Mercury Grand-Marquis Insurance Rates

Are you searching for affordable car insurance for your Mercury Grand Marquis? The average insurance cost of Marquis insurance is $1,136 a year, or $94 a month. Read on for a breakdown of how the Mercury Grand Marquis insurance rates compare to other vehicles’ rates, and what you can do to save.

To find the cheapest insurance in your area, enter your ZIP code in our free tool above to find the best Mercury Grand Marquis insurance cost.

You have lots of choices when buying insurance for your Mercury Grand-Marquis. You can either contact an agent or price shop online to compare pricing from companies. Buying car insurance by quoting online is simple to do and at the same time you can save money.

Shopping online for car insurance is challenging if you have never used online rate quotes. But relax because it's actually quite easy. Finding lower Mercury Grand-Marquis insurance cost is a fairly straight forward process. You just have to spend a little time getting comparison quotes online with multiple companies. This can be accomplished by visiting this page.

What influences the rate you pay?

Car insurance premiums paid to insure a Mercury Grand-Marquis will vary greatly subject to many criteria. Taken into consideration are:

• More performance equals higher cost
• Your accident history
• Multiple policies can save money
• How you use your vehicle
• Special coverage such as replacement cost
• Your claim history
• Having continuous coverage saves you money
• Whether you rent or own your home

An additional factor that helps determine Mercury Grand-Marquis insurance rates is the year of the vehicle. A newer vehicle cost more than older models so the payout to repair will push premiums up. Although newer models may have safety features included like tire pressure monitors, sideview assist mirrors, lane departure warning system, and adaptive cruise control so those may provide discounts that lower premiums.

Liability coverages - Mercury Grand-Marquis liability coverage protects you from damages or injuries you inflict on a person or their property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Collision coverage - Collision insurance pays for damage to your Grand-Marquis from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. Another option is to raise the deductible in order to get cheaper Mercury Grand-Marquis insurance rates.

Comprehensive coverages - This will pay to fix damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This gives you protection from other motorists when they do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments - Med pay and PIP coverage reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

Shopping for Mercury Grand Marquis insurance rates is the best way to find savings. Enter your ZIP code in our free tool below to find affordable car insurance for a Marquis today.

What are the safety ratings of the Mercury Grand Marquis?

Insurers will look at Mercury Grand Marquis safety ratings and features before determining rates. The Mercury Grand Marquis does have fewer safety features than average, although it does have an anti-lock braking system and occupant weight sensors.

The Mercury Grand Marquis also doesn’t have extensive crash test ratings. The Insurance Institute for Highway Safety (IIHS) has only crash-tested the following situations:

• Small overlap front (driver-side): Good
• Side: Marginal
• Head restraints and seats: Marginal

Marginal is a poor rating, so the Mercury Grand Marquis didn’t do well in the IIHS’s tests.

Mercury Grand Marquis Compared Against Other Vehicles in the Same Class

The Mercury Grand Marquis is classified as a large car, which can sometimes have higher liability rates. Why? Large cars are more likely to do serious damage to other vehicles in a crash.

Curious how the Mercury Grand Marquis’s rates compare to other large cars’ rates? View the list of large cars below.

• Buick LaCrosse Insurance Rates
• Buick Regal Insurance Rates
• Chevrolet Impala Insurance Rates

To start comparison shopping for the best Mercury Grand Marquis insurance rates in your area, use our free rate comparison tool.

References

1. https://www.iihs.org/ratings/vehicle/mercury/grand-marquis-4-door-sedan/2010