Porsche 911 Insurance Rates

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Cheapest 2020 Porsche 911 Insurance Rates in 2025

Looking for the cheapest insurance rates for your Porsche 911? Finding the cheapest insurance for a new or used Porsche 911 could be an all-consuming task, but you can use our insurance buying tips and make it easy. There is a better way to buy insurance and we'll show you the best way to price shop coverage for your Porsche and locate the best price possible from local insurance agents and onl...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Jun 6, 2023

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Average insurance prices for a Porsche 911 are $2,100 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $502 each year, collision insurance costs $1,050, and liability coverage costs $390. Liability-only coverage costs as little as $452 a year, and high-risk coverage costs $4,586 or more. Teens receive the highest rates at up to $7,452 a year.

Average premium for full coverage: $2,100

Rate estimates broken down by individual coverage type:

Comprehensive $502
Collision $1050
Liability $390

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and 911 models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the cheapest price of $452 for minimum levels of liability insurance to a high rate of $4,586 for a driver required to buy high-risk insurance.

Liability Only $452
Full Coverage $2,100
High Risk $4,586

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.

Rural Areas $1,575
Small Cities $2,205
Large Cities $2,835

These examples illustrate why all drivers should compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Porsche 911 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,151
  • Drivers who choose higher $1,000 deductibles will pay approximately $350 each year
  • The average price for a 40-year-old driver who has $500 deductibles is $2,100
  • Selecting low deductibles for comprehensive and collision insurance costs an extra $690 each year
  • High-risk insureds with serious driving violations could pay up to $4,586
  • The cost to insure a teenage driver can cost as much as $7,452 a year

View Chart as Image

Porsche 911 insurance cost comparison chart
Column chart showing Porsche 911 insurance prices range from $1,151 to $7,452 for full coverage

Car insurance rates for a Porsche 911 can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $1,040 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $7,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $2,500 to $3,400 extra per year, depending on your age. Insurance for high-risk drivers can cost around 46% to 133% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,370 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,830 on average in Florida, New York, and Michigan.

Porsche 911 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,900 -$200 -9.5%
Alaska $1,612 -$488 -23.2%
Arizona $1,744 -$356 -17.0%
Arkansas $2,100 -$0 0.0%
California $2,394 $294 14.0%
Colorado $2,006 -$94 -4.5%
Connecticut $2,158 $58 2.8%
Delaware $2,378 $278 13.2%
Florida $2,628 $528 25.1%
Georgia $1,940 -$160 -7.6%
Hawaii $1,508 -$592 -28.2%
Idaho $1,422 -$678 -32.3%
Illinois $1,564 -$536 -25.5%
Indiana $1,582 -$518 -24.7%
Iowa $1,420 -$680 -32.4%
Kansas $1,998 -$102 -4.9%
Kentucky $2,866 $766 36.5%
Louisiana $3,110 $1,010 48.1%
Maine $1,296 -$804 -38.3%
Maryland $1,732 -$368 -17.5%
Massachusetts $1,682 -$418 -19.9%
Michigan $3,650 $1,550 73.8%
Minnesota $1,758 -$342 -16.3%
Mississippi $2,516 $416 19.8%
Missouri $1,864 -$236 -11.2%
Montana $2,256 $156 7.4%
Nebraska $1,658 -$442 -21.0%
Nevada $2,520 $420 20.0%
New Hampshire $1,512 -$588 -28.0%
New Jersey $2,350 $250 11.9%
New Mexico $1,862 -$238 -11.3%
New York $2,212 $112 5.3%
North Carolina $1,210 -$890 -42.4%
North Dakota $1,722 -$378 -18.0%
Ohio $1,450 -$650 -31.0%
Oklahoma $2,158 $58 2.8%
Oregon $1,924 -$176 -8.4%
Pennsylvania $2,006 -$94 -4.5%
Rhode Island $2,802 $702 33.4%
South Carolina $1,906 -$194 -9.2%
South Dakota $1,772 -$328 -15.6%
Tennessee $1,840 -$260 -12.4%
Texas $2,532 $432 20.6%
Utah $1,556 -$544 -25.9%
Vermont $1,438 -$662 -31.5%
Virginia $1,260 -$840 -40.0%
Washington $1,622 -$478 -22.8%
West Virginia $1,924 -$176 -8.4%
Wisconsin $1,454 -$646 -30.8%
Wyoming $1,874 -$226 -10.8%

View Chart as Image

Porsche 911 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche 911 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 911 $502 $1,050 $390 $2,100
2023 Porsche 911 $482 $1,042 $398 $2,080
2022 Porsche 911 $466 $1,016 $416 $2,056
2021 Porsche 911 $450 $974 $430 $2,012
2020 Porsche 911 $424 $940 $442 $1,964
2019 Porsche 911 $408 $872 $452 $1,890
2018 Porsche 911 $392 $822 $456 $1,828
2017 Porsche 911 $376 $736 $460 $1,730
2016 Porsche 911 $352 $678 $460 $1,648
2015 Porsche 911 $340 $636 $464 $1,598
2014 Porsche 911 $330 $592 $474 $1,554
2013 Porsche 911 $306 $550 $474 $1,488
2012 Porsche 911 $298 $500 $478 $1,434
2011 Porsche 911 $278 $458 $474 $1,368
2010 Porsche 911 $262 $416 $474 $1,310
2009 Porsche 911 $254 $372 $468 $1,252
2008 Porsche 911 $250 $364 $460 $1,232
2007 Porsche 911 $246 $348 $452 $1,204

Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Porsche 911 Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a quick review of the data illustrated above.

  • Consumers who want more liability protection will pay approximately $430 annually to go from a minimum limit to a 250/500 level
  • It is possible to save approximately $270 per year just by quoting online in advance
  • Increasing deductibles could save as much as $1,050 each year
  • Youthful drivers have the highest car insurance rates, costing up to $621 per month if the policy includes full coverage

Rates by Driver Age

Porsche 911 Insurance Rates by Driver Age
Driver Age Premium
16 $7,452
20 $4,894
30 $2,226
40 $2,100
50 $1,912
60 $1,878

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,790
$250 $2,468
$500 $2,100
$1,000 $1,750

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,100
50/100 $2,388
100/300 $2,471
250/500 $2,687
100 CSL $2,422
300 CSL $2,604
500 CSL $2,737

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Insurance Rates for High Risk Drivers
Age Premium
16 $10,754
20 $7,796
30 $4,724
40 $4,586
50 $4,370
60 $4,336

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $306

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $110
Homeowner $27
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $111
Advance Quote $114
Online Quote $155
Total Discounts $949
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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