Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,056 a year for full coverage. Comprehensive insurance costs on average $466, collision costs $1,016, and liability costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing $4,504 or more. Teens pay the most at $7,390 a year or more.

Average premium for full coverage: $2,056

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,126
• Using higher $1,000 deductibles will save around $336 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $2,056
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $660 annually
• High-risk insureds with serious driving violations could pay upwards of $4,504 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $7,390 or more

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Insurance prices for a Porsche 911 also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $2,500 to $3,300 additional annually, depending on your age. High-risk driver insurance can be from 45% to 136% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,900 a year, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $7,300 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche 911 insurance prices. A driver around age 40 might see prices as low as $1,350 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,930 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $1,000 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to compare prices from multiple companies. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche 911 Insurance

Finding better rates on insurance for a Porsche 911 requires avoiding accidents and violations, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare rates every year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The list below is a review of the coverage data raised in the charts and tables above.

• Drivers can save as much as $260 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $1,000 each year
• Teenagers pay higher prices, as much as $616 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $2,450 more each year for car insurance