Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

The average insurance rates for a Nissan Pathfinder are $1,286 a year including full coverage. Comprehensive insurance costs approximately $282, collision insurance costs $448, and liability insurance is estimated at $398. A liability-only policy costs approximately $460 a year, and high-risk insurance costs $2,762 or more. Teenage drivers cost the most to insure at up to $4,808 a year.

Average premium for full coverage: $1,286

Policy rates by type of insurance:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Pathfinder trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The best discount rate is $753
• Choosing higher $1,000 deductibles can save $166 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,286
• Using more expensive low deductibles for comp and collision coverage will cost an additional $318 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,762
• Policy cost that insures a teen driver with full coverage can cost $4,808 each year

View Chart as Image

Car insurance rates for a Nissan Pathfinder also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Pathfinder insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,840 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $490 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Pathfinder Insurance

Finding cheaper rates on Nissan Pathfinder insurance takes avoiding accidents and claims, having a positive credit history, paying for small claims out-of-pocket, and attention to physical damage deductibles. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a recap of the information presented in the illustrations above.

• You may be able to save around $150 per year just by shopping early and online
• Drivers under the age of 20 pay the highest auto insurance rates, with premiums being up to $401 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• High-risk drivers that have major violations or accidents will likely pay on average $1,480 more per year to insure a Nissan Pathfinder
• Drivers who purchase increased liability limits will pay an extra $440 per year to raise limits from a 30/60 limit to the 250/500 level

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.