Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,150 a year for full coverage insurance. Comprehensive costs an estimated $528, collision insurance costs $1,092, and liability is $372. A policy with only liability insurance costs around $438 a year, and a high-risk policy costs around $4,690. Teen drivers pay the most at up to $7,572 a year.

Average premium for full coverage: $2,150

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Porsche 911 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,178
• Raising to $1,000 deductibles will save approximately $368 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $2,150
• Choosing more expensive low deductibles will increase the cost to $2,870
• Drivers with multiple violations and an at-fault accident could pay up to $4,690
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost as much as $7,572

View Chart as Image

Car insurance prices for a Porsche 911 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $2,000 every 12 months on average, or $167 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $7,500 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche 911 insurance prices. A middle-age driver might find prices as low as $1,400 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,900 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $1,090 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $285 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $2,600 to $3,400 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Porsche 911 Insurance

Finding better rates on insurance for a Porsche 911 consists of being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the information covered in the above illustrations.

• It is possible to save approximately $280 per year just by shopping early and online
• Teen drivers have the highest car insurance prices, with premiums being up to $631 per month if full coverage is included
• Increasing policy deductibles can save around $1,100 each year
• Drivers considered higher risk who tend to receive serious violations pay on average $2,540 more annually to insure their 911
• Insureds who want more liability coverage will pay about $410 annually to raise from 30/60 bodily injury limits to 250/500 limits