Porsche 911 Insurance Rates

The average insurance rates for a Porsche 911 are $2,100 a year for full coverage insurance. Comprehensive costs around $502, collision costs $1,050, and liability coverage costs $390. Liability-only insurance costs as little as $452 a year, with high-risk driver insurance costing around $4,586. Teen drivers cost the most to insure at $7,452 a year or more.

Average premium for full coverage: $2,100

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all 911 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance rates.

The examples above illustrate why everyone should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Porsche 911 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,151
• Drivers who choose higher $1,000 deductibles will pay about $350 each year
• The average rate for a good driver age 40 using $500 deductibles is $2,100
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $2,790
• High-risk insureds with multiple violations and an at-fault accident could pay at least $4,586 or more
• Policy cost for full coverage for a teenage driver for full coverage can be $7,452 a year

View Chart as Image

Auto insurance rates for a Porsche 911 also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,900 per year on average, or $158 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $7,400 a year. View Rates by Age

Your home state makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,370 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,830 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $1,040 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $299 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $2,500 to $3,400 in extra premium every year, depending on your age. Porsche 911 insurance for high-risk drivers can cost around 46% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Porsche 911 Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having good credit, being claim-free, and maximizing policy discounts. Make time to compare rates at least once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the primary concepts that were touched on in this article.

• It is possible to save up to $270 per year simply by quoting online well ahead of the renewal date
• Drivers who tend to receive serious violations may pay on average $2,490 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $1,050 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $621 each month if they have full coverage