Toyota GR Corolla Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Toyota GR Corolla are $1,312 annually for full coverage insurance. Comprehensive costs an estimated $362 a year, collision insurance costs $594, and liability insurance costs $246. Liability-only insurance costs as little as $298 a year, and high-risk driver insurance costs around $2,806. Teens pay the highest rates at up to $4,526 a year.

Average premium for full coverage: $1,312

Price estimates broken down by individual coverage:

Comprehensive $362
Collision $594
Liability $246

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and GR Corolla trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Toyota GR Corolla insurance prices range from as cheap as $298 for the bare minimum liability coverage to a high of $2,806 for a high-risk insurance policy.

Liability Only $298
Full Coverage $1,312
High Risk $2,806

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $984
Small Cities $1,378
Large Cities $1,771

The ranges above illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Toyota GR Corolla insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $741
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,096 each year
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,312
  • Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,732
  • High risk drivers with serious driving violations could pay up to $2,806
  • The price with full coverage for a teen driver can cost as much as $4,526 a year

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance rates range from $741 to $4,526 for full coverage

Car insurance prices for a Toyota GR Corolla are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $640 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Toyota GR Corolla insurance rates. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,770 on average in Florida, New York, and Michigan.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,186 -$126 -9.6%
Alaska $1,006 -$306 -23.3%
Arizona $1,088 -$224 -17.1%
Arkansas $1,312 -$0 0.0%
California $1,496 $184 14.0%
Colorado $1,252 -$60 -4.6%
Connecticut $1,346 $34 2.6%
Delaware $1,484 $172 13.1%
Florida $1,640 $328 25.0%
Georgia $1,210 -$102 -7.8%
Hawaii $942 -$370 -28.2%
Idaho $888 -$424 -32.3%
Illinois $978 -$334 -25.5%
Indiana $990 -$322 -24.5%
Iowa $886 -$426 -32.5%
Kansas $1,246 -$66 -5.0%
Kentucky $1,788 $476 36.3%
Louisiana $1,942 $630 48.0%
Maine $808 -$504 -38.4%
Maryland $1,082 -$230 -17.5%
Massachusetts $1,046 -$266 -20.3%
Michigan $2,278 $966 73.6%
Minnesota $1,100 -$212 -16.2%
Mississippi $1,572 $260 19.8%
Missouri $1,164 -$148 -11.3%
Montana $1,410 $98 7.5%
Nebraska $1,034 -$278 -21.2%
Nevada $1,572 $260 19.8%
New Hampshire $948 -$364 -27.7%
New Jersey $1,466 $154 11.7%
New Mexico $1,162 -$150 -11.4%
New York $1,382 $70 5.3%
North Carolina $754 -$558 -42.5%
North Dakota $1,074 -$238 -18.1%
Ohio $906 -$406 -30.9%
Oklahoma $1,346 $34 2.6%
Oregon $1,204 -$108 -8.2%
Pennsylvania $1,250 -$62 -4.7%
Rhode Island $1,750 $438 33.4%
South Carolina $1,188 -$124 -9.5%
South Dakota $1,108 -$204 -15.5%
Tennessee $1,150 -$162 -12.3%
Texas $1,580 $268 20.4%
Utah $972 -$340 -25.9%
Vermont $896 -$416 -31.7%
Virginia $788 -$524 -39.9%
Washington $1,012 -$300 -22.9%
West Virginia $1,204 -$108 -8.2%
Wisconsin $908 -$404 -30.8%
Wyoming $1,164 -$148 -11.3%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city
Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $362 $594 $246 $1,312
2023 Toyota GR Corolla $346 $570 $258 $1,284

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Toyota GR Corolla Insurance

Getting lower rates on Toyota GR Corolla insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and possibly higher deductibles. Take the time to comparison shop at least every other year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief recap of the car insurance concepts touched on in the above illustrations.

  • High-risk drivers who tend to receive serious violations may pay on average $1,490 more annually to insure their GR Corolla
  • It is possible to save approximately $160 per year just by quoting early and online
  • Increasing physical damage deductibles could save up to $625 each year
  • Drivers who want more liability coverage will pay approximately $270 annually to go from a low limit to higher 250/500 limits

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,526
20 $2,970
30 $1,390
40 $1,312
50 $1,192
60 $1,168

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,732
$250 $1,538
$500 $1,312
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,312
50/100 $1,361
100/300 $1,423
250/500 $1,583
100 CSL $1,386
300 CSL $1,521
500 CSL $1,620

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,514
20 $4,718
30 $2,894
40 $2,806
50 $2,670
60 $2,644

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $65
Homeowner $17
5-yr Accident Free $103
5-yr Claim Free $85
Paid in Full/EFT $66
Advance Quote $67
Online Quote $96
Total Discounts $571
Rate after discounts $741

Discounts are estimated and may not be available from every company or in every state.

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