Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Estimated insurance prices for a Chevrolet Impala are $1,284 every 12 months for full coverage insurance. Comprehensive costs approximately $226 a year, collision insurance costs $458, and liability insurance costs $442. A policy with only liability insurance costs as little as $496 a year, and a high-risk policy costs around $2,800. Teens pay the most at up to $4,972 a year.

Average premium for full coverage: $1,284

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Impala trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why it is important to compare rates using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chevrolet Impala insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $740
• Drivers who choose higher $1,000 deductibles will pay $1,128 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,284
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,588
• High risk drivers with serious driving violations could pay around $2,800
• An auto insurance policy to insure a teen driver can cost $4,972 a year

View Chart as Image

Car insurance prices for a Chevrolet Impala also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Impala.

Choosing higher comprehensive and collision insurance deductibles could save up to $460 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 130% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Chevrolet Impala insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Chevrolet Impala Insurance

Finding better rates on Chevrolet Impala insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest the time to compare rates every couple of years by requesting quotes from direct insurance companies, and also from local insurance agencies.

Below is a recap of the material that was presented in the illustrations above.

• Drivers who purchase higher levels of liability will pay approximately $490 annually to go from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers pay the highest auto insurance prices, with premiums being up to $414 per month if the policy includes full coverage
• High-risk drivers that have major violations or accidents may have to pay on average $1,520 more per year for auto insurance
• Increasing policy deductibles could save as much as $450 each year

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.