Porsche Boxster Insurance Rates

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Cheapest 1997 Porsche Boxster Insurance Rates in 2025

Trying to find better auto insurance rates for your Porsche Boxster? Overpriced Porsche Boxster insurance can dwindle your personal savings and make it hard to pay other bills. Shopping your coverage around is free and is an excellent way to help make ends meet. Companies like Allstate, Liberty Mutual and State Farm all claim big savings, bombarding you with ad campaigns and it can be hard to sift...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 1, 2023

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Estimated insurance rates for a Porsche Boxster are $878 a year including full coverage. Comprehensive costs around $160, collision costs $206, and liability insurance costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,878. Teenage drivers pay the most at $3,464 a year or more.

Average premium for full coverage: $878

Premium estimates for type of coverage:

Comprehensive $160
Collision $206
Liability $376

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Boxster models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Porsche Boxster go from the low end price of $426 for the bare minimum liability coverage to the much higher price of $1,878 for a driver required to buy high-risk insurance.

Liability Only $426
Full Coverage $878
High Risk $1,878

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These rate differences highlight why everyone should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Porsche Boxster insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $533
  • Using higher $1,000 deductibles will save about $84 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $878
  • Using pricier low deductibles for physical damage coverage bumps up the cost to $1,038
  • Drivers who are prone to accidents and violations could pay at least $1,878 or more
  • An auto insurance policy that insures a teen driver for full coverage can be $3,464 or more

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing full coverage Porsche Boxster insurance rates range from $533 to $3,464

Auto insurance prices for a Porsche Boxster also have a wide range based on the model of your Boxster, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,000 to $1,500 in extra premium annually, depending on your age. Porsche Boxster insurance for high-risk drivers can be anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,400 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche Boxster insurance rates. A driver around age 40 might see prices as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,250 on average in Michigan, New York, and Louisiana.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $250 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Porsche Boxster Insurance

Finding better rates on Porsche Boxster insurance requires being a good driver, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a quick rundown of the data presented in the illustrations above.

  • Drivers who may need an increased level of liability coverage will pay an extra $410 per year to increase from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $250 each year
  • Drivers age 16 to 20 are expensive to insure, with the cost nearing $289 per month if the policy includes full coverage

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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