Toyota Avalon Hybrid Insurance Rates

The average auto insurance rates for a Toyota Avalon Hybrid are $1,268 annually with full coverage. Comprehensive costs approximately $258 each year, collision insurance costs $484, and liability is estimated at $390. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $2,758. Teenage drivers cost the most to insure at up to $4,770 a year.

Average premium for full coverage: $1,268

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Avalon Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota Avalon Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $724
• Choosing higher $1,000 deductibles can save $168 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,268
• Using low deductibles for comp and collision coverage will cost $1,598
• Higher-risk drivers who are prone to accidents and violations could pay around $2,758
• Policy cost with full coverage for a 16-year-old driver can cost $4,770 each year

View Chart as Image

Insurance rates for a Toyota Avalon Hybrid also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $500 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Toyota Avalon Hybrid insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,710 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy the Best Toyota Avalon Hybrid Insurance

Finding cheaper rates on insurance for a Toyota Avalon Hybrid takes being safe and accident-free, having a good credit history, not filing small claims, and possibly raising deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the data covered in the above illustrations.

• Insureds who purchase more liability protection will pay an extra $430 every year to raise limits from a 30/60 limit to higher 250/500 limits
• You may be able to save around $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $500 each year
• Youthful drivers are expensive to insure, as much as $398 each month including comprehensive and collision insurance