Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Estimated insurance prices for a Chevrolet Impala are $1,284 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $226 a year, collision insurance costs $458, and liability coverage costs around $442. A policy with only liability insurance costs as low as $496 a year, and a high-risk policy costs $2,800 or more. Teen drivers pay the most at up to $4,972 a year.

Average premium for full coverage: $1,284

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Impala trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Chevrolet Impala insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $740
• Using higher $1,000 deductibles will save $1,128 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,284
• Choosing low $100 deductibles for physical damage coverage costs an extra $304 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,800
• An auto insurance policy to insure a teenage driver can cost $4,972 or more

View Chart as Image

Car insurance prices for a Chevrolet Impala also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Impala.

Choosing high deductibles could cut prices by as much as $460 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be around 42% to 130% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Chevrolet Impala insurance rates. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Chevrolet Impala Insurance

Finding better rates on auto insurance requires having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Make time to compare rates every time your policy renews by requesting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a brief recap of the information touched on in this article.

• It is possible to save around $150 per year just by quoting early and online
• Drivers age 20 and younger pay the highest auto insurance prices, with premiums being up to $414 per month if the policy includes full coverage
• Increasing policy deductibles could save as much as $450 each year
• Drivers who tend to receive serious violations may have to pay on average $1,520 more per year to buy Chevrolet Impala insurance
• Consumers who purchase increased levels of liability coverage will pay about $490 annually to increase from 30/60 bodily injury limits to a 250/500 level

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.