Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Estimated insurance rates for a Porsche Cayenne are $1,878 a year for full coverage. Comprehensive insurance costs around $458 a year, collision costs $864, and liability coverage is $398. A liability-only policy costs around $460 a year, with high-risk insurance costing $4,070 or more. Teens pay the most at $6,696 a year or more.

Average premium for full coverage: $1,878

Premium estimates for type of coverage:

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Cayenne trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences show why it is important to compare rates quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $1,048
• Raising to $1,000 deductibles will save about $1,578 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,878
• Selecting low $100 deductibles will cost an extra $582 each year
• Unlucky drivers with serious driving violations could pay at least $4,070 or more
• An auto insurance policy for full coverage for a teenage driver can be $6,696

View Chart as Image

Auto insurance prices for a Porsche Cayenne also have a wide range based on your driving characteristics, the trim level of your Cayenne, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $6,600 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche Cayenne insurance rates. A middle-age driver might find prices as low as $1,240 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,680 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $890 a year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $2,200 to $3,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche Cayenne Insurance

Finding better rates on auto insurance consists of having a good driving record, having good credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The next list is a review of the car insurance concepts presented in the illustrations above.

• Drivers who have several accidents or serious violations may be required to pay an average of $2,190 more every year to buy Porsche Cayenne insurance
• Drivers can save up to $240 per year simply by quoting early and online
• Increasing policy deductibles can save around $875 each year
• Consumers who may need increased levels of liability coverage will pay approximately $440 each year to raise from 30/60 bodily injury limits to 250/500 limits

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.