Toyota Crown Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Toyota Crown are $1,542 a year for full coverage insurance. Comprehensive insurance costs around $384, collision costs $690, and liability is $332. A liability-only policy costs around $388 a year, with high-risk insurance costing $3,332 or more. Teenage drivers pay the most at $5,482 a year or more.

Average premium for full coverage: $1,542

Premium estimates for type of coverage:

Comprehensive $384
Collision $690
Liability $332

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Crown trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Toyota Crown go from as low as $388 for liability-only coverage to a much higher rate of $3,332 for a policy for a high-risk driver.

Liability Only $388
Full Coverage $1,542
High Risk $3,332

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $1,157
Small Cities $1,619
Large Cities $2,082

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Toyota Crown insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $868
  • Raising to $1,000 deductibles will save about $244 each year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,542
  • Using more expensive low deductibles will cost an extra $476 every year
  • At-risk drivers who are prone to accidents and violations could pay at least $3,332 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage can be $5,482

View Chart as Image

Toyota Crown insurance cost comparison chart
Column chart showing full coverage Toyota Crown insurance prices range from $868 to $5,482

Auto insurance prices for a Toyota Crown also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $5,400 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Crown insurance prices. A middle-age driver might find prices as low as $1,010 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,080 on average in Michigan, New York, and Florida.

Toyota Crown Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,394 -$148 -9.6%
Alaska $1,184 -$358 -23.2%
Arizona $1,280 -$262 -17.0%
Arkansas $1,542 -$0 0.0%
California $1,758 $216 14.0%
Colorado $1,472 -$70 -4.5%
Connecticut $1,584 $42 2.7%
Delaware $1,744 $202 13.1%
Florida $1,928 $386 25.0%
Georgia $1,426 -$116 -7.5%
Hawaii $1,108 -$434 -28.1%
Idaho $1,044 -$498 -32.3%
Illinois $1,146 -$396 -25.7%
Indiana $1,162 -$380 -24.6%
Iowa $1,040 -$502 -32.6%
Kansas $1,464 -$78 -5.1%
Kentucky $2,104 $562 36.4%
Louisiana $2,282 $740 48.0%
Maine $952 -$590 -38.3%
Maryland $1,274 -$268 -17.4%
Massachusetts $1,230 -$312 -20.2%
Michigan $2,678 $1,136 73.7%
Minnesota $1,292 -$250 -16.2%
Mississippi $1,848 $306 19.8%
Missouri $1,370 -$172 -11.2%
Montana $1,656 $114 7.4%
Nebraska $1,216 -$326 -21.1%
Nevada $1,850 $308 20.0%
New Hampshire $1,112 -$430 -27.9%
New Jersey $1,724 $182 11.8%
New Mexico $1,364 -$178 -11.5%
New York $1,624 $82 5.3%
North Carolina $888 -$654 -42.4%
North Dakota $1,266 -$276 -17.9%
Ohio $1,062 -$480 -31.1%
Oklahoma $1,582 $40 2.6%
Oregon $1,412 -$130 -8.4%
Pennsylvania $1,470 -$72 -4.7%
Rhode Island $2,058 $516 33.5%
South Carolina $1,398 -$144 -9.3%
South Dakota $1,300 -$242 -15.7%
Tennessee $1,348 -$194 -12.6%
Texas $1,860 $318 20.6%
Utah $1,142 -$400 -25.9%
Vermont $1,054 -$488 -31.6%
Virginia $922 -$620 -40.2%
Washington $1,192 -$350 -22.7%
West Virginia $1,416 -$126 -8.2%
Wisconsin $1,066 -$476 -30.9%
Wyoming $1,374 -$168 -10.9%

View Chart as Image

Toyota Crown insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $720 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $299 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,800 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Toyota Crown Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota Crown $384 $690 $332 $1,542
2023 Toyota Crown $370 $686 $338 $1,530

Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Toyota Crown Insurance

Finding better rates on car insurance consists of being a good driver, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a condensed summary of the coverage data covered in the charts and tables above.

  • It is possible to save up to $190 per year simply by shopping early and online
  • Increasing policy deductibles can save around $725 each year
  • Drivers age 16 to 20 are expensive to insure, with premiums being up to $457 per month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents may pay on average $1,790 more every year than a safer driver

Rates by Driver Age

Toyota Crown Insurance Rates by Driver Age
Driver Age Premium
16 $5,482
20 $3,542
30 $1,628
40 $1,542
50 $1,404
60 $1,380

Full coverage, $500 deductibles

Rates by Deductible

Toyota Crown Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,018
$250 $1,798
$500 $1,542
$1,000 $1,298

Full coverage, driver age 40

Rates by Liability Limit

Toyota Crown Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,542
50/100 $1,608
100/300 $1,691
250/500 $1,907
100 CSL $1,642
300 CSL $1,824
500 CSL $1,957

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Crown Insurance Rates for High Risk Drivers
Age Premium
16 $7,880
20 $5,634
30 $3,428
40 $3,332
50 $3,172
60 $3,144

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $121
5-yr Claim Free $101
Paid in Full/EFT $77
Advance Quote $79
Online Quote $112
Total Discounts $674
Rate after discounts $868

Discounts are estimated and may not be available from every company or in every state.

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