Toyota GR Corolla Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Toyota GR Corolla are $1,284 annually for full coverage insurance. Comprehensive insurance costs an estimated $346 a year, collision insurance costs $570, and liability coverage is $258. Buying just liability costs around $306 a year, and insurance for high-risk drivers costs $2,750 or more. Teens cost the most to insure at up to $4,464 a year.

Average premium for full coverage: $1,284

Policy rates broken down by type of insurance:

Comprehensive $346
Collision $570
Liability $258

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and GR Corolla trim levels.

Price Range Variability

For a driver in their 40's, Toyota GR Corolla insurance rates range from as cheap as $306 for minimum levels of liability insurance to a high of $2,750 for a policy for a high-risk driver.

Liability Only $306
Full Coverage $1,284
High Risk $2,750

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine insurance prices.

Rural Areas $963
Small Cities $1,348
Large Cities $1,733

The examples above illustrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Toyota GR Corolla insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $726
  • Raising to $1,000 deductibles will save approximately $1,076 each year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,284
  • Selecting low $100 deductibles costs an additional $404 each year
  • Unlucky drivers with serious driving violations could pay up to $2,750
  • Policy cost with full coverage for a teenage driver can cost as much as $4,464

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance prices range from $726 to $4,464 for full coverage

Insurance rates for a Toyota GR Corolla also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $620 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $232 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Toyota GR Corolla insurance rates. A middle-age driver might find rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,160 -$124 -9.7%
Alaska $986 -$298 -23.2%
Arizona $1,066 -$218 -17.0%
Arkansas $1,284 -$0 0.0%
California $1,462 $178 13.9%
Colorado $1,226 -$58 -4.5%
Connecticut $1,318 $34 2.6%
Delaware $1,454 $170 13.2%
Florida $1,604 $320 24.9%
Georgia $1,188 -$96 -7.5%
Hawaii $922 -$362 -28.2%
Idaho $868 -$416 -32.4%
Illinois $958 -$326 -25.4%
Indiana $966 -$318 -24.8%
Iowa $868 -$416 -32.4%
Kansas $1,218 -$66 -5.1%
Kentucky $1,748 $464 36.1%
Louisiana $1,900 $616 48.0%
Maine $790 -$494 -38.5%
Maryland $1,060 -$224 -17.4%
Massachusetts $1,024 -$260 -20.2%
Michigan $2,228 $944 73.5%
Minnesota $1,076 -$208 -16.2%
Mississippi $1,538 $254 19.8%
Missouri $1,136 -$148 -11.5%
Montana $1,380 $96 7.5%
Nebraska $1,010 -$274 -21.3%
Nevada $1,538 $254 19.8%
New Hampshire $928 -$356 -27.7%
New Jersey $1,434 $150 11.7%
New Mexico $1,136 -$148 -11.5%
New York $1,352 $68 5.3%
North Carolina $738 -$546 -42.5%
North Dakota $1,052 -$232 -18.1%
Ohio $886 -$398 -31.0%
Oklahoma $1,316 $32 2.5%
Oregon $1,178 -$106 -8.3%
Pennsylvania $1,224 -$60 -4.7%
Rhode Island $1,714 $430 33.5%
South Carolina $1,166 -$118 -9.2%
South Dakota $1,084 -$200 -15.6%
Tennessee $1,124 -$160 -12.5%
Texas $1,546 $262 20.4%
Utah $950 -$334 -26.0%
Vermont $876 -$408 -31.8%
Virginia $770 -$514 -40.0%
Washington $988 -$296 -23.1%
West Virginia $1,180 -$104 -8.1%
Wisconsin $890 -$394 -30.7%
Wyoming $1,142 -$142 -11.1%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city
Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $346 $570 $258 $1,284
2023 Toyota GR Corolla $332 $566 $264 $1,272

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Toyota GR Corolla Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having a good credit history, being claim-free, and deciding if full coverage is necessary. Invest time comparing rates every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief recap of the coverage data covered in the charts and tables above.

  • It is possible to save approximately $160 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles could save up to $600 each year
  • Teenage drivers are charged the highest rates, possibly costing $372 each month including comprehensive and collision insurance
  • Drivers who tend to receive serious violations may pay on average $1,470 more annually for auto insurance

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,910
30 $1,358
40 $1,284
50 $1,168
60 $1,146

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,502
$500 $1,284
$1,000 $1,076

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,284
50/100 $1,336
100/300 $1,400
250/500 $1,568
100 CSL $1,361
300 CSL $1,503
500 CSL $1,607

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,624
30 $2,830
40 $2,750
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $100
5-yr Claim Free $84
Paid in Full/EFT $64
Advance Quote $65
Online Quote $94
Total Discounts $558
Rate after discounts $726

Discounts are estimated and may not be available from every company or in every state.

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