Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance prices for a Nissan Pathfinder are $1,294 every 12 months including full coverage. Comprehensive costs approximately $294, collision insurance costs $452, and liability insurance is estimated at $390. A policy with just liability insurance costs approximately $452 a year, and coverage for high-risk drivers costs around $2,772. Teenage drivers pay the highest rates at up to $4,798 a year.

Average premium for full coverage: $1,294

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Pathfinder models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why everyone should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The best discount rate is $758
• Choosing higher $1,000 deductibles can save $170 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,294
• Using pricier low deductibles for comp and collision coverage increases the price to $1,618
• High-risk insureds who are prone to accidents and violations could pay around $2,772
• The price to insure a teen driver for full coverage can cost $4,798 each year

View Chart as Image

Insurance prices for a Nissan Pathfinder are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Pathfinder.

Using high physical damage deductibles can save as much as $500 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Nissan Pathfinder insurance for high-risk drivers ranges anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Nissan Pathfinder insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,850 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Nissan Pathfinder Insurance

Getting lower rates on Nissan Pathfinder insurance takes being a safe and courteous driver, having good credit, being claim-free, and possibly raising deductibles. Take the time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a review of the ideas that were covered in the above illustrations.

• Teenage drivers are expensive to insure, possibly costing $400 a month if they have full coverage
• High-risk drivers who have several accidents or serious violations could be charged and average of $1,480 more per year for auto insurance
• Increasing physical damage deductibles could save as much as $500 each year
• You may be able to save around $150 per year just by quoting online well ahead of the renewal date

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.