Toyota Prius c Insurance Rates
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UPDATED: Mar 29, 2024
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The average auto insurance rates for a Toyota Prius c are $1,130 annually including full coverage. Comprehensive costs around $230, collision insurance costs $376, and liability insurance is estimated at $388. A liability-only policy costs approximately $434 a year, and high-risk insurance costs around $2,436. Teen drivers cost the most to insure at up to $4,282 a year.
Average premium for full coverage: $1,130
Policy rates for type of insurance:
Rates are based on $500 physical damage deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Prius c models.
Price Range Variability
For an average driver, Toyota Prius c insurance rates range from as cheap as $434 for basic liability insurance to the much higher price of $2,436 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.
The examples above highlight why everyone should get quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Toyota Prius c insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $657
- Choosing higher $1,000 deductibles can save about $138 every year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,130
- Choosing pricier low deductibles for comp and collision coverage will cost $1,396
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,436
- Policy cost with full coverage for a teen driver for full coverage can be $4,282 each year
Car insurance rates for a Toyota Prius c also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.
A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged as much as $4,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,300 to $1,900 extra every year, depending on your age. Toyota Prius c insurance for high-risk drivers ranges anywhere from 44% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $410 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Toyota Prius c insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,610 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,020 | -$110 | -9.7% |
| Alaska | $864 | -$266 | -23.5% |
| Arizona | $936 | -$194 | -17.2% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,076 | -$54 | -4.8% |
| Connecticut | $1,158 | $28 | 2.5% |
| Delaware | $1,276 | $146 | 12.9% |
| Florida | $1,408 | $278 | 24.6% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $810 | -$320 | -28.3% |
| Idaho | $764 | -$366 | -32.4% |
| Illinois | $838 | -$292 | -25.8% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $760 | -$370 | -32.7% |
| Kansas | $1,072 | -$58 | -5.1% |
| Kentucky | $1,538 | $408 | 36.1% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $696 | -$434 | -38.4% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $900 | -$230 | -20.4% |
| Michigan | $1,958 | $828 | 73.3% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,350 | $220 | 19.5% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,210 | $80 | 7.1% |
| Nebraska | $888 | -$242 | -21.4% |
| Nevada | $1,352 | $222 | 19.6% |
| New Hampshire | $816 | -$314 | -27.8% |
| New Jersey | $1,260 | $130 | 11.5% |
| New Mexico | $996 | -$134 | -11.9% |
| New York | $1,188 | $58 | 5.1% |
| North Carolina | $648 | -$482 | -42.7% |
| North Dakota | $924 | -$206 | -18.2% |
| Ohio | $778 | -$352 | -31.2% |
| Oklahoma | $1,158 | $28 | 2.5% |
| Oregon | $1,032 | -$98 | -8.7% |
| Pennsylvania | $1,074 | -$56 | -5.0% |
| Rhode Island | $1,504 | $374 | 33.1% |
| South Carolina | $1,022 | -$108 | -9.6% |
| South Dakota | $952 | -$178 | -15.8% |
| Tennessee | $986 | -$144 | -12.7% |
| Texas | $1,360 | $230 | 20.4% |
| Utah | $834 | -$296 | -26.2% |
| Vermont | $770 | -$360 | -31.9% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $868 | -$262 | -23.2% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $778 | -$352 | -31.2% |
| Wyoming | $1,004 | -$126 | -11.2% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Toyota Prius c | $248 | $430 | $376 | $1,190 |
| 2017 Toyota Prius c | $230 | $376 | $388 | $1,130 |
| 2016 Toyota Prius c | $220 | $338 | $390 | $1,084 |
Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Toyota Prius c Insurance
Finding cheaper rates on Toyota Prius c insurance takes being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a quick review of the material that was covered in the above illustrations.
- Drivers who may need higher levels of liability will pay about $430 per year to raise limits from a 30/60 limit to higher 250/500 limits
- Teenage drivers are the costliest to insure, with premiums being up to $357 each month if comprehensive and collision insurance is included
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,310 more every year for auto insurance
- Increasing comprehensive and collision deductibles could save up to $400 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,282 |
| 20 | $2,590 |
| 30 | $1,170 |
| 40 | $1,130 |
| 50 | $1,032 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,396 |
| $250 | $1,272 |
| $500 | $1,130 |
| $1,000 | $992 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,208 |
| 100/300 | $1,305 |
| 250/500 | $1,557 |
| 100 CSL | $1,246 |
| 300 CSL | $1,460 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,096 |
| 20 | $4,124 |
| 30 | $2,480 |
| 40 | $2,436 |
| 50 | $2,322 |
| 60 | $2,302 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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