Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

U.S. average insurance rates for a Porsche Cayenne are $1,894 a year for full coverage insurance. Comprehensive insurance costs around $476, collision costs $870, and liability costs $390. Liability-only coverage costs as little as $452 a year, with high-risk coverage costing $4,100 or more. Teen drivers pay the highest rates at $6,710 a year or more.

Average premium for full coverage: $1,894

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different Cayenne trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,058
• Drivers who choose higher $1,000 deductibles will pay about $306 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,894
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $594 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $4,100 or more
• The price that insures a teen driver with full coverage can be $6,710 a year

View Chart as Image

Auto insurance prices for a Porsche Cayenne are also quite variable based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $2,200 to $3,000 in extra premium each year, depending on your age. High-risk driver insurance can cost as much as 45% to 130% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,700 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $6,700 a year. View Rates by Age

The state you live in makes a big difference in Porsche Cayenne insurance prices. A 40-year-old driver could pay as low as $1,240 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,560 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $900 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to compare prices and see which company has the best price. Every company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Porsche Cayenne Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Shop around every time your policy renews by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a condensed summary of the information presented in the illustrations above.

• It is possible to save up to $240 per year simply by shopping early and online
• Youthful drivers are expensive to insure, as much as $559 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $900 each year
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $2,210 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay about $430 annually to go from a low limit to the 250/500 level

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.