Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average auto insurance rates for a Nissan Pathfinder are $1,282 annually including full coverage. Comprehensive insurance costs on average $272, collision insurance costs $436, and liability coverage costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs $2,762 or more. Teens receive the highest rates at up to $4,836 a year.

Average premium for full coverage: $1,282

Rate estimates by individual coverage type:

Estimates include $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Pathfinder trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.

These examples highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $749
• Using higher $1,000 deductibles will save around $162 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,282
• Selecting more expensive low deductibles for physical damage coverage costs an additional $310 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,762
• The cost with full coverage for a teenage driver with full coverage may cost $4,836 or more

View Chart as Image

Insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, your driving characteristics, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be around 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan Pathfinder insurance rates. A driver around age 40 might see rates as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,830 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Nissan Pathfinder Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and determing if full coverage is necessary. Spend time shopping around once a year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a review of the data that was touched on above.

• You may be able to save as much as $150 per year just by shopping early and online
• Consumers who require higher liability limits will pay approximately $460 per year to increase from a minimum limit to higher 250/500 limits
• Teens pay the highest rates, as much as $403 per month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations pay on average $1,480 more each year for Pathfinder insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.