Porsche Boxster Insurance Rates

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UPDATED: Jun 1, 2023

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Average auto insurance rates for a Porsche Boxster are $878 annually for full coverage insurance. Comprehensive costs an estimated $160 a year, collision costs $206, and liability costs around $376. A policy with just liability insurance costs as low as $426 a year, with coverage for high-risk drivers costing around $1,878. Teens receive the highest rates at $3,464 a year or more.

Average premium for full coverage: $878

Rate estimates broken down by individual coverage type:

Comprehensive $160
Collision $206
Liability $376

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Boxster trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as cheap as $426 for minimum levels of liability insurance to a high of $1,878 for a driver who has had serious violations or accidents.

Liability Only $426
Full Coverage $878
High Risk $1,878

Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Porsche Boxster insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $533
  • Using higher $1,000 deductibles will save approximately $794 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $878
  • Selecting low $100 deductibles for physical damage coverage will cost $1,038
  • Drivers with serious driving violations could pay up to $1,878 or more
  • The cost with full coverage for a teen driver can cost as much as $3,464 or more

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing full coverage Porsche Boxster insurance rates range from $533 to $3,464

Insurance rates for a Porsche Boxster can also vary considerably based on the trim level of your Boxster, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $800 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $3,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,000 to $1,500 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $250 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Porsche Boxster insurance prices. A driver around age 40 might see rates as low as $570 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each insurance company calculates rates differently, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Porsche Boxster Insurance

Saving money on car insurance requires being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a summary of the ideas that were touched on in the above illustrations.

  • Teenage drivers are expensive to insure, costing up to $289 per month if they have full coverage
  • Higher risk drivers who have multiple accidents or major violations may pay on average $1,000 more annually for auto insurance
  • Increasing deductibles could save up to $250 each year
  • It is possible to save approximately $100 per year simply by quoting early and online

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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