Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated auto insurance rates for a Nissan Pathfinder are $1,196 annually with full coverage. Comprehensive costs on average $230, collision insurance costs $352, and liability is $456. A liability-only policy costs around $508 a year, and high-risk insurance costs around $2,578. Teenage drivers pay the most at up to $4,630 a year.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

These rate differences demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The best discount rate is $707
• Raising to $1,000 deductibles will save around $132 annually
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,196
• Using pricier low deductibles will cost $1,450
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,578
• An auto insurance policy with full coverage for a teen driver for full coverage may cost $4,630

View Chart as Image

Auto insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. Nissan Pathfinder insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $390 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Pathfinder Insurance

Finding better rates on car insurance consists of being a low-risk driver, having above-average credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around once a year by obtaining price quotes from direct companies, and also from local independent and exclusive agents.

The items below are a recap of the data that was touched on above.

• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Policyholders who require more liability coverage will pay an extra $500 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
• Teen drivers are charged the highest prices, possibly costing $386 per month if full coverage is included
• Higher risk drivers that have major violations or accidents pay an average of $1,380 more each year to insure their Pathfinder

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.