Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible Insurance Rates

The average insurance rates for a Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible are $1,996 a year with full coverage. Comprehensive costs on average $536, collision insurance costs $1,014, and liability coverage costs around $310. A liability-only policy costs as low as $370 a year, and high-risk insurance costs around $4,320. Teen drivers cost the most to insure at up to $6,866 a year.

Annual premium for full coverage: $1,996

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche 911 Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how your location can change car insurance rates.

These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible also range considerably based on the model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,300 to $3,100 extra every year, depending on your age. High-risk driver insurance can be around 45% to 129% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,800 a year, or $150 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will be charged upwards of $6,800 a year. View Rates by Age

Your home state has a huge impact on Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $1,040 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $279 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied.

View Chart as Image

The chart above shows Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible insurance prices for various risks and coverage choices. The cheapest price with discounts is $1,095. Drivers who choose higher $1,000 deductibles will pay $1,644. The average price for a 40-year-old male driver using $500 deductibles is $1,996. Using more expensive $100 deductibles for comp and collision coverage could cost up to $2,682. High risk drivers could be charged around $4,320. The price for full coverage insurance for a teen driver can be as high as $6,866.

View Chart as Image