Porsche 911 Insurance Rates

The average insurance prices for a Porsche 911 are $2,100 every 12 months for full coverage. Comprehensive insurance costs on average $502, collision costs $1,050, and liability insurance is estimated at $390. Buying just liability costs approximately $452 a year, with insurance for high-risk drivers costing $4,586 or more. Teenage drivers cost the most to insure at $7,452 a year or more.

Average premium for full coverage: $2,100

Policy rates by type of insurance:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different 911 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

The examples above show why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,151
• Choosing higher $1,000 deductibles can save around $350 a year
• The average price for a good driver age 40 with $500 deductibles is $2,100
• Using more expensive low deductibles for comp and collision coverage costs an extra $690 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $4,586 or more
• Policy cost to insure a teen driver with full coverage may cost $7,452 each year

View Chart as Image

Insurance rates for a Porsche 911 also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your 911.

Using high physical damage deductibles can save as much as $1,040 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $299 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $7,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $2,500 to $3,400 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Porsche 911 insurance rates. A good driver about age 40 could pay as low as $1,380 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $3,000 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Porsche 911 Insurance

Finding cheaper rates on Porsche 911 insurance takes being a good driver, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates every time your policy renews by quoting rates from direct carriers, and also from local independent and exclusive agents.

The following list is a recap of the information covered in the charts and tables above.

• Drivers can save as much as $270 per year simply by shopping early and online
• Drivers age 16 to 20 pay the highest rates, costing up to $621 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $1,050 each year
• High-risk drivers that have major violations or accidents pay an average of $2,490 more each year than a safer driver
• Drivers who require an increased level of liability coverage will pay an extra $430 each year to raise limits from a 30/60 limit to a 250/500 level