Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,282 a year for full coverage insurance. Comprehensive costs around $272, collision insurance costs $436, and liability costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs around $2,762. 16-year-old drivers pay the most at up to $4,836 a year.

Average premium for full coverage: $1,282

Premium estimates for type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than congested cities. The example below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why everyone should compare prices for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $749
• Using higher $1,000 deductibles will save about $162 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,282
• Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,592
• Drivers with multiple tickets or accidents could pay at least $2,762
• An auto insurance policy that insures a teen driver for full coverage can be $4,836 or more

View Chart as Image

Auto insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,500 to $2,100 in extra premium annually, depending on your age. Nissan Pathfinder insurance for high-risk drivers can be as much as 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Pathfinder insurance prices. A driver around age 40 might see prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,730 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $480 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Pathfinder Insurance

Finding better rates on car insurance requires avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop at every other renewal by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a recap of the concepts that were presented in the illustrations above.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,480 more every year for car insurance
• Teenagers are expensive to insure, with premiums being up to $403 per month if the policy includes full coverage
• It is possible to save up to $150 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $475 each year
• It is possible to save up to $150 per year just by quoting online well ahead of the renewal date

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.