Nissan Rogue Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 1, 2021

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Nissan Rogue insurance
How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

Average insurance rates for a Nissan Rogue are $1,392 a year for full coverage. Comprehensive costs on average $248 a year, collision costs $494, and liability insurance costs $470. A liability-only policy costs as little as $536 a year, with high-risk insurance costing around $3,028. Teen drivers receive the highest rates at $5,374 a year or more.

Average premium for full coverage: $1,392

Rate estimates by individual coverage type:

Comprehensive $248
Collision $494
Liability $470

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Rogue trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $536 for only liability insurance to a high of $3,028 for a high risk driver.

Liability Only $536
Full Coverage $1,392
High Risk $3,028

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Nissan Rogue insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $806
  • Drivers who choose higher $1,000 deductibles will pay around $1,224 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,392
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,722
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $3,028 or more
  • The cost for full coverage for a teen driver may cost $5,374 a year

View Chart as Image

Nissan Rogue insurance cost comparison chart
Column chart showing full coverage Nissan Rogue insurance rates range from $806 to $5,374

for a Nissan Rogue can also vary considerably based on your driver profile, the trim level of your Rogue, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $5,300 a year. View Rates by Age

Where you live makes a big difference in Nissan Rogue insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or as much as $1,990 on average in Michigan, Louisiana, and New York.

Nissan Rogue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,256 -$136 -9.8%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,328 -$64 -4.6%
Connecticut $1,430 $38 2.7%
Delaware $1,576 $184 13.2%
Florida $1,742 $350 25.1%
Georgia $1,284 -$108 -7.8%
Hawaii $1,000 -$392 -28.2%
Idaho $944 -$448 -32.2%
Illinois $1,034 -$358 -25.7%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,062 $670 48.1%
Maine $860 -$532 -38.2%
Maryland $1,148 -$244 -17.5%
Massachusetts $1,112 -$280 -20.1%
Michigan $2,414 $1,022 73.4%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,668 $276 19.8%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,672 $280 20.1%
New Hampshire $1,002 -$390 -28.0%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $800 -$592 -42.5%
North Dakota $1,138 -$254 -18.2%
Ohio $962 -$430 -30.9%
Oklahoma $1,428 $36 2.6%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,326 -$66 -4.7%
Rhode Island $1,858 $466 33.5%
South Carolina $1,262 -$130 -9.3%
South Dakota $1,176 -$216 -15.5%
Tennessee $1,216 -$176 -12.6%
Texas $1,676 $284 20.4%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $832 -$560 -40.2%
Washington $1,074 -$318 -22.8%
West Virginia $1,278 -$114 -8.2%
Wisconsin $964 -$428 -30.7%
Wyoming $1,238 -$154 -11.1%

View Chart as Image

Nissan Rogue insurance rates by U.S. city

Choosing high deductibles could save up to $500 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $423 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Rogue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Rogue S 2WD $1,392 $116
Nissan Rogue S AWD $1,392 $116
Nissan Rogue SL 2WD $1,392 $116
Nissan Rogue SL AWD $1,434 $120

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Rogue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Rogue $248 $494 $470 $1,392
2018 Nissan Rogue $240 $474 $486 $1,380
2017 Nissan Rogue $226 $458 $500 $1,364
2016 Nissan Rogue $218 $424 $510 $1,332
2015 Nissan Rogue $208 $400 $514 $1,302
2013 Nissan Rogue $188 $330 $520 $1,218
2012 Nissan Rogue $180 $310 $524 $1,194
2011 Nissan Rogue $176 $288 $534 $1,178
2010 Nissan Rogue $164 $268 $534 $1,146
2009 Nissan Rogue $158 $244 $540 $1,122
2008 Nissan Rogue $148 $222 $534 $1,084

Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Nissan Rogue Insurance

Saving money on Nissan Rogue insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $500 each year
  • Drivers can save as much as $170 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $520 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $448 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,640 more each year for insurance

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

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What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.

 

Rates by Driver Age

Nissan Rogue Insurance Rates by Driver Age
Driver Age Premium
16 $5,374
20 $3,242
30 $1,440
40 $1,392
50 $1,274
60 $1,252

Full coverage, $500 deductibles

Rates by Deductible

Nissan Rogue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,722
$250 $1,568
$500 $1,392
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Nissan Rogue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,528
100/300 $1,646
250/500 $1,951
100 CSL $1,575
300 CSL $1,834
500 CSL $2,022

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Rogue Insurance Rates for High Risk Drivers
Age Premium
16 $7,644
20 $5,164
30 $3,080
40 $3,028
50 $2,892
60 $2,866

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $100
5-yr Claim Free $90
Paid in Full/EFT $61
Advance Quote $68
Online Quote $97
Total Discounts $586
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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