Porsche Boxster Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 1, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Porsche Boxster are $878 annually for full coverage. Comprehensive costs an estimated $160, collision insurance costs $206, and liability coverage costs around $376. A liability-only policy costs as low as $426 a year, and high-risk insurance costs around $1,878. Teens pay the most at up to $3,464 a year.

Average premium for full coverage: $878

Premium estimates broken down by type of coverage:

Comprehensive $160
Collision $206
Liability $376

Price estimates include $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all Boxster models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Porsche Boxster range from as cheap as $426 for minimum levels of liability insurance to the much higher price of $1,878 for a driver that may need high-risk insurance.

Liability Only $426
Full Coverage $878
High Risk $1,878

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These rate differences show why everyone should compare prices for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Porsche Boxster insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $533
  • Using higher $1,000 deductibles will save approximately $84 a year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $878
  • Selecting pricier low deductibles for physical damage coverage will cost $1,038
  • Higher-risk drivers with serious driving violations could pay up to $1,878
  • An auto insurance policy with full coverage for a teenage driver for full coverage can cost as much as $3,464 or more

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing Porsche Boxster insurance rates range from $533 to $3,464 for full coverage

Auto insurance prices for a Porsche Boxster also have a wide range based on the model of your Boxster, your driver profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $3,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,000 to $1,500 in extra premium annually, depending on your age. Porsche Boxster insurance for high-risk drivers can be around 43% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $250 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Porsche Boxster insurance rates. A driver around age 40 might see prices as low as $580 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,250 on average in New York, Louisiana, and Michigan.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Porsche Boxster Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around once a year by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The following is a condensed summary of the data that was raised in the charts and tables above.

  • Drivers can save approximately $100 per year just by quoting online well ahead of the renewal date
  • Consumers who want higher liability limits will pay approximately $410 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • Teens are the costliest to insure, as much as $289 per month if full coverage is included
  • Drivers with multiple at-fault accidents may pay on average $1,000 more annually for Boxster insurance

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles