Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

U.S. average insurance rates for a Porsche Cayenne are $1,894 a year for full coverage. Comprehensive insurance costs on average $476, collision costs $870, and liability coverage is $390. A policy with just liability insurance costs around $452 a year, with coverage for high-risk drivers costing $4,100 or more. Teens pay the highest rates at $6,710 a year or more.

Average premium for full coverage: $1,894

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all Cayenne models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the difference location can make on car insurance rates.

The ranges above show why everyone should compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Porsche Cayenne insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,058
• Raising to $1,000 deductibles will save around $306 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,894
• Selecting pricier low deductibles will cost an extra $594 each year
• Unlucky drivers with serious driving violations could pay upwards of $4,100 or more
• The price for full coverage for a teenage driver for full coverage may cost $6,710

View Chart as Image

Insurance prices for a Porsche Cayenne are also quite variable based on your driving record, the trim level of your Cayenne, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,700 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $6,700 a year. View Rates by Age

The state you live in also has a big influence on Porsche Cayenne insurance rates. A middle-age driver might find prices as low as $1,250 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,700 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $900 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $2,200 to $3,000 extra each year, depending on your age. Porsche Cayenne insurance for high-risk drivers is expensive and can cost around 45% to 130% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche Cayenne Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, maintaining good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Make time to compare rates once a year by requesting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The list below is a review of the data that was touched on in this article.

• Drivers can save as much as $240 per year simply by quoting online well ahead of the renewal date
• Consumers who require higher liability limits will pay approximately $430 each year to raise from a low limit to 250/500 limits
• Teenagers pay the highest prices, with premiums as much as $559 a month for full coverage
• Drivers who have several accidents or serious violations will pay on average $2,210 more each year for car insurance

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.