Toyota Prius c Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Toyota Prius c are $1,084 a year including full coverage. Comprehensive insurance costs approximately $220 a year, collision costs $338, and liability insurance costs $390. A policy with just liability insurance costs as little as $438 a year, with coverage for high-risk drivers costing $2,332 or more. 16-year-old drivers receive the highest rates at $4,136 a year or more.

Average premium for full coverage: $1,084

Rate estimates by individual coverage type:

Comprehensive $220
Collision $338
Liability $390

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Prius c trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the low end price of $438 for just liability insurance to a high of $2,332 for a driver who has had serious violations or accidents.

Liability Only $438
Full Coverage $1,084
High Risk $2,332

Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

These examples highlight why it is important to compare rates using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Toyota Prius c insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $638
  • Drivers who choose higher $1,000 deductibles will pay $956 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,084
  • Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $242 a year
  • High risk drivers with multiple tickets or accidents could pay around $2,332 or more
  • The cost that insures a teen driver can cost $4,136 a year

View Chart as Image

Toyota Prius c insurance cost comparison chart
Column chart showing full coverage Toyota Prius c insurance prices range from $638 to $4,136

Insurance rates for a Toyota Prius c can also vary considerably based on the trim level of your Prius c, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live makes a big difference in Toyota Prius c insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,550 on average in Louisiana, New York, and Michigan.

Toyota Prius c Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $830 -$254 -23.4%
Arizona $898 -$186 -17.2%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,034 -$50 -4.6%
Connecticut $1,112 $28 2.6%
Delaware $1,224 $140 12.9%
Florida $1,352 $268 24.7%
Georgia $1,002 -$82 -7.6%
Hawaii $778 -$306 -28.2%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,028 -$56 -5.2%
Kentucky $1,478 $394 36.3%
Louisiana $1,604 $520 48.0%
Maine $670 -$414 -38.2%
Maryland $894 -$190 -17.5%
Massachusetts $864 -$220 -20.3%
Michigan $1,880 $796 73.4%
Minnesota $908 -$176 -16.2%
Mississippi $1,298 $214 19.7%
Missouri $962 -$122 -11.3%
Montana $1,162 $78 7.2%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $782 -$302 -27.9%
New Jersey $1,212 $128 11.8%
New Mexico $956 -$128 -11.8%
New York $1,142 $58 5.4%
North Carolina $624 -$460 -42.4%
North Dakota $888 -$196 -18.1%
Ohio $746 -$338 -31.2%
Oklahoma $1,112 $28 2.6%
Oregon $994 -$90 -8.3%
Pennsylvania $1,032 -$52 -4.8%
Rhode Island $1,444 $360 33.2%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $948 -$136 -12.5%
Texas $1,304 $220 20.3%
Utah $802 -$282 -26.0%
Vermont $740 -$344 -31.7%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $994 -$90 -8.3%
Wisconsin $748 -$336 -31.0%
Wyoming $964 -$120 -11.1%

View Chart as Image

Toyota Prius c insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $370 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Every company utilizes a different rate formula, and rates can be significantly different.

Toyota Prius c Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Toyota Prius c $248 $430 $376 $1,190
2017 Toyota Prius c $230 $376 $388 $1,130
2016 Toyota Prius c $220 $338 $390 $1,084

Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Toyota Prius c Insurance

Saving money on Toyota Prius c insurance not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The points below are a review of the ideas that were covered in the charts and tables above.

  • Drivers under the age of 20 are the costliest to insure, as much as $345 per month if comprehensive and collision insurance is included
  • High-risk drivers who have several accidents or serious violations will likely pay on average $1,250 more per year to insure a Toyota Prius c
  • Increasing deductibles can save approximately $375 each year
  • You may be able to save around $130 per year simply by quoting early and online

Rates by Driver Age

Toyota Prius c Insurance Rates by Driver Age
Driver Age Premium
16 $4,136
20 $2,478
30 $1,120
40 $1,084
50 $992
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius c Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,326
$250 $1,214
$500 $1,084
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius c Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,162
100/300 $1,260
250/500 $1,513
100 CSL $1,201
300 CSL $1,416
500 CSL $1,572

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius c Insurance Rates for High Risk Drivers
Age Premium
16 $5,874
20 $3,944
30 $2,374
40 $2,332
50 $2,226
60 $2,204

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $148

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $57
Homeowner $17
5-yr Accident Free $74
5-yr Claim Free $69
Paid in Full/EFT $45
Advance Quote $51
Online Quote $76
Total Discounts $446
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption