Dodge Ram-150 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2023

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Comparing auto insurance through online rate quotes can be fast and easy, plus you may find lower rates. The most important part is getting rates from all companies in order to accurately compare every possible rate.

If you've never shopped for auto insurance online, you may be overwhelmed by the hoards of companies selling insurance. Getting better Dodge Ram-150 insurance cost can be surprisingly simple. All that's required is to take time to compare quotes provided by online insurance companies. This can be done by getting a quick quote here.

Insurance premiums on a Dodge Ram-150 can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Male drivers pay higher rates
  • The deductible you choose
  • Crash test rating for your Ram-150
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new Ram-150 models so the cost to replace them may result in lower rates. Although new Ram-150 models have more advanced features included like tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes that may help help offset higher rates.

Auto liability

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverage

a stationary object or other vehicle. . , . .

Comprehensive coverage (or Other than Collision)

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist coverage

Uninsured or Underinsured Motorist coverage . , . .

Medical payments and PIP coverage

immediate expenses EMT expenses, pain medications, and nursing services. . .

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