Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Average insurance rates for a Chevrolet Impala are $1,284 a year for full coverage insurance. Comprehensive insurance costs on average $226, collision insurance costs $458, and liability insurance is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs $2,800 or more. Teenage drivers receive the highest rates at up to $4,972 a year.

Average premium for full coverage: $1,284

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all Impala models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.

These examples illustrate why everyone should compare rates quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Chevrolet Impala insurance rates for different risk profiles and scenarios.

• The best discount rate is $740
• Raising to $1,000 deductibles will save around $156 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,284
• Using pricier low deductibles will cost an extra $304 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,800
• The cost for full coverage for a teen driver for full coverage may cost $4,972

View Chart as Image

Car insurance rates for a Chevrolet Impala can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,900 a year. View Rates by Age

Where you live also has a big influence on Chevrolet Impala insurance rates. A middle-age driver might find rates as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,730 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $460 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Chevrolet Impala insurance for high-risk drivers is expensive and can cost anywhere from 42% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Impala Insurance

Saving money on Chevrolet Impala insurance consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by requesting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a brief recap of the data touched on in the above illustrations.

• Drivers who require more liability coverage will pay an extra $490 annually to raise from a minimum limit to 250/500 limits
• It is possible to save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $450 each year
• Teen drivers are expensive to insure, costing up to $414 per month if full coverage is included

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.