Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,330 a year for full coverage insurance. Comprehensive costs on average $270 a year, collision costs $446, and liability insurance is $456. Liability-only coverage costs around $508 a year, with high-risk coverage costing around $2,876. Teen drivers pay the most at $5,056 a year or more.

Average premium for full coverage: $1,330

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $775
• Raising to $1,000 deductibles will save around $1,168 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,330
• Choosing low $100 deductibles will increase the cost to $1,646
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,876 or more
• An auto insurance policy for full coverage for a teen driver may cost $5,056

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find prices as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,800 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $480 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance consists of being a good driver, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to compare rates at every other renewal by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a brief summary of the concepts that were presented in the illustrations above.

• High-risk drivers that tend to have accidents or serious violations pay an average of $1,550 more each year than a safer driver
• Drivers age 16 to 20 pay the highest prices, with premiums being up to $421 per month for full coverage
• It is possible to save as much as $160 per year simply by quoting early and online
• Increasing policy deductibles can save around $475 each year
• It is possible to save as much as $160 per year simply by quoting early and online