1. Vehicles
  2. Porsche
  3. Cayenne
  4. GTS PD Edition 3

Porsche Cayenne GTS PD Edition 3 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average insurance rates for a Porsche Cayenne GTS PD Edition 3 are $2,026 a year for full coverage insurance. Comprehensive insurance costs an estimated $522, collision costs $982, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $4,388 or more. Teenage drivers pay the highest rates at $7,094 a year or more.

Annual premium for full coverage: $2,026

Price estimates broken down by type of coverage:

Comprehensive $522
Collision $982
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Cayenne Trim Level

For a 40-year-old driver, Porsche Cayenne GTS PD Edition 3 insurance prices go from as low as $430 for the bare minimum liability coverage to the much higher price of $4,388 for high-risk insurance.

Liability Only $430
Full Coverage $2,026
High Risk $4,388

These price ranges illustrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Porsche Cayenne GTS PD Edition 3 Insurance

Searching Companies

Auto insurance rates for a Porsche Cayenne GTS PD Edition 3 are also quite variable based on your driving record, the model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,900 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers will have to pay at least $7,000 a year. View Rates by Age

The state you live in makes a big difference in Porsche Cayenne GTS PD Edition 3 insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $1,010 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $2,400 to $3,200 in extra premium each year, depending on your age. Porsche Cayenne GTS PD Edition 3 insurance for high-risk drivers can cost from 45% to 133% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates may be quite different from one company to the next.

View Chart as Image

Porsche Cayenne GTS PD Edition 3 insurance cost comparison chart
Column chart showing Porsche Cayenne GTS PD Edition 3 insurance prices range from $1,125 to $7,094 for full coverage

The chart estimates Porsche Cayenne GTS PD Edition 3 insurance rates for different risk profiles and scenarios. The cheapest discount rate is $1,125. Drivers who use higher $1,000 deductibles will pay around $1,684. The average rate for a driver around age 40 using $500 deductibles is $2,026. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,690. Drivers with multiple violations and accidents could be charged at least $4,388. The rate for full coverage for a teenage driver is $7,094.

Porsche Cayenne GTS PD Edition 3 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,832 -$194 -9.6%
Alaska $1,554 -$472 -23.3%
Arizona $1,682 -$344 -17.0%
Arkansas $2,026 -$0 0.0%
California $2,308 $282 13.9%
Colorado $1,936 -$90 -4.4%
Connecticut $2,084 $58 2.9%
Delaware $2,294 $268 13.2%
Florida $2,534 $508 25.1%
Georgia $1,872 -$154 -7.6%
Hawaii $1,456 -$570 -28.1%
Idaho $1,372 -$654 -32.3%
Illinois $1,508 -$518 -25.6%
Indiana $1,526 -$500 -24.7%
Iowa $1,368 -$658 -32.5%
Kansas $1,926 -$100 -4.9%
Kentucky $2,764 $738 36.4%
Louisiana $3,000 $974 48.1%
Maine $1,250 -$776 -38.3%
Maryland $1,672 -$354 -17.5%
Massachusetts $1,620 -$406 -20.0%
Michigan $3,522 $1,496 73.8%
Minnesota $1,694 -$332 -16.4%
Mississippi $2,428 $402 19.8%
Missouri $1,796 -$230 -11.4%
Montana $2,176 $150 7.4%
Nebraska $1,596 -$430 -21.2%
Nevada $2,430 $404 19.9%
New Hampshire $1,460 -$566 -27.9%
New Jersey $2,264 $238 11.7%
New Mexico $1,794 -$232 -11.5%
New York $2,132 $106 5.2%
North Carolina $1,168 -$858 -42.3%
North Dakota $1,658 -$368 -18.2%
Ohio $1,398 -$628 -31.0%
Oklahoma $2,080 $54 2.7%
Oregon $1,856 -$170 -8.4%
Pennsylvania $1,934 -$92 -4.5%
Rhode Island $2,702 $676 33.4%
South Carolina $1,836 -$190 -9.4%
South Dakota $1,710 -$316 -15.6%
Tennessee $1,774 -$252 -12.4%
Texas $2,442 $416 20.5%
Utah $1,502 -$524 -25.9%
Vermont $1,386 -$640 -31.6%
Virginia $1,214 -$812 -40.1%
Washington $1,564 -$462 -22.8%
West Virginia $1,858 -$168 -8.3%
Wisconsin $1,402 -$624 -30.8%
Wyoming $1,806 -$220 -10.9%

View Chart as Image

Porsche Cayenne GTS PD Edition 3 insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Porsche Cayenne GTS PD Edition 3 Insurance Rates by Driver Age
Driver Age Premium
16 $7,094
20 $4,672
30 $2,146
40 $2,026
50 $1,840
60 $1,808

Full coverage, $500 deductibles

Rates by Deductible

Porsche Cayenne GTS PD Edition 3 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,690
$250 $2,382
$500 $2,026
$1,000 $1,684

Full coverage, driver age 40

Rates by Liability Limit

Porsche Cayenne GTS PD Edition 3 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,026
50/100 $2,099
100/300 $2,190
250/500 $2,426
100 CSL $2,135
300 CSL $2,335
500 CSL $2,481

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Cayenne GTS PD Edition 3 Insurance Rates for High Risk Drivers
Age Premium
16 $10,228
20 $7,430
30 $4,524
40 $4,388
50 $4,180
60 $4,142

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $112
Multi-vehicle $103
Homeowner $26
5-yr Accident Free $165
5-yr Claim Free $134
Paid in Full/EFT $105
Advance Quote $107
Online Quote $149
Total Discounts $901
Rate after discounts $1,125

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption