Toyota Yaris iA Insurance Rates

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UPDATED: Apr 15, 2024

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U.S. average insurance prices for a Toyota Yaris iA are $1,218 every 12 months for full coverage. Comprehensive costs around $280 a year, collision insurance costs $408, and liability is $372. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs around $2,600. 16-year-old drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates for individual coverage:

Comprehensive $280
Collision $408
Liability $372

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Yaris iA trim levels.

Price Range from Low to High

For a driver around age 40, Toyota Yaris iA insurance prices range from the cheapest price of $438 for minimum levels of liability insurance to a high of $2,600 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,218
High Risk $2,600

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population have more infrequent accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

The ranges above show why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Toyota Yaris iA insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $721
  • Raising to $1,000 deductibles will save about $1,062 a year
  • The average price for the average middle-age driver using $500 deductibles is $1,218
  • Buying low $100 deductibles increases the price to $1,516
  • At-risk drivers with multiple tickets or accidents could pay at least $2,600
  • The price to insure a teen driver can be $4,524

View Chart as Image

Toyota Yaris iA insurance cost comparison chart
Column chart showing Toyota Yaris iA insurance rates range from $721 to $4,524 for full coverage

Car insurance prices for a Toyota Yaris iA are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can reduce prices by up to $460 every year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 129% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Toyota Yaris iA insurance prices. A middle-age driver might find prices as low as $800 a year in states like Idaho, Maine, and Iowa, or at least $1,740 on average in Michigan, Louisiana, and New York.

Toyota Yaris iA Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $936 -$282 -23.2%
Arizona $1,010 -$208 -17.1%
Arkansas $1,218 -$0 0.0%
California $1,388 $170 14.0%
Colorado $1,164 -$54 -4.4%
Connecticut $1,252 $34 2.8%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,126 -$92 -7.6%
Hawaii $876 -$342 -28.1%
Idaho $824 -$394 -32.3%
Illinois $910 -$308 -25.3%
Indiana $916 -$302 -24.8%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,662 $444 36.5%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,116 $898 73.7%
Minnesota $1,018 -$200 -16.4%
Mississippi $1,460 $242 19.9%
Missouri $1,082 -$136 -11.2%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,460 $242 19.9%
New Hampshire $878 -$340 -27.9%
New Jersey $1,362 $144 11.8%
New Mexico $1,078 -$140 -11.5%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $840 -$378 -31.0%
Oklahoma $1,252 $34 2.8%
Oregon $1,116 -$102 -8.4%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,624 $406 33.3%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,468 $250 20.5%
Utah $904 -$314 -25.8%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $942 -$276 -22.7%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,086 -$132 -10.8%

View Chart as Image

Toyota Yaris iA insurance rates by U.S. city
Toyota Yaris iA Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Toyota Yaris iA $200 $274 $460 $1,092

Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Toyota Yaris iA Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a brief review of the car insurance concepts covered above.

  • Higher risk drivers with DUI or reckless driving convictions may pay on average $1,380 more every year for auto insurance
  • Drivers can save up to $140 per year just by quoting early and online
  • Increasing physical damage deductibles could save as much as $450 each year
  • Policyholders who may need higher levels of liability will pay around $410 each year to raise from a low limit to a 250/500 level

Rates by Driver Age

Toyota Yaris iA Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,766
30 $1,266
40 $1,218
50 $1,112
60 $1,088

Full coverage, $500 deductibles

Rates by Deductible

Toyota Yaris iA Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,516
$250 $1,380
$500 $1,218
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Toyota Yaris iA Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,292
100/300 $1,385
250/500 $1,627
100 CSL $1,330
300 CSL $1,534
500 CSL $1,683

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Yaris iA Insurance Rates for High Risk Drivers
Age Premium
16 $6,424
20 $4,384
30 $2,652
40 $2,600
50 $2,480
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $85
Total Discounts $497
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

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