Porsche Boxster Insurance Rates

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Cheapest 1997 Porsche Boxster Insurance Rates in 2025

Trying to find better auto insurance rates for your Porsche Boxster? Overpriced Porsche Boxster insurance can dwindle your personal savings and make it hard to pay other bills. Shopping your coverage around is free and is an excellent way to help make ends meet. Companies like Allstate, Liberty Mutual and State Farm all claim big savings, bombarding you with ad campaigns and it can be hard to sift...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 1, 2023

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The average auto insurance rates for a Porsche Boxster are $878 annually with full coverage. Comprehensive insurance costs an estimated $160, collision insurance costs $206, and liability coverage costs $376. Liability-only insurance costs as little as $426 a year, and high-risk driver insurance costs $1,878 or more. 16-year-old drivers cost the most to insure at up to $3,464 a year.

Average premium for full coverage: $878

Policy rates broken down by type of insurance:

Comprehensive $160
Collision $206
Liability $376

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Boxster trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Porsche Boxster insurance rates range from as cheap as $426 for the bare minimum liability coverage to a much higher rate of $1,878 for high-risk insurance.

Liability Only $426
Full Coverage $878
High Risk $1,878

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities. The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Porsche Boxster insurance rates for other coverage scenarios.

  • The best full coverage rate is $533
  • Drivers who choose higher $1,000 deductibles will pay approximately $84 annually
  • The estimated rate for a good driver age 40 who has $500 deductibles is $878
  • Buying more expensive low deductibles for comprehensive and collision insurance costs an additional $160 each year
  • High-risk insureds with multiple tickets or accidents could pay up to $1,878
  • Policy cost with full coverage for a teenage driver with full coverage can cost as much as $3,464 a year

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing Porsche Boxster insurance prices range from $533 to $3,464 for full coverage

Auto insurance rates for a Porsche Boxster also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $3,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,000 to $1,500 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $250 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Porsche Boxster insurance rates. A 40-year-old driver could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or at least $1,190 on average in New York, Michigan, and Florida.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Porsche Boxster Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a condensed summary of the material that was raised in the charts and tables above.

  • Consumers who want an increased level of liability coverage will pay around $410 every year to go from a 30/60 limit to higher 250/500 limits
  • Drivers age 16 to 20 are the costliest to insure, as much as $289 each month if full coverage is included
  • Drivers with multiple at-fault accidents pay on average $1,000 more annually than a safer driver
  • Increasing comprehensive and collision deductibles could save up to $250 each year

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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