Volkswagen Tiguan Insurance Rates
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UPDATED: Aug 23, 2022
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
The average auto insurance rates for a Volkswagen Tiguan are $1,256 annually with full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $484, and liability costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs $2,724 or more. Teenage drivers cost the most to insure at up to $4,698 a year.
Average premium for full coverage: $1,256
Policy rates broken down by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Tiguan models.
Price Range Variability
For a driver in their 40's, Volkswagen Tiguan insurance rates range from as cheap as $426 for your basic liability-only policy to the much higher price of $2,724 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities. The example below illustrates how location helps determine insurance prices.
The examples above demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Volkswagen Tiguan insurance rates for other coverage scenarios.
- The best discount rate is $717
- Drivers who choose higher $1,000 deductibles will pay approximately $168 annually
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,256
- Using pricier low deductibles for comprehensive and collision insurance costs an additional $328 every year
- Higher-risk drivers who are prone to accidents and violations could pay up to $2,724
- Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,698 a year
Insurance rates for a Volkswagen Tiguan also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,500 to $2,100 additional every year, depending on your age. Volkswagen Tiguan insurance for high-risk drivers can cost as much as 45% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $500 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Volkswagen Tiguan insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,690 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$122 | -9.7% |
| Alaska | $962 | -$294 | -23.4% |
| Arizona | $1,042 | -$214 | -17.0% |
| Arkansas | $1,256 | -$0 | 0.0% |
| California | $1,430 | $174 | 13.9% |
| Colorado | $1,198 | -$58 | -4.6% |
| Connecticut | $1,288 | $32 | 2.5% |
| Delaware | $1,420 | $164 | 13.1% |
| Florida | $1,568 | $312 | 24.8% |
| Georgia | $1,162 | -$94 | -7.5% |
| Hawaii | $902 | -$354 | -28.2% |
| Idaho | $850 | -$406 | -32.3% |
| Illinois | $934 | -$322 | -25.6% |
| Indiana | $948 | -$308 | -24.5% |
| Iowa | $848 | -$408 | -32.5% |
| Kansas | $1,192 | -$64 | -5.1% |
| Kentucky | $1,710 | $454 | 36.1% |
| Louisiana | $1,858 | $602 | 47.9% |
| Maine | $774 | -$482 | -38.4% |
| Maryland | $1,036 | -$220 | -17.5% |
| Massachusetts | $1,002 | -$254 | -20.2% |
| Michigan | $2,180 | $924 | 73.6% |
| Minnesota | $1,052 | -$204 | -16.2% |
| Mississippi | $1,502 | $246 | 19.6% |
| Missouri | $1,114 | -$142 | -11.3% |
| Montana | $1,346 | $90 | 7.2% |
| Nebraska | $988 | -$268 | -21.3% |
| Nevada | $1,502 | $246 | 19.6% |
| New Hampshire | $906 | -$350 | -27.9% |
| New Jersey | $1,404 | $148 | 11.8% |
| New Mexico | $1,110 | -$146 | -11.6% |
| New York | $1,320 | $64 | 5.1% |
| North Carolina | $722 | -$534 | -42.5% |
| North Dakota | $1,028 | -$228 | -18.2% |
| Ohio | $864 | -$392 | -31.2% |
| Oklahoma | $1,286 | $30 | 2.4% |
| Oregon | $1,150 | -$106 | -8.4% |
| Pennsylvania | $1,196 | -$60 | -4.8% |
| Rhode Island | $1,674 | $418 | 33.3% |
| South Carolina | $1,136 | -$120 | -9.6% |
| South Dakota | $1,058 | -$198 | -15.8% |
| Tennessee | $1,098 | -$158 | -12.6% |
| Texas | $1,512 | $256 | 20.4% |
| Utah | $928 | -$328 | -26.1% |
| Vermont | $856 | -$400 | -31.8% |
| Virginia | $752 | -$504 | -40.1% |
| Washington | $968 | -$288 | -22.9% |
| West Virginia | $1,150 | -$106 | -8.4% |
| Wisconsin | $868 | -$388 | -30.9% |
| Wyoming | $1,116 | -$140 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,180 | $98 |
| Volkswagen Tiguan S 2WD | $1,180 | $98 |
| Volkswagen Tiguan SE 4Motion AWD | $1,256 | $105 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,332 | $111 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Volkswagen Tiguan Insurance
Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a summary of the car insurance concepts covered in the charts and tables above.
- Higher risk drivers who have multiple accidents or major violations pay on average $1,470 more annually for car insurance
- You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $500 each year
- Policyholders who want higher liability limits will pay an extra $410 every year to go from a 30/60 limit to higher 250/500 limits
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,698 |
| 20 | $2,902 |
| 30 | $1,308 |
| 40 | $1,256 |
| 50 | $1,148 |
| 60 | $1,128 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,584 |
| $250 | $1,430 |
| $500 | $1,256 |
| $1,000 | $1,088 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,256 |
| 50/100 | $1,407 |
| 100/300 | $1,501 |
| 250/500 | $1,746 |
| 100 CSL | $1,445 |
| 300 CSL | $1,652 |
| 500 CSL | $1,802 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,710 |
| 20 | $4,624 |
| 30 | $2,784 |
| 40 | $2,724 |
| 50 | $2,600 |
| 60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $539 |
Discounts are estimated and may not be available from every company or in every state.
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