Nissan Rogue Insurance Rates
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UPDATED: Dec 1, 2021
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Average insurance rates for a Nissan Rogue are $1,380 a year including full coverage. Comprehensive costs on average $240, collision insurance costs $474, and liability coverage costs around $486. Liability-only coverage costs as low as $548 a year, and high-risk coverage costs around $2,996. Teenage drivers receive the highest rates at up to $5,354 a year.
Average premium for full coverage: $1,380
Rate estimates by individual coverage type:
Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different Rogue trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from as low as $548 for the bare minimum liability coverage to a much higher rate of $2,996 for a driver who requires high-risk insurance.
Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.
These examples highlight why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Nissan Rogue insurance rates for different risk profiles and scenarios.
- The best discount rate is $802
- Using higher $1,000 deductibles will save around $162 every year
- The average rate for a 40-year-old driver with $500 deductibles is $1,380
- Using more expensive low deductibles for physical damage coverage will increase the cost to $1,696
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,996
- The cost for full coverage for a teenage driver with full coverage may cost $5,354 or more
Car insurance rates for a Nissan Rogue can also vary considerably based on your driver profile, the model of your Rogue, and policy deductibles and limits.
An older driver with no driving violations and high deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age
Where you live has a huge impact on Nissan Rogue insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,970 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,244 | -$136 | -9.9% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,144 | -$236 | -17.1% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,568 | $188 | 13.6% |
| Colorado | $1,314 | -$66 | -4.8% |
| Connecticut | $1,414 | $34 | 2.5% |
| Delaware | $1,558 | $178 | 12.9% |
| Florida | $1,722 | $342 | 24.8% |
| Georgia | $1,272 | -$108 | -7.8% |
| Hawaii | $988 | -$392 | -28.4% |
| Idaho | $934 | -$446 | -32.3% |
| Illinois | $1,026 | -$354 | -25.7% |
| Indiana | $1,040 | -$340 | -24.6% |
| Iowa | $930 | -$450 | -32.6% |
| Kansas | $1,308 | -$72 | -5.2% |
| Kentucky | $1,878 | $498 | 36.1% |
| Louisiana | $2,040 | $660 | 47.8% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,100 | -$280 | -20.3% |
| Michigan | $2,392 | $1,012 | 73.3% |
| Minnesota | $1,152 | -$228 | -16.5% |
| Mississippi | $1,652 | $272 | 19.7% |
| Missouri | $1,220 | -$160 | -11.6% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,086 | -$294 | -21.3% |
| Nevada | $1,652 | $272 | 19.7% |
| New Hampshire | $994 | -$386 | -28.0% |
| New Jersey | $1,542 | $162 | 11.7% |
| New Mexico | $1,220 | -$160 | -11.6% |
| New York | $1,450 | $70 | 5.1% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,130 | -$250 | -18.1% |
| Ohio | $952 | -$428 | -31.0% |
| Oklahoma | $1,414 | $34 | 2.5% |
| Oregon | $1,262 | -$118 | -8.6% |
| Pennsylvania | $1,312 | -$68 | -4.9% |
| Rhode Island | $1,836 | $456 | 33.0% |
| South Carolina | $1,250 | -$130 | -9.4% |
| South Dakota | $1,164 | -$216 | -15.7% |
| Tennessee | $1,204 | -$176 | -12.8% |
| Texas | $1,658 | $278 | 20.1% |
| Utah | $1,016 | -$364 | -26.4% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $824 | -$556 | -40.3% |
| Washington | $1,062 | -$318 | -23.0% |
| West Virginia | $1,262 | -$118 | -8.6% |
| Wisconsin | $954 | -$426 | -30.9% |
| Wyoming | $1,226 | -$154 | -11.2% |
Using high physical damage deductibles could cut rates by as much as $480 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $438 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can be around 43% to 137% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,380 | $115 |
| Nissan Rogue S AWD | $1,380 | $115 |
| Nissan Rogue SL 2WD | $1,380 | $115 |
| Nissan Rogue SL AWD | $1,418 | $118 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2018 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2017 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2016 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2015 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2013 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2012 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2011 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2010 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2009 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2008 Nissan Rogue | $140 | $202 | $534 | $1,056 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Nissan Rogue Insurance
Saving money on auto insurance requires avoiding accidents and violations, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
The list below is a recap of the concepts that were covered in the above illustrations.
- Drivers that have major violations or accidents may pay on average $1,620 more each year for car insurance
- Teenagers are expensive to insure, as much as $446 per month if full coverage is included
- You may be able to save as much as $160 per year just by shopping early and online
- Increasing deductibles can save around $475 each year
- You may be able to save as much as $160 per year just by shopping early and online
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,354 |
| 20 | $3,208 |
| 30 | $1,422 |
| 40 | $1,380 |
| 50 | $1,264 |
| 60 | $1,238 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,696 |
| $250 | $1,548 |
| $500 | $1,380 |
| $1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,515 |
| 100/300 | $1,637 |
| 250/500 | $1,953 |
| 100 CSL | $1,564 |
| 300 CSL | $1,831 |
| 500 CSL | $2,026 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,608 |
| 20 | $5,112 |
| 30 | $3,046 |
| 40 | $2,996 |
| 50 | $2,864 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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