Porsche Cayenne GTS Insurance Rates

Average insurance prices for a Porsche Cayenne GTS are $1,890 every 12 months including full coverage. Comprehensive insurance costs around $480 each year, collision costs $888, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $4,088 or more. Teenage drivers receive the highest rates at $6,662 a year or more.

Annual premium for full coverage: $1,890

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Cayenne Trim Level

These differences highlight why all drivers should compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Porsche Cayenne GTS can also vary considerably based on policy deductibles and limits, your driving characteristics, and the actual cash value of your Cayenne.

Using high physical damage deductibles could save up to $920 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,700 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $6,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $2,200 to $3,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Porsche Cayenne GTS insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

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The chart above shows average Porsche Cayenne GTS insurance rates for different coverage choices and risks. The best rate after discounts is $1,055. Drivers who use higher $1,000 deductibles will pay $1,578. The average rate for a driver age 40 with no violations using $500 deductibles is $1,890. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,492. Drivers with multiple violations and accidents could be charged as much as $4,088. The policy rate for full coverage for a 16-year-old driver is $6,662.

View Chart as Image