Nissan Pathfinder S 4WD Insurance Rates

Average insurance rates for a Nissan Pathfinder S 4WD are $1,220 a year with full coverage. Comprehensive costs an estimated $284, collision costs $414, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $2,602. Teenage drivers receive the highest rates at $4,516 a year or more.

Annual premium for full coverage: $1,220

Rate estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Pathfinder Trim Level

Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations tend to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how your location can change insurance prices.

These differences demonstrate why everyone should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Nissan Pathfinder S 4WD can also vary considerably based on your driver profile, the actual cash value of your Pathfinder, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on Nissan Pathfinder S 4WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $470 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,400 to $1,900 in extra premium per year, depending on your age. Nissan Pathfinder S 4WD insurance for high-risk drivers can be around 42% to 128% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Nissan Pathfinder S 4WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $722. Drivers who use higher $1,000 deductibles will pay around $1,060. The average rate for a driver around age 40 using $500 deductibles is $1,220. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,524. Drivers with multiple violations and accidents could be charged as much as $2,602. The rate for full coverage insurance for a teenage driver can be as high as $4,516.

View Chart as Image