Toyota Prius c Insurance Rates

U.S. average insurance rates for a Toyota Prius c are $1,130 a year including full coverage. Comprehensive costs around $230 a year, collision insurance costs $376, and liability insurance costs $388. A policy with just liability insurance costs as little as $434 a year, and coverage for high-risk drivers costs around $2,436. Teenage drivers pay the highest rates at up to $4,282 a year.

Average premium for full coverage: $1,130

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Prius c trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The best discount rate is $657
• Drivers who choose higher $1,000 deductibles will pay about $992 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,130
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,396
• High risk drivers who are prone to accidents and violations could pay at least $2,436
• The price that insures a teen driver can be $4,282 a year

View Chart as Image

Insurance prices for a Toyota Prius c are also quite variable based on the trim level of your Prius c, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age

The state you live in makes a big difference in Toyota Prius c insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,610 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $410 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $349 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Toyota Prius c Insurance

Getting lower rates on Toyota Prius c insurance not only requires avoiding accidents and claims, but also having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare prices every couple of years by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a brief recap of the material that was touched on above.

• Drivers who may need increased liability limits will pay an extra $430 per year to go from a low limit to the 250/500 level
• Drivers under the age of 20 pay higher prices, possibly costing $357 a month if full coverage is included
• High-risk drivers who tend to receive serious violations may have to pay on average $1,310 more every year to insure a Toyota Prius c
• Increasing physical damage deductibles can save approximately $400 each year