Toyota Camry Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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U.S. average insurance prices for a Toyota Camry Hybrid are $1,404 every 12 months with full coverage. Comprehensive costs around $240 each year, collision insurance costs $470, and liability is estimated at $514. A policy with just liability insurance costs approximately $572 a year, and coverage for high-risk drivers costs around $3,058. Teen drivers pay the highest rates at up to $5,478 a year.
Average premium for full coverage: $1,404
Price estimates for individual coverage:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Camry Hybrid models.
Price Range from Low to High
For an average driver, Toyota Camry Hybrid insurance prices range from the cheapest price of $572 for the bare minimum liability coverage to a high rate of $3,058 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.
The ranges above demonstrate why all drivers should get quotes for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Toyota Camry Hybrid insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $816
- Choosing higher $1,000 deductibles can save about $162 annually
- The average price for the average middle-age driver using $500 deductibles is $1,404
- Choosing low deductibles for comp and collision coverage increases the price to $1,718
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,058
- The price to insure a teen driver can be $5,478 each year
Insurance prices for a Toyota Camry Hybrid are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Choosing high deductibles can save as much as $480 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $462 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $5,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Toyota Camry Hybrid insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,900 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,268 | -$136 | -9.7% |
Alaska | $1,076 | -$328 | -23.4% |
Arizona | $1,166 | -$238 | -17.0% |
Arkansas | $1,404 | -$0 | 0.0% |
California | $1,598 | $194 | 13.8% |
Colorado | $1,338 | -$66 | -4.7% |
Connecticut | $1,440 | $36 | 2.6% |
Delaware | $1,588 | $184 | 13.1% |
Florida | $1,758 | $354 | 25.2% |
Georgia | $1,298 | -$106 | -7.5% |
Hawaii | $1,008 | -$396 | -28.2% |
Idaho | $950 | -$454 | -32.3% |
Illinois | $1,044 | -$360 | -25.6% |
Indiana | $1,058 | -$346 | -24.6% |
Iowa | $948 | -$456 | -32.5% |
Kansas | $1,332 | -$72 | -5.1% |
Kentucky | $1,914 | $510 | 36.3% |
Louisiana | $2,078 | $674 | 48.0% |
Maine | $868 | -$536 | -38.2% |
Maryland | $1,158 | -$246 | -17.5% |
Massachusetts | $1,122 | -$282 | -20.1% |
Michigan | $2,436 | $1,032 | 73.5% |
Minnesota | $1,174 | -$230 | -16.4% |
Mississippi | $1,682 | $278 | 19.8% |
Missouri | $1,244 | -$160 | -11.4% |
Montana | $1,510 | $106 | 7.5% |
Nebraska | $1,106 | -$298 | -21.2% |
Nevada | $1,684 | $280 | 19.9% |
New Hampshire | $1,010 | -$394 | -28.1% |
New Jersey | $1,572 | $168 | 12.0% |
New Mexico | $1,242 | -$162 | -11.5% |
New York | $1,478 | $74 | 5.3% |
North Carolina | $808 | -$596 | -42.5% |
North Dakota | $1,150 | -$254 | -18.1% |
Ohio | $970 | -$434 | -30.9% |
Oklahoma | $1,440 | $36 | 2.6% |
Oregon | $1,286 | -$118 | -8.4% |
Pennsylvania | $1,336 | -$68 | -4.8% |
Rhode Island | $1,872 | $468 | 33.3% |
South Carolina | $1,272 | -$132 | -9.4% |
South Dakota | $1,184 | -$220 | -15.7% |
Tennessee | $1,228 | -$176 | -12.5% |
Texas | $1,690 | $286 | 20.4% |
Utah | $1,038 | -$366 | -26.1% |
Vermont | $962 | -$442 | -31.5% |
Virginia | $840 | -$564 | -40.2% |
Washington | $1,082 | -$322 | -22.9% |
West Virginia | $1,288 | -$116 | -8.3% |
Wisconsin | $972 | -$432 | -30.8% |
Wyoming | $1,250 | -$154 | -11.0% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Toyota Camry Hybrid | $322 | $626 | $420 | $1,548 |
2023 Toyota Camry Hybrid | $306 | $600 | $440 | $1,526 |
2022 Toyota Camry Hybrid | $294 | $596 | $450 | $1,520 |
2021 Toyota Camry Hybrid | $284 | $582 | $470 | $1,516 |
2019 Toyota Camry Hybrid | $260 | $538 | $500 | $1,478 |
2017 Toyota Camry Hybrid | $240 | $470 | $514 | $1,404 |
2016 Toyota Camry Hybrid | $230 | $422 | $520 | $1,352 |
Rates are averaged for all Toyota Camry Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Toyota Camry Hybrid Insurance
Getting lower rates on car insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a brief recap of the data that was covered in the above illustrations.
- You may be able to save up to $170 per year just by quoting online in advance
- Policyholders who may need more liability protection will pay about $570 every year to raise limits from a low limit to a 250/500 level
- Youthful drivers pay higher prices, costing up to $457 a month if they have full coverage
- Higher risk drivers who tend to receive serious violations pay on average $1,650 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,478 |
20 | $3,268 |
30 | $1,446 |
40 | $1,404 |
50 | $1,288 |
60 | $1,262 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,718 |
$250 | $1,570 |
$500 | $1,404 |
$1,000 | $1,242 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,404 |
50/100 | $1,507 |
100/300 | $1,635 |
250/500 | $1,969 |
100 CSL | $1,558 |
300 CSL | $1,841 |
500 CSL | $2,047 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,786 |
20 | $5,212 |
30 | $3,106 |
40 | $3,058 |
50 | $2,922 |
60 | $2,896 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $76 |
Homeowner | $23 |
5-yr Accident Free | $99 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $60 |
Advance Quote | $68 |
Online Quote | $98 |
Total Discounts | $588 |
Discounts are estimated and may not be available from every company or in every state.
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