Porsche 911 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for a Porsche 911 are $2,150 every 12 months for full coverage insurance. Comprehensive insurance costs on average $528 a year, collision costs $1,092, and liability coverage is $372. Liability-only coverage costs around $438 a year, with high-risk coverage costing $4,690 or more. Teen drivers receive the highest rates at $7,572 a year or more.
Average premium for full coverage: $2,150
Rate estimates by individual coverage type:
Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and 911 trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the cheapest price of $438 for just liability coverage to a high of $4,690 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas.
The diagram below illustrates how where you live affects car insurance rates.
These examples illustrate why it is important to compare rates quotes based on a specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Porsche 911 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,178
- Raising to $1,000 deductibles will save around $1,782 each year
- The average price for a 40-year-old driver with $500 deductibles is $2,150
- Choosing low $100 deductibles costs an extra $720 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $4,690 or more
- The cost to insure a teenage driver may cost $7,572
Car insurance rates for a Porsche 911 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your 911.
Choosing high deductibles can reduce rates by up to $1,090 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $285 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $2,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $7,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $2,600 to $3,400 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 135% more than average. View High Risk Driver Rates
Where you live also has a big influence on Porsche 911 insurance rates. A middle-age driver might find rates as low as $1,400 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,900 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,944 | -$206 | -9.6% |
| Alaska | $1,650 | -$500 | -23.3% |
| Arizona | $1,784 | -$366 | -17.0% |
| Arkansas | $2,150 | -$0 | 0.0% |
| California | $2,450 | $300 | 14.0% |
| Colorado | $2,056 | -$94 | -4.4% |
| Connecticut | $2,210 | $60 | 2.8% |
| Delaware | $2,434 | $284 | 13.2% |
| Florida | $2,690 | $540 | 25.1% |
| Georgia | $1,986 | -$164 | -7.6% |
| Hawaii | $1,544 | -$606 | -28.2% |
| Idaho | $1,454 | -$696 | -32.4% |
| Illinois | $1,602 | -$548 | -25.5% |
| Indiana | $1,620 | -$530 | -24.7% |
| Iowa | $1,452 | -$698 | -32.5% |
| Kansas | $2,044 | -$106 | -4.9% |
| Kentucky | $2,932 | $782 | 36.4% |
| Louisiana | $3,184 | $1,034 | 48.1% |
| Maine | $1,328 | -$822 | -38.2% |
| Maryland | $1,774 | -$376 | -17.5% |
| Massachusetts | $1,722 | -$428 | -19.9% |
| Michigan | $3,736 | $1,586 | 73.8% |
| Minnesota | $1,800 | -$350 | -16.3% |
| Mississippi | $2,576 | $426 | 19.8% |
| Missouri | $1,908 | -$242 | -11.3% |
| Montana | $2,310 | $160 | 7.4% |
| Nebraska | $1,696 | -$454 | -21.1% |
| Nevada | $2,578 | $428 | 19.9% |
| New Hampshire | $1,550 | -$600 | -27.9% |
| New Jersey | $2,402 | $252 | 11.7% |
| New Mexico | $1,904 | -$246 | -11.4% |
| New York | $2,264 | $114 | 5.3% |
| North Carolina | $1,238 | -$912 | -42.4% |
| North Dakota | $1,760 | -$390 | -18.1% |
| Ohio | $1,484 | -$666 | -31.0% |
| Oklahoma | $2,208 | $58 | 2.7% |
| Oregon | $1,970 | -$180 | -8.4% |
| Pennsylvania | $2,052 | -$98 | -4.6% |
| Rhode Island | $2,866 | $716 | 33.3% |
| South Carolina | $1,950 | -$200 | -9.3% |
| South Dakota | $1,814 | -$336 | -15.6% |
| Tennessee | $1,884 | -$266 | -12.4% |
| Texas | $2,590 | $440 | 20.5% |
| Utah | $1,592 | -$558 | -26.0% |
| Vermont | $1,470 | -$680 | -31.6% |
| Virginia | $1,290 | -$860 | -40.0% |
| Washington | $1,662 | -$488 | -22.7% |
| West Virginia | $1,972 | -$178 | -8.3% |
| Wisconsin | $1,488 | -$662 | -30.8% |
| Wyoming | $1,916 | -$234 | -10.9% |
With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche 911 Carrera 2 2-Dr Coupe | $1,938 | $162 |
| Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible | $1,938 | $162 |
| Porsche 911 Carrera 4 2-Dr Coupe | $1,984 | $165 |
| Porsche 911 Carrera 2 S 2-Dr Coupe | $2,030 | $169 |
| Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible | $1,952 | $163 |
| Porsche 911 Carrera Targa 2-Dr Coupe | $2,074 | $173 |
| Porsche 911 Carrera 2 S 2-Dr Convertible | $2,028 | $169 |
| Porsche 911 Carrera 4S 2-Dr Coupe | $2,074 | $173 |
| Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible | $1,980 | $165 |
| Porsche 911 Carrera Targa S 2-Dr Coupe | $2,162 | $180 |
| Porsche 911 GT3 2-Dr Coupe | $2,238 | $187 |
| Porsche 911 GT3 RS 2-Dr Coupe | $2,420 | $202 |
| Porsche 911 Turbo 2-Dr Coupe | $2,432 | $203 |
| Porsche 911 Turbo 2-Dr Convertible | $2,384 | $199 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 911 | $528 | $1,092 | $372 | $2,150 |
| 2023 Porsche 911 | $502 | $1,050 | $390 | $2,100 |
| 2022 Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| 2021 Porsche 911 | $466 | $1,016 | $416 | $2,056 |
| 2020 Porsche 911 | $450 | $974 | $430 | $2,012 |
| 2019 Porsche 911 | $424 | $940 | $442 | $1,964 |
| 2018 Porsche 911 | $408 | $872 | $452 | $1,890 |
| 2017 Porsche 911 | $392 | $822 | $456 | $1,828 |
| 2016 Porsche 911 | $376 | $736 | $460 | $1,730 |
| 2015 Porsche 911 | $352 | $678 | $460 | $1,648 |
| 2014 Porsche 911 | $340 | $636 | $464 | $1,598 |
| 2013 Porsche 911 | $330 | $592 | $474 | $1,554 |
| 2012 Porsche 911 | $306 | $550 | $474 | $1,488 |
| 2011 Porsche 911 | $298 | $500 | $478 | $1,434 |
| 2010 Porsche 911 | $278 | $458 | $474 | $1,368 |
| 2009 Porsche 911 | $262 | $416 | $474 | $1,310 |
| 2008 Porsche 911 | $254 | $372 | $468 | $1,252 |
| 2007 Porsche 911 | $250 | $364 | $460 | $1,232 |
| 2004 Porsche 911 | $216 | $314 | $442 | $1,130 |
Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Porsche 911 Insurance
Saving money on auto insurance consists of having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at least every other year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following items are a review of the car insurance concepts touched on in the above illustrations.
- Drivers who have several accidents or serious violations pay on average $2,540 more each year than a driver with a clean driving record
- It is possible to save as much as $280 per year simply by quoting early and online
- Increasing deductibles could save as much as $1,100 each year
- Consumers who require additional liability coverage will pay about $410 annually to raise from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,572 |
| 20 | $5,006 |
| 30 | $2,284 |
| 40 | $2,150 |
| 50 | $1,958 |
| 60 | $1,922 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,870 |
| $250 | $2,532 |
| $500 | $2,150 |
| $1,000 | $1,782 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,150 |
| 50/100 | $2,447 |
| 100/300 | $2,526 |
| 250/500 | $2,732 |
| 100 CSL | $2,479 |
| 300 CSL | $2,653 |
| 500 CSL | $2,779 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,934 |
| 20 | $7,968 |
| 30 | $4,836 |
| 40 | $4,690 |
| 50 | $4,468 |
| 60 | $4,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $120 |
| Multi-vehicle | $111 |
| Homeowner | $27 |
| 5-yr Accident Free | $180 |
| 5-yr Claim Free | $144 |
| Paid in Full/EFT | $114 |
| Advance Quote | $117 |
| Online Quote | $159 |
| Total Discounts | $972 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
