Insurance for Toyota Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 24, 2024

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The table below shows average insurance prices for some models of Toyota vehicles. Additional models are linked at the end of this page

Insurance Rates for Toyota Vehicles
Vehicle Model Annual Premium Monthly Premium
Toyota 4Runner $1,332 $111
Toyota 86 $1,580 $132
Toyota Avalon $1,362 $114
Toyota Avalon Hybrid $1,532 $128
Toyota bz4X $1,420 $118
Toyota C-HR $1,092 $91
Toyota Camry $1,432 $119
Toyota Camry Hybrid $1,548 $129
Toyota Corolla $1,400 $117
Toyota Corolla Cross $1,232 $103
Toyota Crown $1,574 $131
Toyota GR Corolla $1,312 $109
Toyota GR Supra $1,956 $163
Toyota GR86 $1,462 $122
Toyota Grand Highlander $1,714 $143
Toyota Highlander $1,410 $118
Toyota Land Cruiser $1,800 $150
Toyota Matrix $1,342 $112
Toyota Mirai $2,060 $172
Toyota Prius $1,306 $109
Toyota Prius c $1,260 $105
Toyota RAV4 $1,324 $110
Toyota RAV4 Hybrid $1,350 $113
Toyota Sequoia $1,486 $124
Toyota Sienna $1,356 $113
Toyota Tacoma $1,338 $112
Toyota Tundra $1,468 $122
Toyota Venza $1,414 $118
Toyota Yaris $1,310 $109
Toyota Yaris iA $1,218 $102
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Toyota vehicles
Column chart showing average insurance prices for Toyota vehicles range from $795 to $4,980 for full coverage

The prior chart utilizes the average rating data for all Toyota models in the table above as an example of how variations in coverage can have a huge impact on car insurance rates.

Car insurance rates for a Toyota range considerably based on the model of your Yaris iA, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Toyota insurance for high-risk drivers can be as much as 44% to 128% more than a normal policy.

View Chart as Image

Toyota insurance by risk and age

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,900 a year.

Your home state has a huge impact on Toyota insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,000 on average in Montana, Louisiana, and Michigan.

Toyota Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,260 -$134 -9.6%
Alaska $1,070 -$324 -23.2%
Arizona $1,156 -$238 -17.1%
Arkansas $1,394 -$0 0.0%
California $1,590 $196 14.1%
Colorado $1,332 -$62 -4.4%
Connecticut $1,432 $38 2.7%
Delaware $1,576 $182 13.1%
Florida $1,742 $348 25.0%
Georgia $1,288 -$106 -7.6%
Hawaii $1,002 -$392 -28.1%
Idaho $944 -$450 -32.3%
Illinois $1,038 -$356 -25.5%
Indiana $1,052 -$342 -24.5%
Iowa $942 -$452 -32.4%
Kansas $1,324 -$70 -5.0%
Kentucky $1,902 $508 36.4%
Louisiana $2,064 $670 48.1%
Maine $862 -$532 -38.2%
Maryland $1,152 -$242 -17.4%
Massachusetts $1,110 -$284 -20.4%
Michigan $2,422 $1,028 73.7%
Minnesota $1,168 -$226 -16.2%
Mississippi $1,672 $278 19.9%
Missouri $1,238 -$156 -11.2%
Montana $1,498 $104 7.5%
Nebraska $1,098 -$296 -21.2%
Nevada $1,672 $278 19.9%
New Hampshire $1,006 -$388 -27.8%
New Jersey $1,560 $166 11.9%
New Mexico $1,234 -$160 -11.5%
New York $1,470 $76 5.5%
North Carolina $802 -$592 -42.5%
North Dakota $1,144 -$250 -17.9%
Ohio $960 -$434 -31.1%
Oklahoma $1,430 $36 2.6%
Oregon $1,278 -$116 -8.3%
Pennsylvania $1,328 -$66 -4.7%
Rhode Island $1,860 $466 33.4%
South Carolina $1,264 -$130 -9.3%
South Dakota $1,178 -$216 -15.5%
Tennessee $1,220 -$174 -12.5%
Texas $1,682 $288 20.7%
Utah $1,032 -$362 -26.0%
Vermont $952 -$442 -31.7%
Virginia $836 -$558 -40.0%
Washington $1,076 -$318 -22.8%
West Virginia $1,278 -$116 -8.3%
Wisconsin $966 -$428 -30.7%
Wyoming $1,240 -$154 -11.0%

Using high physical damage deductibles could cut rates by as much as $630 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 extra every 12 months

View Chart as Image

Toyota insurance by deductible and liability limit

Because rates have so much variability, the only way to know which company is cheapest is to regularly compare rates and see which company has the best price. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Additional Toyota Vehicles


U.S. averages for full coverage Toyota vehicle insurance

Average Policy Cost $1,394
Comprehensive Premium $348
Collision Premium $594
Liability Premium $316

National average data is compiled from all 50 U.S. states for the Toyota models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Toyota Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $4,980
20 $3,190
30 $1,470
40 $1,394
50 $1,270
60 $1,246

Full coverage, $500 deductibles

Rates by Deductible

Toyota Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,810
$250 $1,618
$500 $1,394
$1,000 $1,182

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,140
20 $5,068
30 $3,082
40 $3,000
50 $2,856
60 $2,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $107
5-yr Claim Free $90
Paid in Full/EFT $67
Advance Quote $70
Online Quote $101
Total Discounts $599
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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