Nissan Pathfinder Insurance Rates
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UPDATED: Feb 22, 2023
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Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder.
In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.
When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.
Average insurance prices for a Nissan Pathfinder are $1,222 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $238 a year, collision costs $374, and liability coverage is $452. A policy with just liability insurance costs around $504 a year, with coverage for high-risk drivers costing $2,638 or more. Teens receive the highest rates at $4,706 a year or more.
Average premium for full coverage: $1,222
Rate estimates by individual coverage type:
Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Pathfinder trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $504 for the bare minimum liability coverage to a high of $2,638 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion.
The diagram below illustrates how location helps determine auto insurance prices.
These examples illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Nissan Pathfinder insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $719
- Raising to $1,000 deductibles will save $1,084 each year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,222
- Selecting low $100 deductibles costs an extra $268 each year
- Unlucky drivers with serious driving violations could pay around $2,638 or more
- The cost to insure a teenage driver can cost $4,706
Insurance rates for a Nissan Pathfinder can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Pathfinder.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $410 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 128% more than the average policy. View High Risk Driver Rates
Where you live also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,650 on average in Florida, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Every auto insurance company calculates rates differently, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Nissan Pathfinder S 2WD||$1,142||$95|
|Nissan Pathfinder S 4WD||$1,154||$96|
|Nissan Pathfinder SE 2WD||$1,188||$99|
|Nissan Pathfinder SE 4WD||$1,188||$99|
|Nissan Pathfinder LE 2WD||$1,294||$108|
|Nissan Pathfinder LE 4WD||$1,294||$108|
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Nissan Pathfinder||$272||$436||$416||$1,282|
|2017 Nissan Pathfinder||$238||$374||$452||$1,222|
|2016 Nissan Pathfinder||$230||$352||$456||$1,196|
|2015 Nissan Pathfinder||$220||$316||$460||$1,154|
|2014 Nissan Pathfinder||$206||$292||$460||$1,116|
|2013 Nissan Pathfinder||$198||$272||$464||$1,092|
|2011 Nissan Pathfinder||$180||$236||$474||$1,048|
|2010 Nissan Pathfinder||$174||$214||$478||$1,024|
|2008 Nissan Pathfinder||$152||$178||$474||$962|
|2007 Nissan Pathfinder||$148||$160||$468||$934|
|2006 Nissan Pathfinder||$146||$156||$460||$920|
|2005 Nissan Pathfinder||$144||$150||$452||$904|
|2004 Nissan Pathfinder||$132||$142||$446||$878|
|2003 Nissan Pathfinder||$126||$134||$442||$860|
Rates are averaged for all Nissan Pathfinder models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Nissan Pathfinder Insurance
Saving money on auto insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The following items are a quick rundown of the data covered in the charts and tables above.
- Consumers who purchase additional liability coverage will pay approximately $500 annually to raise from a minimum limit to a 250/500 level
- It is possible to save around $140 per year simply by quoting early and online
- Increasing deductibles could save as much as $400 each year
- 16 to 18-year-old drivers are the costliest to insure, costing up to $392 per month if full coverage is included
You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.
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What are the safety ratings of the Nissan Pathfinder?
It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.
Nissan Pathfinder Compared Against Other Vehicles in the Same Class
Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating.
Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.
When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.
Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$83|
|5-yr Claim Free||$78|
|Paid in Full/EFT||$51|
Discounts are estimated and may not be available from every company or in every state.