Toyota Prius c Insurance Rates
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UPDATED: Mar 29, 2024
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The average auto insurance rates for a Toyota Prius c are $1,084 annually for full coverage. Comprehensive costs an estimated $220, collision insurance costs $338, and liability is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $2,332. Teens cost the most to insure at up to $4,136 a year.
Average premium for full coverage: $1,084
Policy rates broken down by type of insurance:
Price estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Prius c trim levels.
Price Range Variability
For a driver in their 40's, Toyota Prius c insurance rates range from as cheap as $438 for just the minimum liability insurance to a much higher rate of $2,332 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how location helps determine insurance prices.
The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Toyota Prius c insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $638
- Raising to $1,000 deductibles will save approximately $128 a year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,084
- Selecting more expensive low deductibles will cost $1,326
- At-risk drivers with serious driving violations could pay up to $2,332
- Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,136
Insurance rates for a Toyota Prius c also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $4,100 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Toyota Prius c insurance prices. A middle-age driver might find rates as low as $720 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,550 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $980 | -$104 | -9.6% |
| Alaska | $830 | -$254 | -23.4% |
| Arizona | $898 | -$186 | -17.2% |
| Arkansas | $1,084 | -$0 | 0.0% |
| California | $1,234 | $150 | 13.8% |
| Colorado | $1,034 | -$50 | -4.6% |
| Connecticut | $1,112 | $28 | 2.6% |
| Delaware | $1,224 | $140 | 12.9% |
| Florida | $1,352 | $268 | 24.7% |
| Georgia | $1,002 | -$82 | -7.6% |
| Hawaii | $778 | -$306 | -28.2% |
| Idaho | $732 | -$352 | -32.5% |
| Illinois | $808 | -$276 | -25.5% |
| Indiana | $816 | -$268 | -24.7% |
| Iowa | $730 | -$354 | -32.7% |
| Kansas | $1,028 | -$56 | -5.2% |
| Kentucky | $1,478 | $394 | 36.3% |
| Louisiana | $1,604 | $520 | 48.0% |
| Maine | $670 | -$414 | -38.2% |
| Maryland | $894 | -$190 | -17.5% |
| Massachusetts | $864 | -$220 | -20.3% |
| Michigan | $1,880 | $796 | 73.4% |
| Minnesota | $908 | -$176 | -16.2% |
| Mississippi | $1,298 | $214 | 19.7% |
| Missouri | $962 | -$122 | -11.3% |
| Montana | $1,162 | $78 | 7.2% |
| Nebraska | $854 | -$230 | -21.2% |
| Nevada | $1,298 | $214 | 19.7% |
| New Hampshire | $782 | -$302 | -27.9% |
| New Jersey | $1,212 | $128 | 11.8% |
| New Mexico | $956 | -$128 | -11.8% |
| New York | $1,142 | $58 | 5.4% |
| North Carolina | $624 | -$460 | -42.4% |
| North Dakota | $888 | -$196 | -18.1% |
| Ohio | $746 | -$338 | -31.2% |
| Oklahoma | $1,112 | $28 | 2.6% |
| Oregon | $994 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$52 | -4.8% |
| Rhode Island | $1,444 | $360 | 33.2% |
| South Carolina | $982 | -$102 | -9.4% |
| South Dakota | $914 | -$170 | -15.7% |
| Tennessee | $948 | -$136 | -12.5% |
| Texas | $1,304 | $220 | 20.3% |
| Utah | $802 | -$282 | -26.0% |
| Vermont | $740 | -$344 | -31.7% |
| Virginia | $648 | -$436 | -40.2% |
| Washington | $836 | -$248 | -22.9% |
| West Virginia | $994 | -$90 | -8.3% |
| Wisconsin | $748 | -$336 | -31.0% |
| Wyoming | $964 | -$120 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Toyota Prius c | $238 | $400 | $384 | $1,158 |
| 2017 Toyota Prius c | $220 | $338 | $390 | $1,084 |
| 2016 Toyota Prius c | $206 | $310 | $390 | $1,042 |
Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Toyota Prius c Insurance
Finding cheaper rates on car insurance consists of being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a condensed summary of the data covered in the charts and tables above.
- Policyholders who want more liability coverage will pay approximately $430 each year to raise from a 30/60 limit to higher 250/500 limits
- Drivers can save approximately $130 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $375 each year
- Teen drivers are charged the highest rates, costing up to $345 each month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,136 |
| 20 | $2,478 |
| 30 | $1,120 |
| 40 | $1,084 |
| 50 | $992 |
| 60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,326 |
| $250 | $1,214 |
| $500 | $1,084 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,084 |
| 50/100 | $1,162 |
| 100/300 | $1,260 |
| 250/500 | $1,513 |
| 100 CSL | $1,201 |
| 300 CSL | $1,416 |
| 500 CSL | $1,572 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,874 |
| 20 | $3,944 |
| 30 | $2,374 |
| 40 | $2,332 |
| 50 | $2,226 |
| 60 | $2,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $57 |
| Homeowner | $17 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $45 |
| Advance Quote | $51 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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