Porsche 911 Insurance Rates

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UPDATED: Jun 6, 2023

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Average insurance rates for a Porsche 911 are $2,100 a year for full coverage. Comprehensive costs approximately $502, collision costs $1,050, and liability costs $390. A policy with just liability insurance costs as little as $452 a year, with coverage for high-risk drivers costing around $4,586. 16-year-old drivers receive the highest rates at $7,452 a year or more.

Average premium for full coverage: $2,100

Rate estimates by individual coverage type:

Comprehensive $502
Collision $1050
Liability $390

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for different 911 trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range go from as low as $452 for liability-only coverage to a much higher rate of $4,586 for a policy for a high-risk driver.

Liability Only $452
Full Coverage $2,100
High Risk $4,586

Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations tend to have a lower frequency of accident claims than congested cities.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,575
Small Cities $2,205
Large Cities $2,835

These examples show why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Porsche 911 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,151
  • Drivers who choose higher $1,000 deductibles will pay $350 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $2,100
  • Buying more expensive low deductibles for comprehensive and collision insurance will increase the cost to $2,790
  • Higher-risk drivers with multiple tickets or accidents could pay around $4,586 or more
  • The cost for full coverage for a teen driver with full coverage can cost $7,452 a year

View Chart as Image

Porsche 911 insurance cost comparison chart
Column chart showing full coverage Porsche 911 insurance rates range from $1,151 to $7,452

Insurance rates for a Porsche 911 can also vary considerably based on your driver profile, the trim level of your 911, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $7,400 a year. View Rates by Age

Where you live makes a big difference in Porsche 911 insurance prices. A 40-year-old driver could pay as low as $1,380 a year in states like Iowa, Maine, and Idaho, or at least $3,000 on average in New York, Louisiana, and Michigan.

Porsche 911 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,900 -$200 -9.5%
Alaska $1,612 -$488 -23.2%
Arizona $1,744 -$356 -17.0%
Arkansas $2,100 -$0 0.0%
California $2,394 $294 14.0%
Colorado $2,006 -$94 -4.5%
Connecticut $2,158 $58 2.8%
Delaware $2,378 $278 13.2%
Florida $2,628 $528 25.1%
Georgia $1,940 -$160 -7.6%
Hawaii $1,508 -$592 -28.2%
Idaho $1,422 -$678 -32.3%
Illinois $1,564 -$536 -25.5%
Indiana $1,582 -$518 -24.7%
Iowa $1,420 -$680 -32.4%
Kansas $1,998 -$102 -4.9%
Kentucky $2,866 $766 36.5%
Louisiana $3,110 $1,010 48.1%
Maine $1,296 -$804 -38.3%
Maryland $1,732 -$368 -17.5%
Massachusetts $1,682 -$418 -19.9%
Michigan $3,650 $1,550 73.8%
Minnesota $1,758 -$342 -16.3%
Mississippi $2,516 $416 19.8%
Missouri $1,864 -$236 -11.2%
Montana $2,256 $156 7.4%
Nebraska $1,658 -$442 -21.0%
Nevada $2,520 $420 20.0%
New Hampshire $1,512 -$588 -28.0%
New Jersey $2,350 $250 11.9%
New Mexico $1,862 -$238 -11.3%
New York $2,212 $112 5.3%
North Carolina $1,210 -$890 -42.4%
North Dakota $1,722 -$378 -18.0%
Ohio $1,450 -$650 -31.0%
Oklahoma $2,158 $58 2.8%
Oregon $1,924 -$176 -8.4%
Pennsylvania $2,006 -$94 -4.5%
Rhode Island $2,802 $702 33.4%
South Carolina $1,906 -$194 -9.2%
South Dakota $1,772 -$328 -15.6%
Tennessee $1,840 -$260 -12.4%
Texas $2,532 $432 20.6%
Utah $1,556 -$544 -25.9%
Vermont $1,438 -$662 -31.5%
Virginia $1,260 -$840 -40.0%
Washington $1,622 -$478 -22.8%
West Virginia $1,924 -$176 -8.4%
Wisconsin $1,454 -$646 -30.8%
Wyoming $1,874 -$226 -10.8%

View Chart as Image

Porsche 911 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $1,040 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $299 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $2,500 to $3,400 additional per year, depending on your age. High-risk driver insurance can cost as much as 46% to 133% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche 911 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 911 $502 $1,050 $390 $2,100
2023 Porsche 911 $482 $1,042 $398 $2,080
2022 Porsche 911 $466 $1,016 $416 $2,056
2021 Porsche 911 $450 $974 $430 $2,012
2020 Porsche 911 $424 $940 $442 $1,964
2019 Porsche 911 $408 $872 $452 $1,890
2018 Porsche 911 $392 $822 $456 $1,828
2017 Porsche 911 $376 $736 $460 $1,730
2016 Porsche 911 $352 $678 $460 $1,648
2015 Porsche 911 $340 $636 $464 $1,598
2014 Porsche 911 $330 $592 $474 $1,554
2013 Porsche 911 $306 $550 $474 $1,488
2012 Porsche 911 $298 $500 $478 $1,434
2011 Porsche 911 $278 $458 $474 $1,368
2010 Porsche 911 $262 $416 $474 $1,310
2009 Porsche 911 $254 $372 $468 $1,252
2008 Porsche 911 $250 $364 $460 $1,232
2007 Porsche 911 $246 $348 $452 $1,204

Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Porsche 911 Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having a good credit history, eliminating unneeded coverage, and qualifying for all possible discounts. Invest the time to compare rates every year by requesting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a quick review of the coverage data presented in the illustrations above.

  • Drivers can save around $270 per year simply by shopping early and online
  • Increasing deductibles can save around $1,050 each year
  • Teenagers are the costliest to insure, costing as high as $621 per month including comprehensive and collision insurance
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $2,490 more per year for car insurance

Rates by Driver Age

Porsche 911 Insurance Rates by Driver Age
Driver Age Premium
16 $7,452
20 $4,894
30 $2,226
40 $2,100
50 $1,912
60 $1,878

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,790
$250 $2,468
$500 $2,100
$1,000 $1,750

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,100
50/100 $2,388
100/300 $2,471
250/500 $2,687
100 CSL $2,422
300 CSL $2,604
500 CSL $2,737

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Insurance Rates for High Risk Drivers
Age Premium
16 $10,754
20 $7,796
30 $4,724
40 $4,586
50 $4,370
60 $4,336

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $306

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $110
Homeowner $27
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $111
Advance Quote $114
Online Quote $155
Total Discounts $949
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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