown of the data that was covered in the above illustrations.
- You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
- Policyholders who require an increased level of liability coverage will pay an extra $520 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
- Drivers age 16 to 20 pay the highest prices, possibly costing $340 per month if they have full coverage
- Higher risk drivers with reckless driving or DUI convictions may pay on average $1,170 more each year than a safer driver
By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.
Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.
Compare Quotes From Top Companies and Save Secured with SHA-256 Encryption
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Chevrolet Impala?
When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.
Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Acceptable
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.
Chevrolet Impala Compared Against Other Vehicles in the Same Class
The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.
If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.
Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.
Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$62|
|5-yr Claim Free||$63|
|Paid in Full/EFT||$36|
Discounts are estimated and may not be available from every company or in every state.