Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Estimated insurance prices for a Chevrolet Impala are $1,002 every 12 months with full coverage. Comprehensive costs on average $148, collision costs $222, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,168. Teenage drivers pay the most at $4,080 a year or more.

Average premium for full coverage: $1,002

Premium estimates by type of coverage:

Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Impala models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than densely populated cities.

The example below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why everyone should get quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Chevrolet Impala insurance rates for different risk profiles and scenarios.

• The best discount rate is $605
• Choosing higher $1,000 deductibles can save around $84 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,002
• Using pricier low deductibles for comp and collision coverage increases the price to $1,164
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,168 or more
• An auto insurance policy to insure a teen driver for full coverage may cost $4,080 each year

View Chart as Image

Insurance prices for a Chevrolet Impala also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Impala.

Using high physical damage deductibles can save as much as $250 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 extra annually, depending on your age. Chevrolet Impala insurance for high-risk drivers ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Chevrolet Impala insurance prices. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,350 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Chevrolet Impala Insurance

Finding better rates on car insurance takes being a good driver, having good credit, being claim-free, and bundling your home and auto policies. Take the time to compare rates once a year by requesting rates from direct companies, and also from local exclusive and independent agents.

The following list is a quick rundown of the data that was covered in the above illustrations.

• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
• Policyholders who require an increased level of liability coverage will pay an extra $520 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 pay the highest prices, possibly costing $340 per month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,170 more each year than a safer driver

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.