Porsche Cayenne S Insurance Rates

U.S. average insurance prices for a Porsche Cayenne S are $1,798 every 12 months for full coverage. Comprehensive costs an estimated $452 each year, collision insurance costs $824, and liability costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs around $3,886. Teenage drivers pay the highest rates at up to $6,370 a year.

Annual premium for full coverage: $1,798

Price estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Cayenne Trim Level

Geographic Price Range

Where you live can make a big difference on insurance rates. More rural locations have more infrequent accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

These price ranges show why all drivers should compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Porsche Cayenne S are also quite variable based on deductibles and policy limits, your driver profile, and the model year.

Using high physical damage deductibles could cut rates by as much as $850 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,700 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged at least $6,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $2,100 to $2,800 extra each year, depending on your age. Insurance for high-risk drivers can be from 44% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Porsche Cayenne S insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes may be quite different.

View Chart as Image

Chart shows Porsche Cayenne S insurance rates for various coverage choices and risks. The cheapest discount rate is $1,010. Drivers who use higher $1,000 deductibles will pay $1,510. The average rate for a driver around age 40 using $500 deductibles is $1,798. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $2,360. Drivers with multiple violations and accidents could be charged at least $3,886. The policy rate for full coverage insurance for a teenage driver can be as high as $6,370.

View Chart as Image