Toyota Camry Hybrid Insurance Rates

U.S. average insurance prices for a Toyota Camry Hybrid are $1,404 every 12 months with full coverage. Comprehensive costs around $240 each year, collision insurance costs $470, and liability is estimated at $514. A policy with just liability insurance costs approximately $572 a year, and coverage for high-risk drivers costs around $3,058. Teen drivers pay the highest rates at up to $5,478 a year.

Average premium for full coverage: $1,404

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Camry Hybrid models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

The ranges above demonstrate why all drivers should get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Camry Hybrid insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $816
• Choosing higher $1,000 deductibles can save about $162 annually
• The average price for the average middle-age driver using $500 deductibles is $1,404
• Choosing low deductibles for comp and collision coverage increases the price to $1,718
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,058
• The price to insure a teen driver can be $5,478 each year

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Insurance prices for a Toyota Camry Hybrid are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Choosing high deductibles can save as much as $480 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $462 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $5,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Toyota Camry Hybrid insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,900 on average in Florida, Michigan, and New York.

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How to Shop for the Best Toyota Camry Hybrid Insurance

Getting lower rates on car insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a brief recap of the data that was covered in the above illustrations.

• You may be able to save up to $170 per year just by quoting online in advance
• Policyholders who may need more liability protection will pay about $570 every year to raise limits from a low limit to a 250/500 level
• Youthful drivers pay higher prices, costing up to $457 a month if they have full coverage
• Higher risk drivers who tend to receive serious violations pay on average $1,650 more every year than a low-risk driver