Porsche Boxster Insurance Rates

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UPDATED: Jun 1, 2023

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Estimated insurance rates for a Porsche Boxster are $878 a year with full coverage. Comprehensive insurance costs an estimated $160, collision insurance costs $206, and liability insurance is $376. A liability-only policy costs around $426 a year, and high-risk insurance costs $1,878 or more. Teens pay the most at up to $3,464 a year.

Average premium for full coverage: $878

Premium estimates broken down by type of coverage:

Comprehensive $160
Collision $206
Liability $376

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all Boxster models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Porsche Boxster range from the low end price of $426 for just the minimum liability insurance to the much higher price of $1,878 for a driver who has had serious violations or accidents.

Liability Only $426
Full Coverage $878
High Risk $1,878

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how your location can change insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These rate differences demonstrate why everyone should compare rates quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Porsche Boxster insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $533
  • Raising to $1,000 deductibles will save approximately $84 annually
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $878
  • Selecting pricier low deductibles will cost an additional $160 a year
  • Higher-risk drivers with serious driving violations could pay up to $1,878
  • An auto insurance policy that insures a teen driver for full coverage can cost as much as $3,464

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing Porsche Boxster insurance prices range from $533 to $3,464 for full coverage

Auto insurance prices for a Porsche Boxster also have a wide range based on the model of your Boxster, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,000 to $1,500 in extra premium annually, depending on your age. Porsche Boxster insurance for high-risk drivers is expensive and can cost anywhere from 43% to 127% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $3,400 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche Boxster insurance rates. A middle-age driver might find prices as low as $630 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,190 on average in New York, Michigan, and Florida.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $250 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Porsche Boxster Insurance

Finding better rates on Porsche Boxster insurance consists of having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates every other policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following items are a summary of the ideas that were illustrated above.

  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $289 per month if the policy includes full coverage
  • High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,000 more annually than a driver with a clean driving record
  • Increasing policy deductibles can save approximately $250 each year
  • You may be able to save approximately $100 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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