Toyota Crown Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Toyota Crown are $1,574 a year with full coverage. Comprehensive insurance costs on average $404 each year, collision insurance costs $718, and liability coverage costs around $316. A policy with just liability insurance costs as low as $376 a year, and coverage for high-risk drivers costs $3,396 or more. 16-year-old drivers pay the highest rates at up to $5,550 a year.
Average premium for full coverage: $1,574
Price estimates by individual coverage:
Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Crown models.
Price Range from Low to High
For an average driver, Toyota Crown insurance prices range from as low as $376 for just liability coverage to a high rate of $3,396 for coverage for higher-risk drivers.
Geographic Price Range
Where you live has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.
The ranges above demonstrate why all drivers should compare prices based on a specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Toyota Crown insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $885
- Using higher $1,000 deductibles will save around $256 annually
- The average rate for the average middle-age driver with $500 deductibles is $1,574
- Buying low deductibles for physical damage coverage will cost an extra $496 each year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,396
- The price for full coverage for a teenage driver may cost $5,550 or more
Insurance prices for a Toyota Crown are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.
More mature drivers with a clean driving record and high deductibles may only pay around $1,500 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $5,500 a year. View Rates by Age
The state you live in has a huge impact on Toyota Crown insurance rates. A driver around age 40 might see prices as low as $1,130 a year in states like New Hampshire, Ohio, and Utah, or at least $2,120 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,422 | -$152 | -9.7% |
Alaska | $1,206 | -$368 | -23.4% |
Arizona | $1,306 | -$268 | -17.0% |
Arkansas | $1,574 | -$0 | 0.0% |
California | $1,794 | $220 | 14.0% |
Colorado | $1,502 | -$72 | -4.6% |
Connecticut | $1,616 | $42 | 2.7% |
Delaware | $1,778 | $204 | 13.0% |
Florida | $1,966 | $392 | 24.9% |
Georgia | $1,454 | -$120 | -7.6% |
Hawaii | $1,132 | -$442 | -28.1% |
Idaho | $1,066 | -$508 | -32.3% |
Illinois | $1,172 | -$402 | -25.5% |
Indiana | $1,186 | -$388 | -24.7% |
Iowa | $1,062 | -$512 | -32.5% |
Kansas | $1,494 | -$80 | -5.1% |
Kentucky | $2,146 | $572 | 36.3% |
Louisiana | $2,330 | $756 | 48.0% |
Maine | $974 | -$600 | -38.1% |
Maryland | $1,300 | -$274 | -17.4% |
Massachusetts | $1,254 | -$320 | -20.3% |
Michigan | $2,734 | $1,160 | 73.7% |
Minnesota | $1,318 | -$256 | -16.3% |
Mississippi | $1,886 | $312 | 19.8% |
Missouri | $1,396 | -$178 | -11.3% |
Montana | $1,690 | $116 | 7.4% |
Nebraska | $1,240 | -$334 | -21.2% |
Nevada | $1,888 | $314 | 19.9% |
New Hampshire | $1,134 | -$440 | -28.0% |
New Jersey | $1,760 | $186 | 11.8% |
New Mexico | $1,392 | -$182 | -11.6% |
New York | $1,658 | $84 | 5.3% |
North Carolina | $906 | -$668 | -42.4% |
North Dakota | $1,290 | -$284 | -18.0% |
Ohio | $1,084 | -$490 | -31.1% |
Oklahoma | $1,614 | $40 | 2.5% |
Oregon | $1,442 | -$132 | -8.4% |
Pennsylvania | $1,502 | -$72 | -4.6% |
Rhode Island | $2,098 | $524 | 33.3% |
South Carolina | $1,426 | -$148 | -9.4% |
South Dakota | $1,328 | -$246 | -15.6% |
Tennessee | $1,376 | -$198 | -12.6% |
Texas | $1,898 | $324 | 20.6% |
Utah | $1,164 | -$410 | -26.0% |
Vermont | $1,076 | -$498 | -31.6% |
Virginia | $942 | -$632 | -40.2% |
Washington | $1,214 | -$360 | -22.9% |
West Virginia | $1,442 | -$132 | -8.4% |
Wisconsin | $1,090 | -$484 | -30.7% |
Wyoming | $1,402 | -$172 | -10.9% |
Opting for high physical damage deductibles could cut prices by as much as $760 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $285 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 128% more than the average rate. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Toyota Crown | $404 | $718 | $316 | $1,574 |
2023 Toyota Crown | $384 | $690 | $332 | $1,542 |
Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Toyota Crown Insurance
Getting lower rates on auto insurance requires being a good driver, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Take the time to compare rates at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from local insurance agents.
The following list is a condensed summary of the primary concepts that were covered in the above illustrations.
- You may be able to save as much as $200 per year just by quoting online in advance
- Drivers with multiple at-fault accidents may be required to pay an average of $1,820 more each year than a safer driver
- Increasing physical damage deductibles can save around $750 each year
- Drivers age 16 to 20 pay the highest prices, costing up to $463 a month for full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,550 |
20 | $3,610 |
30 | $1,666 |
40 | $1,574 |
50 | $1,432 |
60 | $1,406 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,070 |
$250 | $1,840 |
$500 | $1,574 |
$1,000 | $1,318 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,574 |
50/100 | $1,637 |
100/300 | $1,716 |
250/500 | $1,922 |
100 CSL | $1,669 |
300 CSL | $1,843 |
500 CSL | $1,969 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,982 |
20 | $5,738 |
30 | $3,496 |
40 | $3,396 |
50 | $3,232 |
60 | $3,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $86 |
Multi-vehicle | $80 |
Homeowner | $21 |
5-yr Accident Free | $124 |
5-yr Claim Free | $103 |
Paid in Full/EFT | $79 |
Advance Quote | $81 |
Online Quote | $115 |
Total Discounts | $689 |
Discounts are estimated and may not be available from every company or in every state.
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