Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,150 a year for full coverage. Comprehensive insurance costs around $528, collision insurance costs $1,092, and liability costs $372. Liability-only insurance costs as little as $438 a year, and high-risk driver insurance costs $4,690 or more. Teenage drivers pay the most at up to $7,572 a year.

Average premium for full coverage: $2,150

Premium estimates for type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Porsche 911 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,178
• Drivers who choose higher $1,000 deductibles will pay about $368 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $2,150
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $720 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $4,690
• An auto insurance policy for full coverage for a teen driver with full coverage can be $7,572 a year

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Insurance prices for a Porsche 911 also have a wide range based on your driving characteristics, the trim level of your 911, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as little as $2,000 per year on average, or $167 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $7,500 a year. View Rates by Age

Where you choose to live makes a big difference in Porsche 911 insurance prices. A 40-year-old driver could pay as low as $1,420 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $3,070 on average in Michigan, Louisiana, and New York.

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Using high physical damage deductibles could save up to $1,090 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $285 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $2,600 to $3,400 additional annually, depending on your age. High-risk driver insurance can cost as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Porsche 911 Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a brief summary of the car insurance concepts presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $2,540 more every year than a driver with a clean driving record
• Drivers can save up to $280 per year just by shopping early and online
• Increasing policy deductibles can save around $1,100 each year
• Policyholders who may need additional liability coverage will pay an extra $410 each year to go from 30/60 bodily injury limits to 250/500 limits