Porsche 911 Insurance Rates

The average insurance rates for a Porsche 911 are $2,100 a year for full coverage. Comprehensive costs an estimated $502 a year, collision costs $1,050, and liability coverage costs $390. Liability-only coverage costs as little as $452 a year, with high-risk coverage costing around $4,586. Teen drivers cost the most to insure at $7,452 a year or more.

Average premium for full coverage: $2,100

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and 911 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Porsche 911 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,151
• Drivers who choose higher $1,000 deductibles will pay approximately $1,750 a year
• The average rate for a good driver age 40 who has $500 deductibles is $2,100
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,790
• High-risk insureds with multiple violations and an at-fault accident could pay up to $4,586 or more
• Policy cost for full coverage for a teenage driver can cost as much as $7,452 a year

View Chart as Image

Insurance rates for a Porsche 911 also range considerably based on your risk profile, the trim level of your 911, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,900 per year on average, or $158 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $7,400 a year. View Rates by Age

Your home state makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,380 a year in states like Iowa, Maine, and Idaho, or as much as $3,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $1,040 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $299 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,500 to $3,400 additional every year, depending on your age. A high-risk auto insurance policy can cost around 46% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Porsche 911 Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a recap of the primary concepts that were raised in the charts and tables above.

• Drivers can save approximately $270 per year simply by quoting early and online
• Drivers that have major violations or accidents pay an average of $2,490 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $1,050 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $621 each month including comprehensive and collision insurance