Nissan Murano Insurance Rates
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UPDATED: Apr 30, 2020
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
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Average insurance rates for a Nissan Murano are $1,324 a year for full coverage. Comprehensive costs on average $262 a year, collision costs $474, and liability insurance costs $430. A liability-only policy costs as little as $486 a year, with high-risk insurance costing around $2,870. Teen drivers receive the highest rates at $5,030 a year or more.
Average premium for full coverage: $1,324
Rate estimates by individual coverage type:
Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Murano trim levels.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $486 for only liability insurance to a high of $2,870 for a high risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.
The diagram below illustrates the effect of location on car insurance rates.
These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below shows estimated Nissan Murano insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $767
- Drivers who choose higher $1,000 deductibles will pay around $1,158 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,324
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,650
- High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,870 or more
- The cost for full coverage for a teen driver may cost $5,030 a year
for a Nissan Murano can also vary considerably based on your driver profile, the trim level of your Murano, and policy deductibles and limits.
Older drivers and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $5,000 a year. View Rates by Age
Where you live makes a big difference in Nissan Murano insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or as much as $1,890 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles could save up to $500 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $387 . View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Nissan Murano S 2WD||$1,246||$104|
|Nissan Murano S AWD||$1,246||$104|
|Nissan Murano SL 2WD||$1,246||$104|
|Nissan Murano SL AWD||$1,284||$107|
|Nissan Murano LE 2WD||$1,404||$117|
|Nissan Murano LE AWD||$1,404||$117|
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2019 Nissan Murano||$262||$474||$430||$1,324|
|2018 Nissan Murano||$248||$458||$442||$1,306|
|2017 Nissan Murano||$238||$424||$452||$1,272|
|2016 Nissan Murano||$230||$400||$456||$1,244|
|2015 Nissan Murano||$220||$358||$460||$1,196|
|2014 Nissan Murano||$206||$330||$460||$1,154|
|2012 Nissan Murano||$194||$288||$474||$1,114|
|2011 Nissan Murano||$180||$268||$474||$1,080|
|2009 Nissan Murano||$162||$222||$474||$1,016|
|2007 Nissan Murano||$148||$182||$468||$956|
|2006 Nissan Murano||$146||$178||$460||$942|
|2005 Nissan Murano||$144||$168||$452||$922|
|2004 Nissan Murano||$132||$160||$446||$896|
|2003 Nissan Murano||$126||$152||$442||$878|
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Nissan Murano Insurance
Saving money on Nissan Murano insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Here is a summary of the information that was covered in this article.
- Increasing deductibles can save around $500 each year
- Drivers can save as much as $160 per year simply by quoting early and online
- Drivers who require more liability insurance will pay about $470 each year to go from a minimum limit to 250/500 limits
- Young drivers pay the highest rates, costing as high as $419 per month for full coverage
- High-risk drivers that have multiple accidents or serious violations will pay on average $1,550 more each year for insurance
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$95|
|5-yr Claim Free||$85|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.
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