Porsche Boxster Insurance Rates

Estimated insurance rates for a Porsche Boxster are $878 a year for full coverage insurance. Comprehensive costs an estimated $160 each year, collision costs $206, and liability insurance costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,878. Teenage drivers pay the most at $3,464 a year or more.

Average premium for full coverage: $878

Premium estimates broken down by type of coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Boxster models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how where you live affects insurance prices.

These rate differences illustrate why all drivers should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Porsche Boxster insurance rates for other coverage scenarios.

• The best discount rate is $533
• Using higher $1,000 deductibles will save approximately $84 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $878
• Using low deductibles for physical damage coverage bumps up the cost to $1,038
• Drivers who are prone to accidents and violations could pay up to $1,878 or more
• An auto insurance policy that insures a teen driver can cost as much as $3,464 or more

View Chart as Image

Auto insurance prices for a Porsche Boxster also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,000 to $1,500 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $3,400 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche Boxster insurance rates. A driver around age 40 might see prices as low as $570 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $250 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Boxster Insurance

Finding better rates on Porsche Boxster insurance requires being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices at least every other year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The items below are a quick rundown of the car insurance concepts touched on in the above illustrations.

• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,000 more annually to insure their Boxster
• It is possible to save approximately $100 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $250 each year
• Drivers who want more liability coverage will pay an extra $410 annually to increase from 30/60 bodily injury limits to the 250/500 level