Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance prices for a Porsche Cayenne are $1,894 every 12 months with full coverage. Comprehensive insurance costs on average $476 a year, collision insurance costs $870, and liability insurance is estimated at $390. A liability-only policy costs approximately $452 a year, and high-risk insurance costs $4,100 or more. 16-year-old drivers receive the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,894

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Cayenne trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas tend to have more infrequent collision claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

These examples demonstrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Porsche Cayenne insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $1,058
• Choosing higher $1,000 deductibles can save around $1,588 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,894
• Buying low $100 deductibles for comp and collision coverage costs an extra $594 a year
• High-risk insureds with multiple tickets or accidents could pay upwards of $4,100
• The cost to insure a teen driver may cost $6,710 each year

View Chart as Image

Insurance rates for a Porsche Cayenne can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Cayenne.

Opting for high physical damage deductibles can save as much as $900 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,700 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $6,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $2,200 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 130% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Porsche Cayenne insurance rates. A good driver about age 40 could pay as low as $1,360 a year in states like New Hampshire, Ohio, and Utah, or at least $2,560 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Porsche Cayenne Insurance

Saving money on Porsche Cayenne insurance takes avoiding accidents and violations, having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Invest the time to shop around at least every other year by getting price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a brief recap of the car insurance concepts illustrated above.

• High-risk drivers who tend to receive serious violations may pay on average $2,210 more each year for car insurance
• You may be able to save as much as $240 per year just by quoting early and online
• Increasing deductibles could save as much as $900 each year
• Drivers who require higher liability limits will pay around $430 every year to raise limits from a minimum limit to a 250/500 level

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.