Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance prices for a Buick Enclave are $1,354 every 12 months for full coverage insurance. Comprehensive insurance costs on average $270, collision insurance costs $474, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,934 or more. Teens receive the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on insurance rates. Rural areas tend to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how your location can change car insurance rates.

These examples illustrate why everyone should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Buick Enclave insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $782
• Drivers who choose higher $1,000 deductibles will pay around $168 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,354
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $328 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,934
• The cost to insure a teen driver for full coverage may cost $5,144 a year

View Chart as Image

Car insurance rates for a Buick Enclave can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Enclave.

Choosing higher comprehensive and collision insurance deductibles could save up to $500 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 extra per year, depending on your age. Buick Enclave insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Buick Enclave Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a summary of the material that was illustrated above.

• Policyholders who require higher liability limits will pay approximately $500 annually to go from a minimum limit to a 250/500 level
• Teenagers are expensive to insure, costing up to $429 per month if the policy includes full coverage
• Higher risk drivers who have multiple accidents or major violations pay on average $1,580 more each year for car insurance
• Increasing deductibles could save as much as $500 each year

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.