Nissan Murano Insurance Rates
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UPDATED: Apr 30, 2020
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
U.S. average insurance rates for a Nissan Murano are $1,324 a year for full coverage. Comprehensive insurance costs around $262 each year, collision costs $474, and liability is estimated at $430. Liability-only coverage costs approximately $486 a year, with high-risk coverage costing $2,870 or more. Teen drivers pay the highest rates at $5,030 a year or more.
Average premium for full coverage: $1,324
Price estimates for individual coverage:
Price estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Murano models.
Price Range from Low to High
For an average driver, Nissan Murano insurance prices go from as low as $486 for liability-only coverage to a high rate of $2,870 for a high-risk driver policy.
Geographic Price Range
Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than larger metro areas.
The graphic below illustrates the effect of geographic area on auto insurance rates.
The ranges above show why all drivers should get quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Nissan Murano insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $767
- Choosing higher $1,000 deductibles can save about $166 a year
- The average rate for the average middle-age driver using $500 deductibles is $1,324
- Choosing low deductibles for comp and collision coverage will cost an extra $326 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,870 or more
- The price for full coverage for a teen driver can be $5,030 each year
Auto insurance prices for a Nissan Murano are also quite variable based on your driving record, the trim level of your Murano, and deductibles and policy limits.
More mature drivers with a good driving record and high deductibles may pay as little as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age
The state you live in plays a big part in determining prices for Nissan Murano insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or as much as $1,890 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,198 | -$126 | -9.5% |
| Alaska | $1,018 | -$306 | -23.1% |
| Arizona | $1,100 | -$224 | -16.9% |
| Arkansas | $1,324 | -$0 | 0.0% |
| California | $1,510 | $186 | 14.0% |
| Colorado | $1,264 | -$60 | -4.5% |
| Connecticut | $1,362 | $38 | 2.9% |
| Delaware | $1,500 | $176 | 13.3% |
| Florida | $1,656 | $332 | 25.1% |
| Georgia | $1,222 | -$102 | -7.7% |
| Hawaii | $950 | -$374 | -28.2% |
| Idaho | $896 | -$428 | -32.3% |
| Illinois | $988 | -$336 | -25.4% |
| Indiana | $998 | -$326 | -24.6% |
| Iowa | $894 | -$430 | -32.5% |
| Kansas | $1,260 | -$64 | -4.8% |
| Kentucky | $1,806 | $482 | 36.4% |
| Louisiana | $1,960 | $636 | 48.0% |
| Maine | $816 | -$508 | -38.4% |
| Maryland | $1,092 | -$232 | -17.5% |
| Massachusetts | $1,060 | -$264 | -19.9% |
| Michigan | $2,302 | $978 | 73.9% |
| Minnesota | $1,108 | -$216 | -16.3% |
| Mississippi | $1,586 | $262 | 19.8% |
| Missouri | $1,176 | -$148 | -11.2% |
| Montana | $1,424 | $100 | 7.6% |
| Nebraska | $1,044 | -$280 | -21.1% |
| Nevada | $1,586 | $262 | 19.8% |
| New Hampshire | $956 | -$368 | -27.8% |
| New Jersey | $1,482 | $158 | 11.9% |
| New Mexico | $1,172 | -$152 | -11.5% |
| New York | $1,394 | $70 | 5.3% |
| North Carolina | $764 | -$560 | -42.3% |
| North Dakota | $1,084 | -$240 | -18.1% |
| Ohio | $916 | -$408 | -30.8% |
| Oklahoma | $1,360 | $36 | 2.7% |
| Oregon | $1,212 | -$112 | -8.5% |
| Pennsylvania | $1,264 | -$60 | -4.5% |
| Rhode Island | $1,766 | $442 | 33.4% |
| South Carolina | $1,200 | -$124 | -9.4% |
| South Dakota | $1,118 | -$206 | -15.6% |
| Tennessee | $1,160 | -$164 | -12.4% |
| Texas | $1,596 | $272 | 20.5% |
| Utah | $980 | -$344 | -26.0% |
| Vermont | $908 | -$416 | -31.4% |
| Virginia | $794 | -$530 | -40.0% |
| Washington | $1,024 | -$300 | -22.7% |
| West Virginia | $1,212 | -$112 | -8.5% |
| Wisconsin | $918 | -$406 | -30.7% |
| Wyoming | $1,180 | -$144 | -10.9% |
Choosing high deductibles can save as much as $500 every year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $387 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than average. View High Risk Driver Rates
Since prices can be so different, the only way to know your exact price is to do a rate comparison and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,246 | $104 |
| Nissan Murano S AWD | $1,246 | $104 |
| Nissan Murano SL 2WD | $1,246 | $104 |
| Nissan Murano SL AWD | $1,284 | $107 |
| Nissan Murano LE 2WD | $1,404 | $117 |
| Nissan Murano LE AWD | $1,404 | $117 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Murano | $262 | $474 | $430 | $1,324 |
| 2018 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2017 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2016 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2015 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2014 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2012 Nissan Murano | $194 | $288 | $474 | $1,114 |
| 2011 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2009 Nissan Murano | $162 | $222 | $474 | $1,016 |
| 2007 Nissan Murano | $148 | $182 | $468 | $956 |
| 2006 Nissan Murano | $146 | $178 | $460 | $942 |
| 2005 Nissan Murano | $144 | $168 | $452 | $922 |
| 2004 Nissan Murano | $132 | $160 | $446 | $896 |
| 2003 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Nissan Murano Insurance
Getting lower rates on car insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every time your policy renews by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.
The next list is a condensed summary of the information covered in the above illustrations.
- Drivers can save up to $160 per year simply by quoting online in advance
- Drivers age 20 and younger are expensive to insure, with premiums as much as $419 a month if they have full coverage
- Increasing physical damage deductibles can save around $500 each year
- Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,550 more every year to buy Nissan Murano insurance
- Policyholders who may need increased levels of liability coverage will pay about $470 each year to raise limits from a low limit to 250/500 limits
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
Enter your ZIP code in our free tool below to comparison shop.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,030 |
| 20 | $3,062 |
| 30 | $1,374 |
| 40 | $1,324 |
| 50 | $1,212 |
| 60 | $1,188 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,650 |
| $250 | $1,498 |
| $500 | $1,324 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,324 |
| 50/100 | $1,490 |
| 100/300 | $1,598 |
| 250/500 | $1,877 |
| 100 CSL | $1,533 |
| 300 CSL | $1,770 |
| 500 CSL | $1,942 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,876 |
| 30 | $2,924 |
| 40 | $2,870 |
| 50 | $2,740 |
| 60 | $2,716 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $59 |
| Advance Quote | $65 |
| Online Quote | $93 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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