Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance rates for a Nissan Pathfinder are $1,286 a year with full coverage. Comprehensive costs an estimated $282, collision costs $448, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing around $2,762. Teens pay the highest rates at $4,808 a year or more.

Average premium for full coverage: $1,286

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan Pathfinder insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $753
• Choosing higher $1,000 deductibles can save approximately $166 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,286
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,604
• Unlucky drivers with serious driving violations could pay up to $2,762 or more
• The price that insures a teen driver with full coverage can cost as much as $4,808 each year

View Chart as Image

Auto insurance prices for a Nissan Pathfinder are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,100 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 44% to 130% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $4,800 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,740 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $490 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see which company has the best price. Each auto insurer calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Pathfinder Insurance

Getting lower rates on car insurance takes being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates every year by requesting quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a quick rundown of the coverage data touched on in the above illustrations.

• You may be able to save approximately $150 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $475 each year
• Youthful drivers are the costliest to insure, costing up to $401 a month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,480 more annually than a low-risk driver

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.