Porsche Boxster 2-Dr Convertible Insurance Rates

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The average insurance rates for a Porsche Boxster 2-Dr Convertible are $1,526 a year with full coverage. Comprehensive costs around $382 a year, collision insurance costs $698, and liability costs $310. Buying just liability costs as little as $370 a year, and insurance for high-risk drivers costs around $3,292. Teenage drivers cost the most to insure at up to $5,402 a year.

Annual premium for full coverage: $1,526

Policy rates for individual coverage type:

Comprehensive $382
Collision $698
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Boxster Trim Level

For an average driver, Porsche Boxster 2-Dr Convertible insurance rates range from the low end price of $370 for minimum levels of liability insurance to a high of $3,292 for a driver required to buy high-risk insurance.

Liability Only $370
Full Coverage $1,526
High Risk $3,292

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,145
Small Cities $1,602
Large Cities $2,060

These price differences demonstrate why it is important for drivers to compare rates for a specific zip code, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Porsche Boxster 2-Dr Convertible also range considerably based on the model year of your Boxster, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,400 a year. View Rates by Age

Your home state makes a big difference in Porsche Boxster 2-Dr Convertible insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $730 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $279 more per year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out your exact price is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so the rates will be varied.

View Chart as Image

Porsche Boxster 2-Dr Convertible insurance cost comparison chart
Column chart showing Porsche Boxster 2-Dr Convertible insurance prices range from $858 to $5,402 for full coverage

The chart above shows Porsche Boxster 2-Dr Convertible insurance prices for various risks and coverage choices. The best price after discounts is $858. Drivers who use higher $1,000 deductibles will pay $1,280. The average price for a driver age 40 with no violations using $500 deductibles is $1,526. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,004. Drivers with multiple violations and accidents could be charged around $3,292. The cost for full coverage insurance for a 16-year-old driver is $5,402.

Porsche Boxster 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,378 -$148 -9.7%
Alaska $1,168 -$358 -23.5%
Arizona $1,266 -$260 -17.0%
Arkansas $1,526 -$0 0.0%
California $1,738 $212 13.9%
Colorado $1,454 -$72 -4.7%
Connecticut $1,566 $40 2.6%
Delaware $1,724 $198 13.0%
Florida $1,904 $378 24.8%
Georgia $1,410 -$116 -7.6%
Hawaii $1,096 -$430 -28.2%
Idaho $1,032 -$494 -32.4%
Illinois $1,134 -$392 -25.7%
Indiana $1,148 -$378 -24.8%
Iowa $1,028 -$498 -32.6%
Kansas $1,446 -$80 -5.2%
Kentucky $2,080 $554 36.3%
Louisiana $2,258 $732 48.0%
Maine $940 -$586 -38.4%
Maryland $1,258 -$268 -17.6%
Massachusetts $1,216 -$310 -20.3%
Michigan $2,646 $1,120 73.4%
Minnesota $1,276 -$250 -16.4%
Mississippi $1,826 $300 19.7%
Missouri $1,354 -$172 -11.3%
Montana $1,636 $110 7.2%
Nebraska $1,202 -$324 -21.2%
Nevada $1,828 $302 19.8%
New Hampshire $1,100 -$426 -27.9%
New Jersey $1,706 $180 11.8%
New Mexico $1,348 -$178 -11.7%
New York $1,604 $78 5.1%
North Carolina $878 -$648 -42.5%
North Dakota $1,248 -$278 -18.2%
Ohio $1,052 -$474 -31.1%
Oklahoma $1,564 $38 2.5%
Oregon $1,398 -$128 -8.4%
Pennsylvania $1,452 -$74 -4.8%
Rhode Island $2,032 $506 33.2%
South Carolina $1,382 -$144 -9.4%
South Dakota $1,286 -$240 -15.7%
Tennessee $1,332 -$194 -12.7%
Texas $1,836 $310 20.3%
Utah $1,126 -$400 -26.2%
Vermont $1,044 -$482 -31.6%
Virginia $914 -$612 -40.1%
Washington $1,176 -$350 -22.9%
West Virginia $1,398 -$128 -8.4%
Wisconsin $1,054 -$472 -30.9%
Wyoming $1,358 -$168 -11.0%

View Chart as Image

Porsche Boxster 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Porsche Boxster 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $5,402
20 $3,506
30 $1,610
40 $1,526
50 $1,390
60 $1,364

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,004
$250 $1,782
$500 $1,526
$1,000 $1,280

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,526
50/100 $1,588
100/300 $1,666
250/500 $1,867
100 CSL $1,619
300 CSL $1,790
500 CSL $1,914

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $7,764
20 $5,572
30 $3,390
40 $3,292
50 $3,136
60 $3,108

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $214

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $77
Homeowner $20
5-yr Accident Free $121
5-yr Claim Free $100
Paid in Full/EFT $77
Advance Quote $79
Online Quote $111
Total Discounts $668
Rate after discounts $858

Discounts are estimated and may not be available from every company or in every state.

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