Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible Insurance Rates

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Average auto insurance rates for a Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible are $1,954 annually for full coverage insurance. Comprehensive costs an estimated $494 each year, collision costs $1,014, and liability coverage costs around $310. Only liability insurance costs as low as $370 a year, with high-risk insurance costing around $4,252. Teen drivers receive the highest rates at $6,802 a year or more.

Annual premium for full coverage: $1,954

Rate estimates broken down by individual coverage:

Comprehensive $494
Collision $1014
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

For a 40-year-old driver, prices go from as cheap as $370 for the bare minimum liability coverage to a high rate of $4,252 for high-risk insurance.

Liability Only $370
Full Coverage $1,954
High Risk $4,252

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how your location can change insurance prices.

Rural Areas $1,466
Small Cities $2,052
Large Cities $2,638

These differences illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible Insurance Rates

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Insurance rates for a Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible can also vary considerably based on the model year of your 911, your risk profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,800 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $6,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $2,300 to $3,100 extra per year, depending on your age. Insurance for high-risk drivers can be around 46% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $1,010 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible insurance cost comparison chart
Column chart showing Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible insurance prices range from $1,067 to $6,802 for full coverage

The chart estimates Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible insurance prices for different situations. The cheapest price with discounts is $1,067. Drivers who choose higher $1,000 deductibles will pay about $1,614. The average price for a driver around age 40 using $500 deductibles is $1,954. Using lower $100 deductibles for physical damage coverage could cost up to $2,624. High risk drivers could be charged as much as $4,252. The policy rate for full coverage insurance for a teenage driver can be as high as $6,802.

Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,764 -$190 -9.7%
Alaska $1,496 -$458 -23.4%
Arizona $1,620 -$334 -17.1%
Arkansas $1,954 -$0 0.0%
California $2,224 $270 13.8%
Colorado $1,864 -$90 -4.6%
Connecticut $2,004 $50 2.6%
Delaware $2,208 $254 13.0%
Florida $2,438 $484 24.8%
Georgia $1,806 -$148 -7.6%
Hawaii $1,402 -$552 -28.2%
Idaho $1,324 -$630 -32.2%
Illinois $1,454 -$500 -25.6%
Indiana $1,470 -$484 -24.8%
Iowa $1,318 -$636 -32.5%
Kansas $1,854 -$100 -5.1%
Kentucky $2,664 $710 36.3%
Louisiana $2,890 $936 47.9%
Maine $1,204 -$750 -38.4%
Maryland $1,612 -$342 -17.5%
Massachusetts $1,556 -$398 -20.4%
Michigan $3,390 $1,436 73.5%
Minnesota $1,636 -$318 -16.3%
Mississippi $2,340 $386 19.8%
Missouri $1,732 -$222 -11.4%
Montana $2,096 $142 7.3%
Nebraska $1,538 -$416 -21.3%
Nevada $2,340 $386 19.8%
New Hampshire $1,408 -$546 -27.9%
New Jersey $2,184 $230 11.8%
New Mexico $1,728 -$226 -11.6%
New York $2,056 $102 5.2%
North Carolina $1,124 -$830 -42.5%
North Dakota $1,598 -$356 -18.2%
Ohio $1,346 -$608 -31.1%
Oklahoma $2,004 $50 2.6%
Oregon $1,790 -$164 -8.4%
Pennsylvania $1,860 -$94 -4.8%
Rhode Island $2,602 $648 33.2%
South Carolina $1,768 -$186 -9.5%
South Dakota $1,646 -$308 -15.8%
Tennessee $1,708 -$246 -12.6%
Texas $2,352 $398 20.4%
Utah $1,444 -$510 -26.1%
Vermont $1,336 -$618 -31.6%
Virginia $1,170 -$784 -40.1%
Washington $1,506 -$448 -22.9%
West Virginia $1,790 -$164 -8.4%
Wisconsin $1,350 -$604 -30.9%
Wyoming $1,740 -$214 -11.0%

View Chart as Image

Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $6,802
20 $4,536
30 $2,076
40 $1,954
50 $1,776
60 $1,748

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,624
$250 $2,310
$500 $1,954
$1,000 $1,614

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,954
50/100 $2,016
100/300 $2,094
250/500 $2,295
100 CSL $2,047
300 CSL $2,218
500 CSL $2,342

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $9,838
20 $7,220
30 $4,394
40 $4,252
50 $4,052
60 $4,018

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $284

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $109
Multi-vehicle $101
Homeowner $24
5-yr Accident Free $165
5-yr Claim Free $131
Paid in Full/EFT $105
Advance Quote $107
Online Quote $145
Total Discounts $887
Rate after discounts $1,067

Discounts are estimated and may not be available from every company or in every state.

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