Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Volkswagen Tiguan are $1,188 a year including full coverage. Comprehensive insurance costs on average $240 each year, collision insurance costs $424, and liability insurance is estimated at $388. Liability-only insurance costs approximately $434 a year, and high-risk driver insurance costs $2,568 or more. 16-year-old drivers pay the highest rates at up to $4,482 a year.
Average premium for full coverage: $1,188
Price estimates by individual coverage:
Prices include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Tiguan models.
Price Range from Low to High
For the average driver, Volkswagen Tiguan insurance prices range from the low end price of $434 for just the minimum liability insurance to a high rate of $2,568 for a policy for a high-risk driver.
Geographic Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how location impacts car insurance rates.
The ranges above highlight why all drivers should get quotes based on a specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Volkswagen Tiguan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $686
- Choosing higher $1,000 deductibles can save around $152 every year
- The estimated price for the average middle-age driver with $500 deductibles is $1,188
- Buying low deductibles for comp and collision coverage will cost an additional $290 a year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,568
- The price that insures a teen driver may cost $4,482 each year
Car insurance prices for a Volkswagen Tiguan are also quite variable based on the trim level and model year, your driving record and age, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 131% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,400 a year. View Rates by Age
The state you live in plays a big part in determining prices for Volkswagen Tiguan insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,690 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,070 | -$118 | -9.9% |
| Alaska | $908 | -$280 | -23.6% |
| Arizona | $984 | -$204 | -17.2% |
| Arkansas | $1,188 | -$0 | 0.0% |
| California | $1,350 | $162 | 13.6% |
| Colorado | $1,130 | -$58 | -4.9% |
| Connecticut | $1,216 | $28 | 2.4% |
| Delaware | $1,338 | $150 | 12.6% |
| Florida | $1,480 | $292 | 24.6% |
| Georgia | $1,096 | -$92 | -7.7% |
| Hawaii | $852 | -$336 | -28.3% |
| Idaho | $802 | -$386 | -32.5% |
| Illinois | $882 | -$306 | -25.8% |
| Indiana | $894 | -$294 | -24.7% |
| Iowa | $800 | -$388 | -32.7% |
| Kansas | $1,126 | -$62 | -5.2% |
| Kentucky | $1,616 | $428 | 36.0% |
| Louisiana | $1,754 | $566 | 47.6% |
| Maine | $732 | -$456 | -38.4% |
| Maryland | $980 | -$208 | -17.5% |
| Massachusetts | $946 | -$242 | -20.4% |
| Michigan | $2,058 | $870 | 73.2% |
| Minnesota | $992 | -$196 | -16.5% |
| Mississippi | $1,418 | $230 | 19.4% |
| Missouri | $1,052 | -$136 | -11.4% |
| Montana | $1,272 | $84 | 7.1% |
| Nebraska | $934 | -$254 | -21.4% |
| Nevada | $1,420 | $232 | 19.5% |
| New Hampshire | $856 | -$332 | -27.9% |
| New Jersey | $1,324 | $136 | 11.4% |
| New Mexico | $1,046 | -$142 | -12.0% |
| New York | $1,248 | $60 | 5.1% |
| North Carolina | $682 | -$506 | -42.6% |
| North Dakota | $970 | -$218 | -18.4% |
| Ohio | $818 | -$370 | -31.1% |
| Oklahoma | $1,216 | $28 | 2.4% |
| Oregon | $1,086 | -$102 | -8.6% |
| Pennsylvania | $1,130 | -$58 | -4.9% |
| Rhode Island | $1,580 | $392 | 33.0% |
| South Carolina | $1,074 | -$114 | -9.6% |
| South Dakota | $1,000 | -$188 | -15.8% |
| Tennessee | $1,036 | -$152 | -12.8% |
| Texas | $1,428 | $240 | 20.2% |
| Utah | $878 | -$310 | -26.1% |
| Vermont | $810 | -$378 | -31.8% |
| Virginia | $710 | -$478 | -40.2% |
| Washington | $912 | -$276 | -23.2% |
| West Virginia | $1,088 | -$100 | -8.4% |
| Wisconsin | $818 | -$370 | -31.1% |
| Wyoming | $1,054 | -$134 | -11.3% |
Opting for high physical damage deductibles can save as much as $450 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,118 | $93 |
| Volkswagen Tiguan S 2WD | $1,118 | $93 |
| Volkswagen Tiguan SE 4Motion AWD | $1,188 | $99 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,254 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $322 | $562 | $316 | $1,336 |
| 2023 Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| 2022 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2021 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2020 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2019 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2018 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2017 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2016 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volkswagen Tiguan Insurance
Getting lower rates on Volkswagen Tiguan insurance takes being safe and accident-free, having a positive credit history, being claim-free, and possibly raising deductibles. Comparison shop every year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.
Below you'll find a quick rundown of the coverage data touched on above.
- You may be able to save as much as $140 per year just by quoting online in advance
- Increasing physical damage deductibles can save approximately $450 each year
- Youthful drivers are expensive to insure, possibly costing $374 a month if full coverage is purchased
- High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,380 more each year than a low-risk driver
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,482 |
| 20 | $2,734 |
| 30 | $1,230 |
| 40 | $1,188 |
| 50 | $1,086 |
| 60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,478 |
| $250 | $1,342 |
| $500 | $1,188 |
| $1,000 | $1,036 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,188 |
| 50/100 | $1,332 |
| 100/300 | $1,429 |
| 250/500 | $1,681 |
| 100 CSL | $1,370 |
| 300 CSL | $1,584 |
| 500 CSL | $1,739 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,388 |
| 20 | $4,356 |
| 30 | $2,618 |
| 40 | $2,568 |
| 50 | $2,450 |
| 60 | $2,428 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
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