Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,282 a year for full coverage. Comprehensive insurance costs on average $272, collision costs $436, and liability coverage is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing $2,762 or more. Teens pay the highest rates at $4,836 a year or more.

Average premium for full coverage: $1,282

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Pathfinder models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects car insurance rates.

The ranges above show why everyone should compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $749
• Raising to $1,000 deductibles will save around $162 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,282
• Selecting pricier low deductibles will cost an extra $310 each year
• Unlucky drivers with serious driving violations could pay upwards of $2,762 or more
• The price for full coverage for a teenage driver for full coverage may cost $4,836

View Chart as Image

Auto insurance prices for a Nissan Pathfinder are also quite variable based on your driving record, the trim level of your Pathfinder, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,800 a year. View Rates by Age

The state you live in also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find prices as low as $850 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,830 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium each year, depending on your age. Nissan Pathfinder insurance for high-risk drivers is expensive and can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Pathfinder Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following items are a brief summary of the coverage data raised in the charts and tables above.

• Drivers can save as much as $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $475 each year
• 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $403 a month if they have full coverage
• Drivers that tend to have accidents or serious violations will pay on average $1,480 more each year than a driver with a clean driving record

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.