Nissan Rogue Insurance Rates
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UPDATED: Jun 10, 2024
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
The average auto insurance rates for a Nissan Rogue are $1,400 annually with full coverage. Comprehensive insurance costs around $268 each year, collision insurance costs $512, and liability coverage costs $440. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $3,030 or more. Teenage drivers cost the most to insure at up to $5,328 a year.
Average premium for full coverage: $1,400
Policy rates for type of insurance:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Rogue models.
Price Range Variability
Using a middle-aged driver as an example, Nissan Rogue insurance rates range from as cheap as $510 for just the minimum liability insurance to a high rate of $3,030 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location has a large influence on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.
The examples above demonstrate why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Nissan Rogue insurance rates for additional coverage choices and driver risks.
- The best discount rate is $813
- Drivers who choose higher $1,000 deductibles will pay about $178 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $1,400
- Using low deductibles for comprehensive and collision insurance costs an additional $342 each year
- High-risk insureds who are prone to accidents and violations could pay at least $3,030
- Policy cost with full coverage for a teenage driver can be $5,328 a year
Insurance rates for a Nissan Rogue also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $5,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $520 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $396 more per year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Nissan Rogue insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,890 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,264 | -$136 | -9.7% |
| Alaska | $1,074 | -$326 | -23.3% |
| Arizona | $1,162 | -$238 | -17.0% |
| Arkansas | $1,400 | -$0 | 0.0% |
| California | $1,592 | $192 | 13.7% |
| Colorado | $1,334 | -$66 | -4.7% |
| Connecticut | $1,436 | $36 | 2.6% |
| Delaware | $1,582 | $182 | 13.0% |
| Florida | $1,748 | $348 | 24.9% |
| Georgia | $1,292 | -$108 | -7.7% |
| Hawaii | $1,002 | -$398 | -28.4% |
| Idaho | $948 | -$452 | -32.3% |
| Illinois | $1,040 | -$360 | -25.7% |
| Indiana | $1,056 | -$344 | -24.6% |
| Iowa | $944 | -$456 | -32.6% |
| Kansas | $1,328 | -$72 | -5.1% |
| Kentucky | $1,906 | $506 | 36.1% |
| Louisiana | $2,070 | $670 | 47.9% |
| Maine | $864 | -$536 | -38.3% |
| Maryland | $1,154 | -$246 | -17.6% |
| Massachusetts | $1,116 | -$284 | -20.3% |
| Michigan | $2,428 | $1,028 | 73.4% |
| Minnesota | $1,170 | -$230 | -16.4% |
| Mississippi | $1,676 | $276 | 19.7% |
| Missouri | $1,242 | -$158 | -11.3% |
| Montana | $1,504 | $104 | 7.4% |
| Nebraska | $1,102 | -$298 | -21.3% |
| Nevada | $1,676 | $276 | 19.7% |
| New Hampshire | $1,008 | -$392 | -28.0% |
| New Jersey | $1,564 | $164 | 11.7% |
| New Mexico | $1,236 | -$164 | -11.7% |
| New York | $1,474 | $74 | 5.3% |
| North Carolina | $806 | -$594 | -42.4% |
| North Dakota | $1,144 | -$256 | -18.3% |
| Ohio | $964 | -$436 | -31.1% |
| Oklahoma | $1,434 | $34 | 2.4% |
| Oregon | $1,282 | -$118 | -8.4% |
| Pennsylvania | $1,334 | -$66 | -4.7% |
| Rhode Island | $1,866 | $466 | 33.3% |
| South Carolina | $1,266 | -$134 | -9.6% |
| South Dakota | $1,182 | -$218 | -15.6% |
| Tennessee | $1,224 | -$176 | -12.6% |
| Texas | $1,684 | $284 | 20.3% |
| Utah | $1,034 | -$366 | -26.1% |
| Vermont | $958 | -$442 | -31.6% |
| Virginia | $836 | -$564 | -40.3% |
| Washington | $1,078 | -$322 | -23.0% |
| West Virginia | $1,282 | -$118 | -8.4% |
| Wisconsin | $968 | -$432 | -30.9% |
| Wyoming | $1,246 | -$154 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,400 | $117 |
| Nissan Rogue S AWD | $1,400 | $117 |
| Nissan Rogue SL 2WD | $1,400 | $117 |
| Nissan Rogue SL AWD | $1,442 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $280 | $532 | $420 | $1,412 |
| 2023 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2022 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2021 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2020 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2019 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2018 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2017 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2016 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2015 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2013 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2012 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2011 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2010 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2009 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2008 Nissan Rogue | $134 | $182 | $530 | $1,026 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Nissan Rogue Insurance
Finding cheaper rates on auto insurance not only requires being a good driver, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop every year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a quick review of the coverage data touched on in the above illustrations.
- You may be able to save up to $170 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $525 each year
- Drivers age 16 to 20 pay higher rates, as much as $444 each month including comprehensive and collision insurance
- Drivers with a DUI or reckless driving violation may pay on average $1,630 more every year than a safer driver
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,328 |
| 20 | $3,244 |
| 30 | $1,452 |
| 40 | $1,400 |
| 50 | $1,280 |
| 60 | $1,256 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,742 |
| $250 | $1,582 |
| $500 | $1,400 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,400 |
| 50/100 | $1,530 |
| 100/300 | $1,640 |
| 250/500 | $1,926 |
| 100 CSL | $1,574 |
| 300 CSL | $1,816 |
| 500 CSL | $1,992 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,582 |
| 20 | $5,160 |
| 30 | $3,088 |
| 40 | $3,030 |
| 50 | $2,894 |
| 60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $587 |
Discounts are estimated and may not be available from every company or in every state.
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