Porsche 911 Carrera 4S 2-Dr Coupe Insurance Rates

U.S. average auto insurance rates for a Porsche 911 Carrera 4S 2-Dr Coupe are $2,090 annually with full coverage. Comprehensive costs on average $522 a year, collision costs $1,046, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $4,544. Teenage drivers pay the highest rates at $7,340 a year or more.

Annual premium for full coverage: $2,090

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have fewer collision claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

These price ranges demonstrate why it is important for drivers to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Porsche 911 Carrera 4S 2-Dr Coupe are also quite variable based on the actual cash value of your 911, your driving record, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,900 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $7,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $2,500 to $3,300 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $1,050 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Porsche 911 Carrera 4S 2-Dr Coupe insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates may be quite different between companies.

View Chart as Image

The chart above shows Porsche 911 Carrera 4S 2-Dr Coupe insurance prices for different situations. The best price after discounts is $1,150. Drivers who use higher $1,000 deductibles will pay about $1,734. The average price for a 40-year-old male driver using $500 deductibles is $2,090. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,784. Drivers with multiple violations and accidents could be charged at least $4,544. The cost for full coverage insurance for a teen driver can be as high as $7,340.

View Chart as Image