Porsche 911 Carrera Targa S 2-Dr Coupe Insurance Rates

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U.S. average insurance rates for a Porsche 911 Carrera Targa S 2-Dr Coupe are $2,182 a year including full coverage. Comprehensive costs around $550, collision insurance costs $1,110, and liability costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $4,746. Teenage drivers pay the highest rates at up to $7,630 a year.

Annual premium for full coverage: $2,182

Price estimates for type of insurance:

Comprehensive $550
Collision $1110
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

For an average driver, Porsche 911 Carrera Targa S 2-Dr Coupe insurance prices range from the low end price of $430 for your basic liability-only policy to a much higher rate of $4,746 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $2,182
High Risk $4,746

Geographic Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,637
Small Cities $2,291
Large Cities $2,946

These price ranges highlight why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Porsche 911 Carrera Targa S 2-Dr Coupe Insurance

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Insurance prices for a Porsche 911 Carrera Targa S 2-Dr Coupe are also quite variable based on the model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $2,600 to $3,400 additional each year, depending on your age. High-risk driver insurance can cost from 45% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $2,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $7,600 a year. View Rates by Age

The state you live in makes a big difference in Porsche 911 Carrera Targa S 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $1,110 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to compare prices from multiple companies. Every company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

Porsche 911 Carrera Targa S 2-Dr Coupe insurance cost comparison chart
Column chart showing Porsche 911 Carrera Targa S 2-Dr Coupe insurance prices range from $1,197 to $7,630 for full coverage

The chart above shows average Porsche 911 Carrera Targa S 2-Dr Coupe insurance prices for various risks and coverage choices. The cheapest discount price is $1,197. Drivers who use higher $1,000 deductibles will pay $1,806. The average price for a driver age 40 with no violations using $500 deductibles is $2,182. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,916. Drivers with multiple violations and accidents could be charged at least $4,746. The price for full coverage insurance for a 16-year-old driver is $7,630.

Porsche 911 Carrera Targa S 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,970 -$212 -9.7%
Alaska $1,670 -$512 -23.5%
Arizona $1,810 -$372 -17.0%
Arkansas $2,182 -$0 0.0%
California $2,484 $302 13.8%
Colorado $2,084 -$98 -4.5%
Connecticut $2,242 $60 2.7%
Delaware $2,470 $288 13.2%
Florida $2,726 $544 24.9%
Georgia $2,014 -$168 -7.7%
Hawaii $1,566 -$616 -28.2%
Idaho $1,476 -$706 -32.4%
Illinois $1,624 -$558 -25.6%
Indiana $1,642 -$540 -24.7%
Iowa $1,472 -$710 -32.5%
Kansas $2,074 -$108 -4.9%
Kentucky $2,976 $794 36.4%
Louisiana $3,226 $1,044 47.8%
Maine $1,344 -$838 -38.4%
Maryland $1,800 -$382 -17.5%
Massachusetts $1,742 -$440 -20.2%
Michigan $3,788 $1,606 73.6%
Minnesota $1,824 -$358 -16.4%
Mississippi $2,612 $430 19.7%
Missouri $1,934 -$248 -11.4%
Montana $2,342 $160 7.3%
Nebraska $1,718 -$464 -21.3%
Nevada $2,614 $432 19.8%
New Hampshire $1,572 -$610 -28.0%
New Jersey $2,438 $256 11.7%
New Mexico $1,930 -$252 -11.5%
New York $2,296 $114 5.2%
North Carolina $1,256 -$926 -42.4%
North Dakota $1,786 -$396 -18.1%
Ohio $1,504 -$678 -31.1%
Oklahoma $2,240 $58 2.7%
Oregon $1,998 -$184 -8.4%
Pennsylvania $2,080 -$102 -4.7%
Rhode Island $2,908 $726 33.3%
South Carolina $1,976 -$206 -9.4%
South Dakota $1,840 -$342 -15.7%
Tennessee $1,908 -$274 -12.6%
Texas $2,628 $446 20.4%
Utah $1,614 -$568 -26.0%
Vermont $1,492 -$690 -31.6%
Virginia $1,308 -$874 -40.1%
Washington $1,684 -$498 -22.8%
West Virginia $2,000 -$182 -8.3%
Wisconsin $1,510 -$672 -30.8%
Wyoming $1,942 -$240 -11.0%

View Chart as Image

Porsche 911 Carrera Targa S 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Porsche 911 Carrera Targa S 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $7,630
20 $5,060
30 $2,316
40 $2,182
50 $1,982
60 $1,948

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Carrera Targa S 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,916
$250 $2,574
$500 $2,182
$1,000 $1,806

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Carrera Targa S 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,182
50/100 $2,255
100/300 $2,346
250/500 $2,582
100 CSL $2,291
300 CSL $2,491
500 CSL $2,637

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Carrera Targa S 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $11,022
20 $8,054
30 $4,896
40 $4,746
50 $4,522
60 $4,482

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $315

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $121
Multi-vehicle $112
Homeowner $28
5-yr Accident Free $183
5-yr Claim Free $145
Paid in Full/EFT $116
Advance Quote $118
Online Quote $162
Total Discounts $985
Rate after discounts $1,197

Discounts are estimated and may not be available from every company or in every state.

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