Toyota Sequoia Insurance Rates

U.S. average insurance prices for a Toyota Sequoia are $1,366 every 12 months including full coverage. Comprehensive insurance costs an estimated $282, collision costs $474, and liability coverage costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing $2,952 or more. Teens pay the highest rates at $5,160 a year or more.

Average premium for full coverage: $1,366

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $793
• Using higher $1,000 deductibles will save approximately $172 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,366
• Selecting more expensive low deductibles for physical damage coverage costs an extra $332 each year
• Higher-risk drivers with serious driving violations could pay up to $2,952 or more
• The price to insure a teenage driver with full coverage can cost as much as $5,160 or more

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Insurance prices for a Toyota Sequoia are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $510 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance can be around 43% to 131% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,950 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Toyota Sequoia Insurance

Getting lower rates on auto insurance requires being a low-risk driver, having above-average credit, being claim-free, and maximizing policy discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a brief review of the concepts that were illustrated above.

• Drivers with DUI or reckless driving convictions may have to pay on average $1,590 more annually to insure their Sequoia
• Teen drivers are expensive to insure, possibly costing $430 a month if full coverage is included
• You may be able to save approximately $160 per year simply by shopping early and online
• Increasing physical damage deductibles could save as much as $500 each year
• You may be able to save approximately $160 per year simply by shopping early and online