Infiniti Q50 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 15, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What is an Infiniti Q50? The Q50 is a four-door sedan part of Nissan’s luxury line. How much does it cost to insure an Infiniti Q50 on average? The Infiniti Q50 insurance rates are $135 per month or $1,624 annually. However, your insurance cost for an Infiniti Q50 might be lower or higher depending on your age, driving record, and where you live. 

Did you know that even the age of your car model will impact your annual insurance rates? For example, older models like the 2015 Infiniti Q50 insurance costs are lower than the 2019 Infiniti Q50 insurance costs. 

Read through our comprehensive guide to better understand what factors determine insurance rates on an Infiniti Q50; by the time you’re done, you’ll be able to easily secure cheap car insurance quotes. 

If you’re already ready to easily compare rates between different providers and lower your Infiniti Q50 insurance rates, simply enter your five-digit ZIP code into our FREE quote comparison tool.

The average auto insurance rates for an Infiniti Q50 are $1,548 annually including full coverage. Comprehensive costs an estimated $320, collision insurance costs $640, and liability coverage costs around $430. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs around $3,374. Teenage drivers cost the most to insure at up to $5,768 a year.

Average premium for full coverage: $1,548

Policy rates broken down by type of insurance:

Comprehensive $320
Collision $640
Liability $430

Prices are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Q50 trim levels.

Price Range Variability

For a 40-year-old driver, Infiniti Q50 insurance rates range from as cheap as $486 for just the minimum liability insurance to a much higher rate of $3,374 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,548
High Risk $3,374

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

Rural Areas $1,161
Small Cities $1,625
Large Cities $2,090

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Infiniti Q50 insurance rates for other coverage scenarios.

  • The best discount rate is $875
  • Using higher $1,000 deductibles will save approximately $216 every year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,548
  • Using more expensive low deductibles for physical damage coverage will cost $1,976
  • Higher-risk drivers who are prone to accidents and violations could pay up to $3,374
  • Policy cost with full coverage for a teenage driver with full coverage can cost as much as $5,768 or more

View Chart as Image

Infiniti Q50 insurance cost comparison chart
Column chart showing Infiniti Q50 insurance rates range from $875 to $5,768 for full coverage

Insurance rates for an Infiniti Q50 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,900 to $2,500 extra every year, depending on your age. High-risk driver insurance can be around 43% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $650 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Infiniti Q50 insurance rates. A driver around age 40 might see rates as low as $1,190 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,210 on average in Louisiana, New York, and Michigan.

Infiniti Q50 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,400 -$148 -9.6%
Alaska $1,190 -$358 -23.1%
Arizona $1,286 -$262 -16.9%
Arkansas $1,548 -$0 0.0%
California $1,766 $218 14.1%
Colorado $1,480 -$68 -4.4%
Connecticut $1,594 $46 3.0%
Delaware $1,754 $206 13.3%
Florida $1,938 $390 25.2%
Georgia $1,430 -$118 -7.6%
Hawaii $1,112 -$436 -28.2%
Idaho $1,048 -$500 -32.3%
Illinois $1,156 -$392 -25.3%
Indiana $1,168 -$380 -24.5%
Iowa $1,044 -$504 -32.6%
Kansas $1,472 -$76 -4.9%
Kentucky $2,114 $566 36.6%
Louisiana $2,294 $746 48.2%
Maine $956 -$592 -38.2%
Maryland $1,276 -$272 -17.6%
Massachusetts $1,240 -$308 -19.9%
Michigan $2,692 $1,144 73.9%
Minnesota $1,296 -$252 -16.3%
Mississippi $1,856 $308 19.9%
Missouri $1,374 -$174 -11.2%
Montana $1,664 $116 7.5%
Nebraska $1,220 -$328 -21.2%
Nevada $1,856 $308 19.9%
New Hampshire $1,118 -$430 -27.8%
New Jersey $1,732 $184 11.9%
New Mexico $1,372 -$176 -11.4%
New York $1,632 $84 5.4%
North Carolina $892 -$656 -42.4%
North Dakota $1,268 -$280 -18.1%
Ohio $1,070 -$478 -30.9%
Oklahoma $1,592 $44 2.8%
Oregon $1,420 -$128 -8.3%
Pennsylvania $1,478 -$70 -4.5%
Rhode Island $2,066 $518 33.5%
South Carolina $1,402 -$146 -9.4%
South Dakota $1,306 -$242 -15.6%
Tennessee $1,356 -$192 -12.4%
Texas $1,868 $320 20.7%
Utah $1,148 -$400 -25.8%
Vermont $1,062 -$486 -31.4%
Virginia $928 -$620 -40.1%
Washington $1,198 -$350 -22.6%
West Virginia $1,420 -$128 -8.3%
Wisconsin $1,074 -$474 -30.6%
Wyoming $1,380 -$168 -10.9%

View Chart as Image

Infiniti Q50 insurance rates by U.S. city
Infiniti Q50 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Infiniti Q50 $376 $718 $372 $1,624
2023 Infiniti Q50 $358 $690 $390 $1,596
2022 Infiniti Q50 $344 $686 $398 $1,586
2021 Infiniti Q50 $332 $668 $416 $1,574
2020 Infiniti Q50 $320 $640 $430 $1,548
2019 Infiniti Q50 $304 $618 $442 $1,522
2018 Infiniti Q50 $292 $574 $452 $1,476
2017 Infiniti Q50 $280 $540 $456 $1,434
2016 Infiniti Q50 $268 $484 $460 $1,370
2015 Infiniti Q50 $250 $446 $460 $1,314

Rates are averaged for all Infiniti Q50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Infiniti Q50 Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the concepts that were illustrated above.

  • Drivers with DUI or reckless driving convictions could be forced to pay on average $1,830 more annually for auto insurance
  • Teenage drivers are charged the highest rates, with premiums being up to $481 each month including comprehensive and collision insurance
  • You may be able to save approximately $190 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save up to $650 each year
  • You may be able to save approximately $190 per year just by shopping early and online

As you’ve learned from the information above, many factors impact your Infiniti automobile insurance rates. Not only does the state you live in effect what you pay annually for car insurance, but so doesn’t your age and your driving history.

Don’t forget, even the model age of your car will change your average insurance rates. Remember, the 2016 Infiniti Q50 insurance costs will be lower than the 2018 Infiniti Q50 insurance costs.

Fortunately, there are many safety features you can get on an Infiniti Q50 to help you save money on your insurance. Applying for discounts and comparison shopping is the best way to save on your insurance costs for an Infiniti Q50. 

When you’re ready to compare cheap Infiniti Q50 insurance rates, just enter your ZIP code into our FREE quote comparison tool below to get started.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings for the Infiniti Q50?

Understanding the Infiniti Q50 safety ratings can help you discover car insurance discounts that you may be eligible for. Sometimes, safety ratings can even reveal if your vehicle is actually causing your premiums to increase. 

Check out the Infiniti Q50 2020 safety ratings below. The following assessment is also reflective of the 2018 Infiniti Q50 safety ratings, as well as the 2019 Infiniti Q50 model.  

  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Saftey. If you were wondering are Infiniti Q50 reliable cars, these ratings prove the answer is yes.

However, there are different Infiniti Q50 trims that impact safety rating outcomes. Therefore, exactly how much insurance is on an Infiniti Q50 will depend on the specifications of your individual model. Because not all car model years receive the same safety evaluations, we always recommend checking the safety details for your specific car model. 

The maintenance costs of your vehicle can also impact your car insurance premiums. Expensive vehicles cost insurers more to fix or replace, therefore those vehicles often receive higher insurance quotes. 

Is the Infiniti Q50 expensive to maintain and are Infiniti Q50 parts expensive? Compared to other luxury vehicles, the Infiniti Q50 is actually cheaper than average to upkeep. Because of how much the maintenance is on the Infiniti Q50, you’re more likely to receive affordable car insurance rates for this luxury vehicle. 

Infiniti Q50 Compared Against other Vehicles in the Same Class

Comparing the Infiniti Q50 to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class.

Is the Infiniti Q50 a sports car? No, officially the Insurance Institue for Highway Safety classifies the Infiniti Q50 as a midsize luxury four-door sedan. It is common for a luxury vehicle like the Infiniti Q50 to cost more to insure than basic economy sedans, like the Honda Accord insurance costs. 

To better understand how much the Infiniti Q50 loss ratios are compared to other luxury cars, check out similar four-door luxury sedans in the list below:

How does the Infiniti Q50 differ from other vehicles in its class? Unfortunately, the loss ratios for this car are not very good, which might cause your insurance rates to increase.

The collision loss ratio for the Infiniti Q50 is considered substantially worse than average at 85 percent. The comprehensive coverage loss ratio is even higher, reaching a grand total of 90 percent. 

The poor loss ratios do not stop there. Unfortunately, the medical payment loss ratio is also substantially worse than average at 69 percent. Finally, the bodily injury liability loss ratio is considered worse than average at 28 percent. 

While the numbers are technically not uncommon for luxury cars, the high loss ratios are a big reason why it is more expensive to insure an Infiniti Q50 than other Infiniti Q50 comparable cars. 

To those wondering will the color of your Infiniti Q50 affect your rate, don’t worry too much. The color of your vehicle will have no effect on your overall car insurance rates. 

On the other hand, the trim you chose might cause your rates to increase or decrease. For example, the Infiniti Q50 red sport insurance costs are higher than the rates for a red basic Infiniti Q50 model. 

No matter what model year you own, your specific trims will have a similar impact on your car insurance premiums. In other words, the 2017 Infiniti Q50 insurance costs will be higher if you opt for the sport package. The same can be said for a 2016 Infiniti Q50, or even a brand new 2020 model. 

We’ve answered the question of why is the Infiniti Q50 expensive to insure; now you are an expert on Infiniti Q50 insurance rates. You’re ready to start comparison shopping. Enter your five-digit ZIP code into our FREE tool to secure the best Infinity Q50 rates right away.

Rates by Driver Age

Infiniti Q50 Insurance Rates by Driver Age
Driver Age Premium
16 $5,768
20 $3,604
30 $1,618
40 $1,548
50 $1,416
60 $1,388

Full coverage, $500 deductibles

Rates by Deductible

Infiniti Q50 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,976
$250 $1,776
$500 $1,548
$1,000 $1,332

Full coverage, driver age 40

Rates by Liability Limit

Infiniti Q50 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,548
50/100 $1,634
100/300 $1,742
250/500 $2,021
100 CSL $1,677
300 CSL $1,914
500 CSL $2,086

Full coverage, driver age 40

Rates for High Risk Drivers

Infiniti Q50 Insurance Rates for High Risk Drivers
Age Premium
16 $8,252
20 $5,742
30 $3,454
40 $3,374
50 $3,222
60 $3,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $221

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $82
Homeowner $23
5-yr Accident Free $119
5-yr Claim Free $102
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $673
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles