Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,394 a year with full coverage. Comprehensive costs on average $282 each year, collision insurance costs $512, and liability insurance is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs around $3,022. Teens pay the most at up to $5,264 a year.

Average premium for full coverage: $1,394

Premium estimates by type of coverage:

Full coverage includes $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Buick Enclave insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $802
• Raising to $1,000 deductibles will save around $182 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,394
• Selecting low deductibles will increase the cost to $1,742
• Higher-risk drivers with serious driving violations could pay upwards of $3,022
• An auto insurance policy for full coverage for a teen driver may cost $5,264

View Chart as Image

Insurance prices for a Buick Enclave also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Buick Enclave insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,880 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $530 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 136% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Buick Enclave Insurance

Finding better rates on Buick Enclave insurance consists of not taking risks behind the wheel, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Set aside time to shop around at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a summary of the data raised in the charts and tables above.

• Drivers who require higher liability limits will pay approximately $490 every year to raise from 30/60 bodily injury limits to 250/500 limits
• You may be able to save as much as $170 per year just by quoting online in advance
• Increasing policy deductibles can save around $525 each year
• Teens pay higher prices, possibly costing $439 per month including comprehensive and collision insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.