Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

U.S. average insurance rates for a Porsche Cayenne are $1,894 a year including full coverage. Comprehensive insurance costs an estimated $476 each year, collision insurance costs $870, and liability coverage is $390. A policy with just liability insurance costs around $452 a year, and coverage for high-risk drivers costs $4,100 or more. Teen drivers pay the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,894

Price estimates broken down by individual coverage:

Prices include $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Cayenne models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects insurance prices.

The ranges above highlight why all drivers should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Porsche Cayenne insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,058
• Raising to $1,000 deductibles will save approximately $306 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,894
• Choosing low deductibles will cost an extra $594 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $4,100
• The price for full coverage for a teenage driver can cost as much as $6,710

View Chart as Image

Insurance prices for a Porsche Cayenne are also quite variable based on your driving record, the model of your Cayenne, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $6,700 a year. View Rates by Age

The state you live in also has a big influence on Porsche Cayenne insurance rates. A middle-age driver might find prices as low as $1,450 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,700 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $900 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $2,200 to $3,000 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Cayenne Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, maintaining good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a quick rundown of the primary concepts that were raised in the charts and tables above.

• You may be able to save approximately $240 per year just by quoting online in advance
• Drivers with reckless driving or DUI convictions may pay on average $2,210 more annually for Cayenne insurance
• Increasing physical damage deductibles can save around $900 each year
• Teens are charged the highest prices, possibly costing $559 a month for full coverage

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.