Porsche 911 Insurance Rates

Estimated insurance prices for a Porsche 911 are $1,368 every 12 months for full coverage insurance. Comprehensive costs an estimated $278, collision insurance costs $458, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,956. Teens pay the most at up to $5,192 a year.

Average premium for full coverage: $1,368

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.

These rate differences illustrate why everyone should compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Porsche 911 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $794
• Raising to $1,000 deductibles will save approximately $168 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,368
• Selecting pricier low deductibles increases the price to $1,688
• At-risk drivers with serious driving violations could pay up to $2,956
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $5,192

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Auto insurance prices for a Porsche 911 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $490 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,600 to $2,200 in extra premium annually, depending on your age. Porsche 911 insurance for high-risk drivers is expensive and can cost as much as 42% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Porsche 911 insurance prices. A middle-age driver might find prices as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Porsche 911 Insurance

Finding better rates on car insurance consists of being a good driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a quick review of the information touched on in the above illustrations.

• It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $433 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $500 each year
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,590 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay approximately $520 annually to raise from 30/60 bodily injury limits to a 250/500 level