Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Average insurance prices for a Buick Regal are $900 every 12 months with full coverage. Comprehensive costs an estimated $138 a year, collision costs $162, and liability insurance costs $442. Buying just liability costs as little as $496 a year, with insurance for high-risk drivers costing around $1,928. Teens receive the highest rates at $3,684 a year or more.

Average premium for full coverage: $900

Rate estimates broken down by individual coverage type:

Rates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Regal trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of location on insurance prices.

These examples demonstrate why it is important to compare rates for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Buick Regal insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $557
• Drivers who choose higher $1,000 deductibles will pay approximately $830 annually
• The average price for a 40-year-old driver who has $500 deductibles is $900
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,026
• High risk drivers with serious driving violations could pay up to $1,928 or more
• The cost to insure a teen driver can cost as much as $3,684 a year

View Chart as Image

Auto insurance rates for a Buick Regal can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $200 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,100 to $1,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 136% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Buick Regal insurance rates. A 40-year-old driver could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,220 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out which company is cheapest is to get quotes from as many companies as possible. Every company calculates rates differently, and quoted rates can be significantly different.

How to Shop for Cheaper Buick Regal Insurance

Saving money on Buick Regal insurance not only requires being a low-risk driver, but also having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to shop around at least every two years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a summary of the information that was covered in this article.

• Increasing deductibles could save as much as $200 each year
• You may be able to save approximately $100 per year simply by quoting early and online
• Drivers who want more liability coverage will pay approximately $490 every year to go from a minimum limit to a 250/500 level
• Teen drivers are the costliest to insure, with premiums as much as $307 per month if comprehensive and collision insurance is included
• High-risk drivers that have multiple accidents or serious violations may pay on average $1,030 more annually to insure their Regal

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.