Toyota Sequoia Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for a Toyota Sequoia are $1,464 annually for full coverage. Comprehensive insurance costs an estimated $346 a year, collision insurance costs $570, and liability is estimated at $390. Buying just liability costs approximately $452 a year, and insurance for high-risk drivers costs $3,152 or more. 16-year-old drivers cost the most to insure at up to $5,346 a year.
Average premium for full coverage: $1,464
Policy rates broken down by type of insurance:
Includes $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Sequoia trim levels.
Price Range Variability
For a driver in their 40's, Toyota Sequoia insurance rates range from as cheap as $452 for minimum levels of liability insurance to a high of $3,152 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than congested cities. The diagram below illustrates how location helps determine insurance prices.
The examples above show why it is important to get quotes for a targeted area and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Toyota Sequoia insurance rates for other coverage scenarios.
- The best full coverage rate is $844
- Choosing higher $1,000 deductibles can save approximately $1,256 a year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,464
- Buying low $100 deductibles for comp and collision coverage costs an additional $404 every year
- Unlucky drivers with multiple tickets or accidents could pay up to $3,152
- Policy cost with full coverage for a teen driver can cost as much as $5,346 each year
Insurance rates for a Toyota Sequoia also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.
Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 130% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $620 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Iowa, Maine, and Idaho, or at least $2,090 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,324 | -$140 | -9.6% |
| Alaska | $1,124 | -$340 | -23.2% |
| Arizona | $1,216 | -$248 | -16.9% |
| Arkansas | $1,464 | -$0 | 0.0% |
| California | $1,668 | $204 | 13.9% |
| Colorado | $1,400 | -$64 | -4.4% |
| Connecticut | $1,506 | $42 | 2.9% |
| Delaware | $1,660 | $196 | 13.4% |
| Florida | $1,834 | $370 | 25.3% |
| Georgia | $1,354 | -$110 | -7.5% |
| Hawaii | $1,052 | -$412 | -28.1% |
| Idaho | $990 | -$474 | -32.4% |
| Illinois | $1,092 | -$372 | -25.4% |
| Indiana | $1,102 | -$362 | -24.7% |
| Iowa | $990 | -$474 | -32.4% |
| Kansas | $1,392 | -$72 | -4.9% |
| Kentucky | $1,998 | $534 | 36.5% |
| Louisiana | $2,170 | $706 | 48.2% |
| Maine | $904 | -$560 | -38.3% |
| Maryland | $1,210 | -$254 | -17.3% |
| Massachusetts | $1,172 | -$292 | -19.9% |
| Michigan | $2,546 | $1,082 | 73.9% |
| Minnesota | $1,226 | -$238 | -16.3% |
| Mississippi | $1,754 | $290 | 19.8% |
| Missouri | $1,298 | -$166 | -11.3% |
| Montana | $1,574 | $110 | 7.5% |
| Nebraska | $1,156 | -$308 | -21.0% |
| Nevada | $1,756 | $292 | 19.9% |
| New Hampshire | $1,056 | -$408 | -27.9% |
| New Jersey | $1,638 | $174 | 11.9% |
| New Mexico | $1,298 | -$166 | -11.3% |
| New York | $1,544 | $80 | 5.5% |
| North Carolina | $844 | -$620 | -42.3% |
| North Dakota | $1,202 | -$262 | -17.9% |
| Ohio | $1,012 | -$452 | -30.9% |
| Oklahoma | $1,504 | $40 | 2.7% |
| Oregon | $1,342 | -$122 | -8.3% |
| Pennsylvania | $1,398 | -$66 | -4.5% |
| Rhode Island | $1,956 | $492 | 33.6% |
| South Carolina | $1,330 | -$134 | -9.2% |
| South Dakota | $1,236 | -$228 | -15.6% |
| Tennessee | $1,284 | -$180 | -12.3% |
| Texas | $1,766 | $302 | 20.6% |
| Utah | $1,084 | -$380 | -26.0% |
| Vermont | $1,002 | -$462 | -31.6% |
| Virginia | $878 | -$586 | -40.0% |
| Washington | $1,130 | -$334 | -22.8% |
| West Virginia | $1,344 | -$120 | -8.2% |
| Wisconsin | $1,016 | -$448 | -30.6% |
| Wyoming | $1,306 | -$158 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Toyota Sequoia SR/5 2WD | $1,380 | $115 |
| Toyota Sequoia SR/5 4WD | $1,422 | $119 |
| Toyota Sequoia Limited 2WD | $1,464 | $122 |
| Toyota Sequoia Limited 4WD | $1,506 | $126 |
| Toyota Sequoia Platinum 2WD | $1,550 | $129 |
| Toyota Sequoia Platinum 4WD | $1,550 | $129 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Sequoia | $362 | $594 | $372 | $1,486 |
| 2023 Toyota Sequoia | $346 | $570 | $390 | $1,464 |
| 2022 Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| 2021 Toyota Sequoia | $320 | $552 | $416 | $1,446 |
| 2020 Toyota Sequoia | $310 | $530 | $430 | $1,428 |
| 2019 Toyota Sequoia | $292 | $512 | $442 | $1,404 |
| 2018 Toyota Sequoia | $282 | $474 | $452 | $1,366 |
| 2017 Toyota Sequoia | $270 | $446 | $456 | $1,330 |
| 2016 Toyota Sequoia | $258 | $400 | $460 | $1,276 |
| 2012 Toyota Sequoia | $210 | $300 | $474 | $1,142 |
| 2010 Toyota Sequoia | $192 | $248 | $474 | $1,072 |
| 2008 Toyota Sequoia | $174 | $202 | $468 | $1,002 |
| 2007 Toyota Sequoia | $172 | $198 | $460 | $988 |
| 2006 Toyota Sequoia | $168 | $188 | $452 | $966 |
| 2005 Toyota Sequoia | $154 | $180 | $446 | $938 |
| 2004 Toyota Sequoia | $150 | $170 | $442 | $920 |
Rates are averaged for all Toyota Sequoia models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Toyota Sequoia Insurance
Finding cheaper rates on car insurance takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following is a recap of the concepts that were covered in the charts and tables above.
- Higher risk drivers that have major violations or accidents may pay on average $1,690 more annually for Sequoia insurance
- Teens are charged the highest rates, costing up to $446 each month including comprehensive and collision insurance
- Drivers can save approximately $180 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $600 each year
- Drivers can save approximately $180 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,346 |
| 20 | $3,350 |
| 30 | $1,532 |
| 40 | $1,464 |
| 50 | $1,336 |
| 60 | $1,310 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,868 |
| $250 | $1,682 |
| $500 | $1,464 |
| $1,000 | $1,256 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,464 |
| 50/100 | $1,628 |
| 100/300 | $1,726 |
| 250/500 | $1,979 |
| 100 CSL | $1,667 |
| 300 CSL | $1,882 |
| 500 CSL | $2,038 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,634 |
| 20 | $5,324 |
| 30 | $3,224 |
| 40 | $3,152 |
| 50 | $3,002 |
| 60 | $2,976 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $94 |
| Paid in Full/EFT | $68 |
| Advance Quote | $72 |
| Online Quote | $104 |
| Total Discounts | $620 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
