Toyota Yaris iA Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 15, 2024

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Estimated insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive costs on average $280 a year, collision costs $408, and liability costs around $372. A liability-only policy costs as low as $438 a year, with high-risk insurance costing around $2,600. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,218

Premium estimates by type of coverage:

Comprehensive $280
Collision $408
Liability $372

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Yaris iA trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Toyota Yaris iA go from as low as $438 for minimum levels of liability insurance to a high of $2,600 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,218
High Risk $2,600

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities.

The diagram below illustrates how geographic area affects car insurance rates.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

These rate differences show why it is important to compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Toyota Yaris iA insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $721
  • Using higher $1,000 deductibles will save around $1,062 a year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,218
  • Buying low $100 deductibles for physical damage coverage will increase the cost to $1,516
  • Drivers with multiple tickets or accidents could pay upwards of $2,600 or more
  • An auto insurance policy for full coverage for a teen driver may cost $4,524 or more

View Chart as Image

Toyota Yaris iA insurance cost comparison chart
Column chart showing full coverage Toyota Yaris iA insurance rates range from $721 to $4,524

Auto insurance prices for a Toyota Yaris iA also have a wide range based on your driving characteristics, the trim level of your Yaris iA, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Yaris iA insurance prices. A driver around age 40 might see prices as low as $800 a year in states like Idaho, Maine, and Iowa, or at least $1,740 on average in Michigan, Louisiana, and New York.

Toyota Yaris iA Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $936 -$282 -23.2%
Arizona $1,010 -$208 -17.1%
Arkansas $1,218 -$0 0.0%
California $1,388 $170 14.0%
Colorado $1,164 -$54 -4.4%
Connecticut $1,252 $34 2.8%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,126 -$92 -7.6%
Hawaii $876 -$342 -28.1%
Idaho $824 -$394 -32.3%
Illinois $910 -$308 -25.3%
Indiana $916 -$302 -24.8%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,662 $444 36.5%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,116 $898 73.7%
Minnesota $1,018 -$200 -16.4%
Mississippi $1,460 $242 19.9%
Missouri $1,082 -$136 -11.2%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,460 $242 19.9%
New Hampshire $878 -$340 -27.9%
New Jersey $1,362 $144 11.8%
New Mexico $1,078 -$140 -11.5%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $840 -$378 -31.0%
Oklahoma $1,252 $34 2.8%
Oregon $1,116 -$102 -8.4%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,624 $406 33.3%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,468 $250 20.5%
Utah $904 -$314 -25.8%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $942 -$276 -22.7%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,086 -$132 -10.8%

View Chart as Image

Toyota Yaris iA insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $460 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 129% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Toyota Yaris iA Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Toyota Yaris iA $218 $326 $452 $1,154

Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Toyota Yaris iA Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having good credit, not filing small claims, and taking advantage of discounts. Invest the time to compare rates every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The points below are a brief summary of the coverage data presented in the illustrations above.

  • Drivers can save as much as $140 per year simply by quoting early and online
  • Increasing policy deductibles can save around $450 each year
  • Drivers under the age of 20 are charged the highest prices, as much as $377 per month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations will pay on average $1,380 more each year to insure a Toyota Yaris iA

Rates by Driver Age

Toyota Yaris iA Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,766
30 $1,266
40 $1,218
50 $1,112
60 $1,088

Full coverage, $500 deductibles

Rates by Deductible

Toyota Yaris iA Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,516
$250 $1,380
$500 $1,218
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Toyota Yaris iA Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,292
100/300 $1,385
250/500 $1,627
100 CSL $1,330
300 CSL $1,534
500 CSL $1,683

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Yaris iA Insurance Rates for High Risk Drivers
Age Premium
16 $6,424
20 $4,384
30 $2,652
40 $2,600
50 $2,480
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $85
Total Discounts $497
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

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