Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
The average insurance rates for a Volkswagen Tiguan are $1,188 a year for full coverage. Comprehensive costs an estimated $240, collision insurance costs $424, and liability is $388. Liability-only coverage costs around $434 a year, and high-risk coverage costs around $2,568. Teens cost the most to insure at up to $4,482 a year.
Average premium for full coverage: $1,188
Policy rates broken down by type of insurance:
Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different Tiguan trim levels.
Price Range Variability
For the average 40-year-old driver, Volkswagen Tiguan insurance rates range from the low end price of $434 for the bare minimum liability coverage to a much higher rate of $2,568 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on insurance prices.
The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Volkswagen Tiguan insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $686
- Raising to $1,000 deductibles will save approximately $152 a year
- The estimated price for a good driver age 40 who has $500 deductibles is $1,188
- Selecting more expensive low deductibles bumps up the cost to $1,478
- At-risk drivers with serious driving violations could pay up to $2,568
- Policy cost that insures a teen driver with full coverage can cost as much as $4,482
Insurance rates for a Volkswagen Tiguan also range considerably based on the model year and trim level, how you drive, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 131% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,400 a year. View Rates by Age
Your home state also has a big influence on Volkswagen Tiguan insurance prices. A middle-age driver might find rates as low as $780 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,690 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,070 | -$118 | -9.9% |
| Alaska | $908 | -$280 | -23.6% |
| Arizona | $984 | -$204 | -17.2% |
| Arkansas | $1,188 | -$0 | 0.0% |
| California | $1,350 | $162 | 13.6% |
| Colorado | $1,130 | -$58 | -4.9% |
| Connecticut | $1,216 | $28 | 2.4% |
| Delaware | $1,338 | $150 | 12.6% |
| Florida | $1,480 | $292 | 24.6% |
| Georgia | $1,096 | -$92 | -7.7% |
| Hawaii | $852 | -$336 | -28.3% |
| Idaho | $802 | -$386 | -32.5% |
| Illinois | $882 | -$306 | -25.8% |
| Indiana | $894 | -$294 | -24.7% |
| Iowa | $800 | -$388 | -32.7% |
| Kansas | $1,126 | -$62 | -5.2% |
| Kentucky | $1,616 | $428 | 36.0% |
| Louisiana | $1,754 | $566 | 47.6% |
| Maine | $732 | -$456 | -38.4% |
| Maryland | $980 | -$208 | -17.5% |
| Massachusetts | $946 | -$242 | -20.4% |
| Michigan | $2,058 | $870 | 73.2% |
| Minnesota | $992 | -$196 | -16.5% |
| Mississippi | $1,418 | $230 | 19.4% |
| Missouri | $1,052 | -$136 | -11.4% |
| Montana | $1,272 | $84 | 7.1% |
| Nebraska | $934 | -$254 | -21.4% |
| Nevada | $1,420 | $232 | 19.5% |
| New Hampshire | $856 | -$332 | -27.9% |
| New Jersey | $1,324 | $136 | 11.4% |
| New Mexico | $1,046 | -$142 | -12.0% |
| New York | $1,248 | $60 | 5.1% |
| North Carolina | $682 | -$506 | -42.6% |
| North Dakota | $970 | -$218 | -18.4% |
| Ohio | $818 | -$370 | -31.1% |
| Oklahoma | $1,216 | $28 | 2.4% |
| Oregon | $1,086 | -$102 | -8.6% |
| Pennsylvania | $1,130 | -$58 | -4.9% |
| Rhode Island | $1,580 | $392 | 33.0% |
| South Carolina | $1,074 | -$114 | -9.6% |
| South Dakota | $1,000 | -$188 | -15.8% |
| Tennessee | $1,036 | -$152 | -12.8% |
| Texas | $1,428 | $240 | 20.2% |
| Utah | $878 | -$310 | -26.1% |
| Vermont | $810 | -$378 | -31.8% |
| Virginia | $710 | -$478 | -40.2% |
| Washington | $912 | -$276 | -23.2% |
| West Virginia | $1,088 | -$100 | -8.4% |
| Wisconsin | $818 | -$370 | -31.1% |
| Wyoming | $1,054 | -$134 | -11.3% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $450 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,118 | $93 |
| Volkswagen Tiguan S 2WD | $1,118 | $93 |
| Volkswagen Tiguan SE 4Motion AWD | $1,188 | $99 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,254 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $322 | $562 | $316 | $1,336 |
| 2023 Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| 2022 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2021 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2020 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2019 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2018 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2017 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2016 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Volkswagen Tiguan Insurance
Finding cheaper rates on car insurance consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates every other policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
The next list is a review of the ideas that were touched on in this article.
- Drivers age 20 and younger are expensive to insure, costing up to $374 each month if comprehensive and collision insurance is included
- Higher risk drivers who have several accidents or serious violations may pay on average $1,380 more annually to buy Volkswagen Tiguan insurance
- Increasing comprehensive and collision deductibles can save approximately $450 each year
- Drivers can save approximately $140 per year just by shopping early and online
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,482 |
| 20 | $2,734 |
| 30 | $1,230 |
| 40 | $1,188 |
| 50 | $1,086 |
| 60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,478 |
| $250 | $1,342 |
| $500 | $1,188 |
| $1,000 | $1,036 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,188 |
| 50/100 | $1,332 |
| 100/300 | $1,429 |
| 250/500 | $1,681 |
| 100 CSL | $1,370 |
| 300 CSL | $1,584 |
| 500 CSL | $1,739 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,388 |
| 20 | $4,356 |
| 30 | $2,618 |
| 40 | $2,568 |
| 50 | $2,450 |
| 60 | $2,428 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
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