Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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Average insurance rates for a Chevrolet Traverse are $1,204 a year for full coverage insurance. Comprehensive costs an estimated $286, collision costs $418, and liability insurance is estimated at $364. Buying just liability costs approximately $416 a year, with insurance for high-risk drivers costing around $2,580. Teenage drivers receive the highest rates at $4,426 a year or more.
Average premium for full coverage: $1,204
Rate estimates broken down by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Traverse trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from the low end price of $416 for just liability insurance to a much higher rate of $2,580 for a high-risk driver policy.
Price Range by Location
Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities.
The price range example below illustrates how geographic area affects insurance prices.
These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Chevrolet Traverse insurance rates for other coverage scenarios.
- The best discount rate is $704
- Choosing higher $1,000 deductibles can save approximately $160 each year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,204
- Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,512
- High-risk insureds who are prone to accidents and violations could pay up to $2,580 or more
- The cost that insures a teen driver with full coverage can cost as much as $4,426 each year
Auto insurance rates for a Chevrolet Traverse can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age
Where you live plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,088 | -$116 | -9.6% |
Alaska | $924 | -$280 | -23.3% |
Arizona | $1,000 | -$204 | -16.9% |
Arkansas | $1,204 | -$0 | 0.0% |
California | $1,372 | $168 | 14.0% |
Colorado | $1,150 | -$54 | -4.5% |
Connecticut | $1,236 | $32 | 2.7% |
Delaware | $1,362 | $158 | 13.1% |
Florida | $1,504 | $300 | 24.9% |
Georgia | $1,114 | -$90 | -7.5% |
Hawaii | $866 | -$338 | -28.1% |
Idaho | $818 | -$386 | -32.1% |
Illinois | $898 | -$306 | -25.4% |
Indiana | $910 | -$294 | -24.4% |
Iowa | $812 | -$392 | -32.6% |
Kansas | $1,144 | -$60 | -5.0% |
Kentucky | $1,642 | $438 | 36.4% |
Louisiana | $1,784 | $580 | 48.2% |
Maine | $744 | -$460 | -38.2% |
Maryland | $996 | -$208 | -17.3% |
Massachusetts | $960 | -$244 | -20.3% |
Michigan | $2,090 | $886 | 73.6% |
Minnesota | $1,010 | -$194 | -16.1% |
Mississippi | $1,444 | $240 | 19.9% |
Missouri | $1,070 | -$134 | -11.1% |
Montana | $1,294 | $90 | 7.5% |
Nebraska | $950 | -$254 | -21.1% |
Nevada | $1,444 | $240 | 19.9% |
New Hampshire | $868 | -$336 | -27.9% |
New Jersey | $1,348 | $144 | 12.0% |
New Mexico | $1,066 | -$138 | -11.5% |
New York | $1,266 | $62 | 5.1% |
North Carolina | $692 | -$512 | -42.5% |
North Dakota | $986 | -$218 | -18.1% |
Ohio | $830 | -$374 | -31.1% |
Oklahoma | $1,236 | $32 | 2.7% |
Oregon | $1,104 | -$100 | -8.3% |
Pennsylvania | $1,146 | -$58 | -4.8% |
Rhode Island | $1,606 | $402 | 33.4% |
South Carolina | $1,090 | -$114 | -9.5% |
South Dakota | $1,018 | -$186 | -15.4% |
Tennessee | $1,054 | -$150 | -12.5% |
Texas | $1,452 | $248 | 20.6% |
Utah | $892 | -$312 | -25.9% |
Vermont | $824 | -$380 | -31.6% |
Virginia | $720 | -$484 | -40.2% |
Washington | $928 | -$276 | -22.9% |
West Virginia | $1,104 | -$100 | -8.3% |
Wisconsin | $832 | -$372 | -30.9% |
Wyoming | $1,070 | -$134 | -11.1% |
Using high physical damage deductibles can save as much as $470 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Traverse LS 2WD | $1,124 | $94 |
Chevrolet Traverse LS AWD | $1,164 | $97 |
Chevrolet Traverse LT 2WD | $1,164 | $97 |
Chevrolet Traverse LT AWD | $1,232 | $103 |
Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
2023 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
2022 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
2021 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
2020 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
2019 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
2018 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
2017 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
2016 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
2015 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
2014 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
2013 Chevrolet Traverse | $194 | $236 | $402 | $968 |
2012 Chevrolet Traverse | $190 | $214 | $406 | $946 |
2011 Chevrolet Traverse | $176 | $196 | $402 | $910 |
2010 Chevrolet Traverse | $166 | $178 | $402 | $882 |
2009 Chevrolet Traverse | $162 | $160 | $398 | $856 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Traverse Insurance
Saving money on Chevrolet Traverse insurance takes having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following items are a brief recap of the information presented in the illustrations above.
- It is possible to save approximately $140 per year simply by shopping early and online
- 16 to 18-year-old drivers are the costliest to insure, costing up to $369 per month if the policy includes full coverage
- Increasing deductibles can save approximately $475 each year
- High-risk drivers who tend to receive serious violations may have to pay on average $1,380 more annually than a driver with a clean driving record
- Drivers who want additional liability coverage will pay an extra $400 annually to raise limits from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,426 |
20 | $2,732 |
30 | $1,254 |
40 | $1,204 |
50 | $1,100 |
60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,512 |
$250 | $1,370 |
$500 | $1,204 |
$1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,204 |
50/100 | $1,345 |
100/300 | $1,436 |
250/500 | $1,672 |
100 CSL | $1,381 |
300 CSL | $1,581 |
500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,312 |
20 | $4,340 |
30 | $2,634 |
40 | $2,580 |
50 | $2,456 |
60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $18 |
5-yr Accident Free | $85 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $53 |
Advance Quote | $57 |
Online Quote | $85 |
Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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