Porsche Boxster Insurance Rates
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UPDATED: Jun 1, 2023
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Estimated insurance rates for a Porsche Boxster are $878 a year for full coverage insurance. Comprehensive costs around $160, collision insurance costs $206, and liability insurance costs $376. Liability-only insurance costs as little as $426 a year, and high-risk driver insurance costs around $1,878. Teens pay the most at up to $3,464 a year.
Average premium for full coverage: $878
Premium estimates for type of coverage:
Prices are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Boxster trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Porsche Boxster range from as low as $426 for basic liability insurance to a much higher rate of $1,878 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Porsche Boxster insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $533
- Drivers who choose higher $1,000 deductibles will pay about $84 each year
- The average rate for a 40-year-old good driver using $500 deductibles is $878
- Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,038
- High risk drivers with serious driving violations could pay at least $1,878
- An auto insurance policy for full coverage for a teen driver with full coverage can be $3,464 a year
Insurance prices for a Porsche Boxster also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles could pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $3,400 a year. View Rates by Age
Where you choose to live makes a big difference in Porsche Boxster insurance rates. A 40-year-old driver could pay as low as $570 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,190 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$86 | -9.8% |
| Alaska | $672 | -$206 | -23.5% |
| Arizona | $728 | -$150 | -17.1% |
| Arkansas | $878 | -$0 | 0.0% |
| California | $998 | $120 | 13.7% |
| Colorado | $838 | -$40 | -4.6% |
| Connecticut | $900 | $22 | 2.5% |
| Delaware | $994 | $116 | 13.2% |
| Florida | $1,096 | $218 | 24.8% |
| Georgia | $812 | -$66 | -7.5% |
| Hawaii | $632 | -$246 | -28.0% |
| Idaho | $594 | -$284 | -32.3% |
| Illinois | $654 | -$224 | -25.5% |
| Indiana | $662 | -$216 | -24.6% |
| Iowa | $592 | -$286 | -32.6% |
| Kansas | $834 | -$44 | -5.0% |
| Kentucky | $1,196 | $318 | 36.2% |
| Louisiana | $1,300 | $422 | 48.1% |
| Maine | $542 | -$336 | -38.3% |
| Maryland | $724 | -$154 | -17.5% |
| Massachusetts | $698 | -$180 | -20.5% |
| Michigan | $1,524 | $646 | 73.6% |
| Minnesota | $734 | -$144 | -16.4% |
| Mississippi | $1,050 | $172 | 19.6% |
| Missouri | $778 | -$100 | -11.4% |
| Montana | $942 | $64 | 7.3% |
| Nebraska | $690 | -$188 | -21.4% |
| Nevada | $1,052 | $174 | 19.8% |
| New Hampshire | $634 | -$244 | -27.8% |
| New Jersey | $982 | $104 | 11.8% |
| New Mexico | $776 | -$102 | -11.6% |
| New York | $922 | $44 | 5.0% |
| North Carolina | $504 | -$374 | -42.6% |
| North Dakota | $720 | -$158 | -18.0% |
| Ohio | $604 | -$274 | -31.2% |
| Oklahoma | $900 | $22 | 2.5% |
| Oregon | $802 | -$76 | -8.7% |
| Pennsylvania | $834 | -$44 | -5.0% |
| Rhode Island | $1,170 | $292 | 33.3% |
| South Carolina | $796 | -$82 | -9.3% |
| South Dakota | $742 | -$136 | -15.5% |
| Tennessee | $768 | -$110 | -12.5% |
| Texas | $1,058 | $180 | 20.5% |
| Utah | $648 | -$230 | -26.2% |
| Vermont | $598 | -$280 | -31.9% |
| Virginia | $526 | -$352 | -40.1% |
| Washington | $678 | -$200 | -22.8% |
| West Virginia | $804 | -$74 | -8.4% |
| Wisconsin | $604 | -$274 | -31.2% |
| Wyoming | $780 | -$98 | -11.2% |
Choosing higher comprehensive and collision insurance deductibles could save up to $250 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at least $1,000 to $1,500 additional annually, depending on your age. High-risk driver insurance can cost anywhere from 43% to 127% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche Boxster 2-Dr Convertible | $864 | $72 |
| Porsche Boxster S 2-Dr Convertible | $894 | $75 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Porsche Boxster | $226 | $362 | $402 | $1,126 |
| 2008 Porsche Boxster | $184 | $240 | $390 | $950 |
| 2007 Porsche Boxster | $182 | $228 | $384 | $930 |
| 2005 Porsche Boxster | $160 | $206 | $376 | $878 |
Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Porsche Boxster Insurance
Finding better rates on Porsche Boxster insurance not only requires being a low-risk driver, but also having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Make time to compare rates at least once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a brief review of the primary concepts that were touched on in this article.
- It is possible to save up to $100 per year just by shopping early and online
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,000 more every year to insure their Boxster
- Increasing policy deductibles can save around $250 each year
- Teen drivers are charged the highest prices, with premiums being up to $289 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,996 |
| 30 | $898 |
| 40 | $878 |
| 50 | $806 |
| 60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $966 |
| $500 | $878 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $878 |
| 50/100 | $969 |
| 100/300 | $1,063 |
| 250/500 | $1,308 |
| 100 CSL | $1,007 |
| 300 CSL | $1,214 |
| 500 CSL | $1,364 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,882 |
| 20 | $3,172 |
| 30 | $1,900 |
| 40 | $1,878 |
| 50 | $1,792 |
| 60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $54 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $33 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $345 |
Discounts are estimated and may not be available from every company or in every state.
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