Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated auto insurance rates for a Nissan Pathfinder are $1,286 annually with full coverage. Comprehensive costs an estimated $282 a year, collision insurance costs $448, and liability coverage is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs around $2,762. Teenage drivers pay the most at up to $4,808 a year.

Average premium for full coverage: $1,286

Premium estimates broken down by type of coverage:

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

These rate differences demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Pathfinder insurance rates for other coverage scenarios.

• The best discount rate is $753
• Choosing higher $1,000 deductibles can save approximately $1,120 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,286
• Using low $100 deductibles for comp and collision coverage will cost $1,604
• Drivers who are prone to accidents and violations could pay up to $2,762
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,808 each year

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Insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $490 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Nissan Pathfinder insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,740 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan Pathfinder Insurance

Finding better rates on auto insurance takes having a good driving record, having good credit, being claim-free, and possibly raising deductibles. Invest the time to shop around every other policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The next list is a condensed summary of the ideas that were illustrated above.

• Drivers age 20 and younger are expensive to insure, possibly costing $401 per month if they have full coverage
• Drivers with multiple at-fault accidents pay on average $1,480 more annually to buy Nissan Pathfinder insurance
• Increasing policy deductibles could save up to $475 each year
• You may be able to save approximately $150 per year just by quoting early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.