Honda CR-V Insurance Rates
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UPDATED: Nov 30, 2021
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What is the cost of a Honda CR-V? How much does it cost to insure a Honda CR-V? The average Honda CR-V insurance rates are $95 per month or $1,140 annually.
Is a Honda CR-V expensive to insure compared to similar vehicles? While the price will vary depending on whether you are looking for the Honda CR-V 2018 insurance rates or the the cost of a Honda CR-V in 2017, the average price to insure a Honda CR-V is lower than other vehicles in the same car class.
To save on your car insurance rates, read through our comprehensive breakdown of Honda CR-V insurance. You’ll learn how your Honda CR-V rates are calculated and we’ll show you how you can easily secure cheap car insurance premiums.
Ready to jump right into finding Honda CR-V insurance quotes? Simply enter your five-digit ZIP code into our FREE online quote tool above to receive competitive rates from insurance providers near you.
Average insurance rates for a Honda CR-V are $1,118 a year for full coverage. Comprehensive costs on average $256 a year, collision costs $388, and liability insurance costs $338. A liability-only policy costs as little as $394 a year, with high-risk insurance costing around $2,396. Teen drivers receive the highest rates at $4,142 a year or more.
Average premium for full coverage: $1,118
Rate estimates by individual coverage type:
Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and CR-V trim levels.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $394 for only liability insurance to a high of $2,396 for a high risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.
The diagram below illustrates the effect of location on car insurance rates.
These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below shows estimated Honda CR-V insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $655
- Drivers who choose higher $1,000 deductibles will pay around $972 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,118
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,400
- High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,396 or more
- The cost for full coverage for a teen driver may cost $4,142 a year
for a Honda CR-V can also vary considerably based on your driver profile, the trim level of your CR-V, and policy deductibles and limits.
Older drivers and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $4,100 a year. View Rates by Age
Where you live makes a big difference in Honda CR-V insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or as much as $1,600 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles could save up to $430 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $304 . View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Honda CR-V LX 2WD||$1,064||$89|
|Honda CR-V EX 2WD||$1,106||$92|
|Honda CR-V LX 4WD||$1,106||$92|
|Honda CR-V EX 4WD||$1,148||$96|
|Honda CR-V EX-L 2WD||$1,162||$97|
|Honda CR-V EX-L 4WD||$1,162||$97|
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Honda CR-V||$256||$388||$338||$1,118|
|2019 Honda CR-V||$248||$378||$354||$1,116|
|2018 Honda CR-V||$240||$362||$364||$1,102|
|2017 Honda CR-V||$226||$350||$376||$1,088|
|2016 Honda CR-V||$218||$326||$384||$1,064|
|2015 Honda CR-V||$208||$306||$388||$1,038|
|2014 Honda CR-V||$200||$274||$390||$1,000|
|2013 Honda CR-V||$188||$252||$390||$966|
|2012 Honda CR-V||$180||$236||$394||$946|
|2011 Honda CR-V||$176||$220||$402||$934|
|2010 Honda CR-V||$164||$206||$402||$908|
|2008 Honda CR-V||$148||$170||$402||$856|
|2007 Honda CR-V||$140||$154||$402||$832|
|2006 Honda CR-V||$134||$138||$398||$806|
|2005 Honda CR-V||$132||$136||$390||$794|
|2004 Honda CR-V||$130||$130||$384||$780|
|2003 Honda CR-V||$120||$124||$380||$760|
Rates are averaged for all Honda CR-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Honda CR-V Insurance
Saving money on Honda CR-V insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Here is a summary of the information that was covered in this article.
- Increasing deductibles can save around $425 each year
- Drivers can save as much as $130 per year simply by quoting early and online
- Drivers who require more liability insurance will pay about $370 each year to go from a minimum limit to 250/500 limits
- Young drivers pay the highest rates, costing as high as $345 per month for full coverage
- High-risk drivers that have multiple accidents or serious violations will pay on average $1,280 more each year for insurance
Wondering how much you should pay for a 2020 Honda CR-V? The starting market price is at $26,550. Is the Honda CR-V a good car? It’s a great compact SUV. But how many miles will a Honda CR-V last you? With consistent maintenance and care, it should last over 200K miles.
Following the tips above will help you lower the insurance costs for a Honda CR-V, whether it’s a new Honda CR-V or an old model.
You can easily secure affordable Honda CR-V car insurance by getting quotes from multiple different companies. This will help you find out how much a Honda CR-V costs to insure, whether it’s for the 2018 Honda CR-V insurance costs, or the cheapest Honda CR-V 2015 insurance rates, or even a 2003 Honda CR-V price range.
Whatever the model year of your Honda CR-V, get quotes to reduce your rates. Use our free tool below to get started on finding Honda car insurance. You can even compare Honda CR-V 2013 insurance rates to Honda CR-v 2017 insurance rates.
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What are the safety ratings of the Honda CR-V?
Honda car insurance can be expensive if a vehicle has poor safety standards. The Honda CR-V has decent safety features, such as multiple airbags, brake assist, traction control, and lane departure warning and assist.
The Insurance Institute for Highway Safety (IIHS) also gave the 2020 Honda CR-V a 2020 Top Safety Pick award. See the IIHS test results below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
‘Good’ is the highest possible score given by the IIHS. Your car insurance rates will already reflect these nearly perfect safety ratings.
Just keep in mind that different Honda CR-V model years will receive different safety ratings and crash test results. Therefore, we always recommend looking up the details about your specific vehicle model year and trim level for the most accuracy.
Just like safety ratings, your car insurance rates will also be impacted by the Honda CR-V crash test results.
In the table below, compare the different Honda CR-V crash test ratings over the years as performed by the National Highway Traffic Safety Administration (NHTSA).
Vehicle Tested Overall Frontal Side Rollover
2021 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2021 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2021 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2015 Honda CR-V SUV FWD 4 stars 4 stars 5 stars 4 stars
2015 Honda CR-V SUV AWD 4 stars 4 stars 5 stars 4 stars
2014 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2014 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2013 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2013 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2012 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2012 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2011 Honda CR-V SUV FWD 4 stars 4 stars 4 stars 4 stars
2011 Honda CR-V SUV AWD 4 stars 4 stars 4 stars 4 stars
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A 5-star rating is the highest possible score given by the NHTSA. Overall, the Honda CR-V received stellar crash test ratings over the years. These results will help keep your car insurance rates on the lower side.
Should you compare the Honda CR-V to other vehicles in the same class?
Are Honda CR-Vs expensive to insure with liability coverage? While this depends on factors like a driver’s age or the car model, as Honda Civic insurance for a 17-year-old will be pricier than insurance for a 60-year-old, liability rates mostly depend on the liability insurance losses of a vehicle.
The Honda CR-V is considered a small SUV, and the IIHS rated the Honda CR-V’s liability losses as substantially better than average. See more of the Honda CR-V insurance loss probability details in the table below.
Insurance Coverage Category Loss Rate
Property Damage -37%
Personal Injury -14%
Medical Payment -19%
Bodily Injury -40%
Keep in mind that the lower the percentage, the better the insurance loss ratio. Fortunately, the Honda CR-V is average or substantially better than average in every category.
If you want to see how Honda CR-V’s rates compare to other small SUVs, take a look at the cars below.
Shopping around to find good 2014 Honda CR-V car insurance quotes will be the best way to save on rates, whether you are looking for the insurance premium for a new Honda CR-V or the average CR-V prices paid for a model in 2017.
You are now ready to buy Honda CR-V car insurance. Always compare multiple quotes before you buy Honda CR-V car insurance. Remember, the best Honda CR-V car insurance company will provide you with competitive rates without compromising your coverage levels.
Find the best and cheapest Honda CR-V car insurance rates right now, just by using our free online quote tool. Simply enter your ZIP code into our FREE quote tool to immediately receive quotes from multiple Honda CR-V car insurance companies.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$78|
|5-yr Claim Free||$71|
|Paid in Full/EFT||$49|
Discounts are estimated and may not be available from every company or in every state.