Toyota Yaris iA Insurance Rates

Average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive costs an estimated $280 each year, collision insurance costs $408, and liability costs around $372. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs around $2,600. Teen drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates broken down by individual coverage type:

Estimates include $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and Yaris iA models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

These examples show why all drivers should compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota Yaris iA insurance rates for other coverage scenarios.

• The lowest rate with discounts is $721
• Using higher $1,000 deductibles will save approximately $156 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,218
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,516
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,600
• The cost that insures a 16-year-old driver can cost as much as $4,524 or more

View Chart as Image

Insurance rates for a Toyota Yaris iA can also vary considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can be from 42% to 129% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on Toyota Yaris iA insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Iowa, Maine, and Idaho, or as much as $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota Yaris iA Insurance

Saving money on insurance for a Toyota Yaris iA requires not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Shop around at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a review of the data touched on above.

• Insureds who want higher liability limits will pay about $410 each year to increase from a minimum limit to the 250/500 level
• Drivers can save approximately $140 per year just by quoting online in advance
• Increasing deductibles can save approximately $450 each year
• Teens are expensive to insure, costing as high as $377 per month if comprehensive and collision insurance is included