Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Average insurance rates for a Chevrolet Impala are $1,284 a year for full coverage. Comprehensive insurance costs on average $226, collision costs $458, and liability coverage costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $2,800 or more. Teen drivers receive the highest rates at $4,972 a year or more.

Average premium for full coverage: $1,284

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Impala models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The example below illustrates how where you live affects car insurance rates.

These examples show why everyone should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Chevrolet Impala insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $740
• Using higher $1,000 deductibles will save around $156 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,284
• Choosing pricier low deductibles for physical damage coverage will cost an extra $304 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,800 or more
• The cost for full coverage for a teenage driver for full coverage may cost $4,972 or more

View Chart as Image

Insurance rates for a Chevrolet Impala can also vary considerably based on your driver profile, the trim level of your Impala, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay upwards of $4,900 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Impala insurance rates. A driver around age 40 might see rates as low as $850 a year in states like Idaho, Maine, and Iowa, or as much as $1,830 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Chevrolet Impala insurance for high-risk drivers can be around 42% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Chevrolet Impala Insurance

Saving money on auto insurance requires avoiding accidents and claims, maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to comparison shop at every other renewal by requesting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The points below are a condensed summary of the concepts that were touched on in the above illustrations.

• Drivers with multiple at-fault accidents will pay on average $1,520 more each year to insure a Chevrolet Impala
• Drivers under the age of 20 pay the highest rates, costing as high as $414 per month for full coverage
• Drivers can save as much as $150 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $450 each year
• Drivers can save as much as $150 per year simply by quoting online well ahead of the renewal date

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.