Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance prices for a Nissan Pathfinder are $1,286 every 12 months with full coverage. Comprehensive insurance costs an estimated $282, collision costs $448, and liability insurance is $398. Liability-only insurance costs around $460 a year, with high-risk driver insurance costing $2,762 or more. Teen drivers pay the most at $4,808 a year or more.

Average premium for full coverage: $1,286

Premium estimates broken down by type of coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for different Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than larger metro areas.

The price range example below illustrates how where you live affects insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Nissan Pathfinder insurance rates for other coverage scenarios.

• The lowest rate with discounts is $753
• Raising to $1,000 deductibles will save approximately $166 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $1,286
• Choosing more expensive low deductibles costs an extra $318 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,762 or more
• An auto insurance policy to insure a teen driver with full coverage can cost as much as $4,808

View Chart as Image

Insurance prices for a Nissan Pathfinder also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $490 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find prices as low as $930 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,740 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out which insurance company is cheapest is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Pathfinder Insurance

Finding better rates on Nissan Pathfinder insurance consists of having a decent driving record, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a brief summary of the ideas that were touched on in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, possibly costing $401 per month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,480 more annually than a driver with a clean driving record
• Increasing policy deductibles could save as much as $475 each year
• You may be able to save approximately $150 per year simply by shopping early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.