Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average auto insurance rates for a Nissan Pathfinder are $1,286 annually for full coverage. Comprehensive insurance costs approximately $282 a year, collision insurance costs $448, and liability is $398. Liability-only insurance costs around $460 a year, and high-risk driver insurance costs $2,762 or more. Teen drivers pay the highest rates at up to $4,808 a year.

Average premium for full coverage: $1,286

Price estimates by individual coverage:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Pathfinder trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations have fewer accident claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $753
• Raising to $1,000 deductibles will save $1,120 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,286
• Choosing low $100 deductibles costs an additional $318 every year
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,762
• The price with full coverage for a teen driver can cost $4,808

View Chart as Image

Car insurance prices for a Nissan Pathfinder are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $490 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find prices as low as $850 a year in states like Iowa, Maine, and Idaho, or as much as $1,840 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan Pathfinder Insurance

Getting lower rates on car insurance consists of having a good driving record, having a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Invest the time to compare rates at least every other year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a quick rundown of the car insurance concepts presented in the illustrations above.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,480 more per year to buy Nissan Pathfinder insurance
• Drivers can save around $150 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $475 each year
• Policyholders who purchase increased levels of liability coverage will pay about $440 each year to raise from a low limit to higher 250/500 limits

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.