Honda CR-V Insurance Rates
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UPDATED: Nov 30, 2021
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What is the cost of a Honda CR-V? How much does it cost to insure a Honda CR-V? The average Honda CR-V insurance rates are $95 per month or $1,140 annually.
Is a Honda CR-V expensive to insure compared to similar vehicles? While the price will vary depending on whether you are looking for the Honda CR-V 2018 insurance rates or the the cost of a Honda CR-V in 2017, the average price to insure a Honda CR-V is lower than other vehicles in the same car class.
To save on your car insurance rates, read through our comprehensive breakdown of Honda CR-V insurance. You’ll learn how your Honda CR-V rates are calculated and we’ll show you how you can easily secure cheap car insurance premiums.
Ready to jump right into finding Honda CR-V insurance quotes? Simply enter your five-digit ZIP code into our FREE online quote tool above to receive competitive rates from insurance providers near you.
U.S. average auto insurance rates for a Honda CR-V are $1,116 annually for full coverage. Comprehensive costs an estimated $248, collision insurance costs $378, and liability is estimated at $354. Buying just liability costs approximately $406 a year, and insurance for high-risk drivers costs around $2,394. Teen drivers pay the highest rates at up to $4,162 a year.
Average premium for full coverage: $1,116
Price estimates broken down by individual coverage:
Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different CR-V trim levels.
Price Range from Low to High
For the average 40-year-old driver, Honda CR-V insurance prices range from as cheap as $406 for minimum levels of liability insurance to a much higher rate of $2,394 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can make a big difference on insurance rates. More rural locations have fewer accident claims than larger metro areas. The price range example below illustrates the difference location can make on insurance prices.
The ranges above show why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Honda CR-V insurance rates for other coverage scenarios.
- The lowest rate with discounts is $655
- Choosing higher $1,000 deductibles can save approximately $142 a year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,116
- Choosing more expensive low deductibles for comp and collision coverage will cost $1,390
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,394
- The price with full coverage for a 16-year-old driver with full coverage can cost as much as $4,162 each year
Insurance prices for a Honda CR-V are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance ranges from 43% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $420 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $318 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Honda CR-V insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Iowa, Maine, and Idaho, or as much as $1,590 on average in New York, Louisiana, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Honda CR-V LX 2WD||$1,064||$89|
|Honda CR-V EX 2WD||$1,104||$92|
|Honda CR-V LX 4WD||$1,104||$92|
|Honda CR-V EX 4WD||$1,146||$96|
|Honda CR-V EX-L 2WD||$1,158||$97|
|Honda CR-V EX-L 4WD||$1,158||$97|
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Honda CR-V||$248||$378||$354||$1,116|
|2019 Honda CR-V||$240||$362||$364||$1,102|
|2018 Honda CR-V||$226||$350||$376||$1,088|
|2017 Honda CR-V||$218||$326||$384||$1,064|
|2016 Honda CR-V||$208||$306||$388||$1,038|
|2015 Honda CR-V||$200||$274||$390||$1,000|
|2014 Honda CR-V||$188||$252||$390||$966|
|2013 Honda CR-V||$180||$236||$394||$946|
|2012 Honda CR-V||$176||$220||$402||$934|
|2011 Honda CR-V||$164||$206||$402||$908|
|2010 Honda CR-V||$158||$186||$406||$886|
|2008 Honda CR-V||$140||$154||$402||$832|
|2007 Honda CR-V||$134||$138||$398||$806|
|2006 Honda CR-V||$132||$136||$390||$794|
|2005 Honda CR-V||$130||$130||$384||$780|
|2004 Honda CR-V||$120||$124||$380||$760|
|2003 Honda CR-V||$116||$116||$376||$744|
Rates are averaged for all Honda CR-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Honda CR-V Insurance
Getting lower rates on insurance for a Honda CR-V takes having a decent driving record, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates every other policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following items are a quick rundown of the ideas that were touched on in this article.
- 16 to 18-year-old drivers are expensive to insure, with premiums as much as $347 a month if they have full coverage
- Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,280 more annually than a driver with a clean driving record
- Increasing physical damage deductibles could save up to $425 each year
- Drivers can save approximately $130 per year just by shopping early and online
Wondering how much you should pay for a 2020 Honda CR-V? The starting market price is at $26,550. Is the Honda CR-V a good car? It’s a great compact SUV. But how many miles will a Honda CR-V last you? With consistent maintenance and care, it should last over 200K miles.
Following the tips above will help you lower the insurance costs for a Honda CR-V, whether it’s a new Honda CR-V or an old model.
You can easily secure affordable Honda CR-V car insurance by getting quotes from multiple different companies. This will help you find out how much a Honda CR-V costs to insure, whether it’s for the 2018 Honda CR-V insurance costs, or the cheapest Honda CR-V 2015 insurance rates, or even a 2003 Honda CR-V price range.
Whatever the model year of your Honda CR-V, get quotes to reduce your rates. Use our free tool below to get started on finding Honda car insurance. You can even compare Honda CR-V 2013 insurance rates to Honda CR-v 2017 insurance rates.
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What are the safety ratings of the Honda CR-V?
Honda car insurance can be expensive if a vehicle has poor safety standards. The Honda CR-V has decent safety features, such as multiple airbags, brake assist, traction control, and lane departure warning and assist.
The Insurance Institute for Highway Safety (IIHS) also gave the 2020 Honda CR-V a 2020 Top Safety Pick award. See the IIHS test results below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
‘Good’ is the highest possible score given by the IIHS. Your car insurance rates will already reflect these nearly perfect safety ratings.
Just keep in mind that different Honda CR-V model years will receive different safety ratings and crash test results. Therefore, we always recommend looking up the details about your specific vehicle model year and trim level for the most accuracy.
Just like safety ratings, your car insurance rates will also be impacted by the Honda CR-V crash test results.
In the table below, compare the different Honda CR-V crash test ratings over the years as performed by the National Highway Traffic Safety Administration (NHTSA).
Vehicle Tested Overall Frontal Side Rollover
2021 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2021 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2021 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2015 Honda CR-V SUV FWD 4 stars 4 stars 5 stars 4 stars
2015 Honda CR-V SUV AWD 4 stars 4 stars 5 stars 4 stars
2014 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2014 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2013 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2013 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2012 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2012 Honda CR-V SUV 4WD 5 stars 5 stars 5 stars 4 stars
2011 Honda CR-V SUV FWD 4 stars 4 stars 4 stars 4 stars
2011 Honda CR-V SUV AWD 4 stars 4 stars 4 stars 4 stars
A 5-star rating is the highest possible score given by the NHTSA. Overall, the Honda CR-V received stellar crash test ratings over the years. These results will help keep your car insurance rates on the lower side.
Should you compare the Honda CR-V to other vehicles in the same class?
Are Honda CR-Vs expensive to insure with liability coverage? While this depends on factors like a driver’s age or the car model, as Honda Civic insurance for a 17-year-old will be pricier than insurance for a 60-year-old, liability rates mostly depend on the liability insurance losses of a vehicle.
The Honda CR-V is considered a small SUV, and the IIHS rated the Honda CR-V’s liability losses as substantially better than average. See more of the Honda CR-V insurance loss probability details in the table below.
Insurance Coverage Category Loss Rate
Property Damage -37%
Personal Injury -14%
Medical Payment -19%
Bodily Injury -40%
Keep in mind that the lower the percentage, the better the insurance loss ratio. Fortunately, the Honda CR-V is average or substantially better than average in every category.
If you want to see how Honda CR-V’s rates compare to other small SUVs, take a look at the cars below.
Shopping around to find good 2014 Honda CR-V car insurance quotes will be the best way to save on rates, whether you are looking for the insurance premium for a new Honda CR-V or the average CR-V prices paid for a model in 2017.
You are now ready to buy Honda CR-V car insurance. Always compare multiple quotes before you buy Honda CR-V car insurance. Remember, the best Honda CR-V car insurance company will provide you with competitive rates without compromising your coverage levels.
Find the best and cheapest Honda CR-V car insurance rates right now, just by using our free online quote tool. Simply enter your ZIP code into our FREE quote tool to immediately receive quotes from multiple Honda CR-V car insurance companies.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$78|
|5-yr Claim Free||$71|
|Paid in Full/EFT||$48|
Discounts are estimated and may not be available from every company or in every state.
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