Toyota Yaris iA Insurance Rates
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UPDATED: Apr 15, 2024
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U.S. average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive insurance costs on average $280 a year, collision costs $408, and liability coverage is estimated at $372. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing $2,600 or more. Teens pay the highest rates at $4,524 a year or more.
Average premium for full coverage: $1,218
Price estimates by individual coverage:
These estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Yaris iA trim levels.
Price Range from Low to High
For a driver in their 40's, Toyota Yaris iA insurance prices go from the low end price of $438 for just liability coverage to a high of $2,600 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion.
The diagram below illustrates how location helps determine car insurance rates.
The ranges above show why it is important to get quotes based on a specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Toyota Yaris iA insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $721
- Choosing higher $1,000 deductibles can save around $1,062 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,218
- Selecting low $100 deductibles for comp and collision coverage will cost an additional $298 each year
- Drivers with serious driving violations could pay upwards of $2,600 or more
- The price that insures a teenage driver may cost $4,524 each year
Car insurance prices for a Toyota Yaris iA are also quite variable based on the trim level of your Yaris iA, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 129% more than the average policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age
The state you live in plays a big part in determining prices for Toyota Yaris iA insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,740 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,102 | -$116 | -9.5% |
| Alaska | $936 | -$282 | -23.2% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,388 | $170 | 14.0% |
| Colorado | $1,164 | -$54 | -4.4% |
| Connecticut | $1,252 | $34 | 2.8% |
| Delaware | $1,380 | $162 | 13.3% |
| Florida | $1,524 | $306 | 25.1% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $876 | -$342 | -28.1% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $910 | -$308 | -25.3% |
| Indiana | $916 | -$302 | -24.8% |
| Iowa | $822 | -$396 | -32.5% |
| Kansas | $1,158 | -$60 | -4.9% |
| Kentucky | $1,662 | $444 | 36.5% |
| Louisiana | $1,804 | $586 | 48.1% |
| Maine | $754 | -$464 | -38.1% |
| Maryland | $1,006 | -$212 | -17.4% |
| Massachusetts | $976 | -$242 | -19.9% |
| Michigan | $2,116 | $898 | 73.7% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,460 | $242 | 19.9% |
| Missouri | $1,082 | -$136 | -11.2% |
| Montana | $1,310 | $92 | 7.6% |
| Nebraska | $962 | -$256 | -21.0% |
| Nevada | $1,460 | $242 | 19.9% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,284 | $66 | 5.4% |
| North Carolina | $702 | -$516 | -42.4% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,252 | $34 | 2.8% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,164 | -$54 | -4.4% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,104 | -$114 | -9.4% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,068 | -$150 | -12.3% |
| Texas | $1,468 | $250 | 20.5% |
| Utah | $904 | -$314 | -25.8% |
| Vermont | $834 | -$384 | -31.5% |
| Virginia | $730 | -$488 | -40.1% |
| Washington | $942 | -$276 | -22.7% |
| West Virginia | $1,118 | -$100 | -8.2% |
| Wisconsin | $844 | -$374 | -30.7% |
| Wyoming | $1,086 | -$132 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer calculates prices differently, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Toyota Yaris iA | $218 | $326 | $452 | $1,154 |
Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Toyota Yaris iA Insurance
Getting lower rates on auto insurance takes having a good driving record, having a positive credit history, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates at every policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.
The next list is a brief summary of the data covered in the charts and tables above.
- Consumers who require increased levels of liability coverage will pay approximately $410 each year to raise limits from a low limit to the 250/500 level
- Drivers can save as much as $140 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $450 each year
- Drivers age 20 and younger are expensive to insure, with premiums as much as $377 a month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,766 |
| 30 | $1,266 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,516 |
| $250 | $1,380 |
| $500 | $1,218 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,292 |
| 100/300 | $1,385 |
| 250/500 | $1,627 |
| 100 CSL | $1,330 |
| 300 CSL | $1,534 |
| 500 CSL | $1,683 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,384 |
| 30 | $2,652 |
| 40 | $2,600 |
| 50 | $2,480 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
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