Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

The average insurance prices for a Porsche Cayenne are $1,936 every 12 months including full coverage. Comprehensive insurance costs approximately $500, collision insurance costs $906, and liability insurance is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs $4,184 or more. Teen drivers cost the most to insure at up to $6,802 a year.

Average premium for full coverage: $1,936

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Cayenne models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Porsche Cayenne insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,082
• Choosing higher $1,000 deductibles can save $320 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,936
• Choosing pricier low deductibles for comp and collision coverage costs an extra $618 a year
• High-risk insureds with multiple violations and an at-fault accident could pay around $4,184
• Policy cost to insure a teen driver for full coverage can cost $6,802 each year

View Chart as Image

Insurance rates for a Porsche Cayenne also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Cayenne.

Choosing high deductibles can save as much as $940 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,800 annually on average, or $150 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $6,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $2,300 to $3,000 extra every year, depending on your age. Porsche Cayenne insurance for high-risk drivers ranges anywhere from 44% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Porsche Cayenne insurance rates. A good driver about age 40 could pay as low as $1,480 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Porsche Cayenne Insurance

Finding cheaper rates on Porsche Cayenne insurance takes avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around every time your policy renews by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief summary of the information raised in the charts and tables above.

• You may be able to save around $240 per year just by quoting online well ahead of the renewal date
• Drivers under the age of 20 are expensive to insure, with premiums being up to $567 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $950 each year
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $2,250 more per year to insure a Porsche Cayenne
• Drivers who purchase increased liability limits will pay about $410 per year to raise limits from a 30/60 limit to a 250/500 level

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.