Chevrolet Traverse Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 7, 2024

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Chevrolet Traverse insurance

U.S. average insurance prices for a Chevrolet Traverse are $1,222 every 12 months for full coverage insurance. Comprehensive insurance costs around $296, collision insurance costs $436, and liability costs around $354. A policy with just liability insurance costs as low as $406 a year, and coverage for high-risk drivers costs $2,616 or more. 16-year-old drivers pay the highest rates at up to $4,462 a year.

Average premium for full coverage: $1,222

Price estimates for individual coverage:

Comprehensive $296
Collision $436
Liability $354

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Traverse trim levels.

Price Range from Low to High

For a driver around age 40, Chevrolet Traverse insurance prices range from the cheapest price of $406 for just liability coverage to a much higher rate of $2,616 for a policy for a high-risk driver.

Liability Only $406
Full Coverage $1,222
High Risk $2,616

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

The ranges above illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Chevrolet Traverse insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $712
  • Using higher $1,000 deductibles will save about $166 each year
  • The average price for the average middle-age driver using $500 deductibles is $1,222
  • Buying more expensive low deductibles for physical damage coverage costs an extra $320 every year
  • Drivers with multiple tickets or accidents could pay at least $2,616
  • The price to insure a teen driver with full coverage can be $4,462 or more

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing Chevrolet Traverse insurance prices range from $712 to $4,462 for full coverage

Insurance prices for a Chevrolet Traverse are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $490 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $318 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can be as much as 45% to 128% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Chevrolet Traverse insurance prices. A driver around age 40 might see prices as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,650 on average in Michigan, New York, and Florida.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$118 -9.7%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,394 $172 14.1%
Colorado $1,164 -$58 -4.7%
Connecticut $1,254 $32 2.6%
Delaware $1,382 $160 13.1%
Florida $1,526 $304 24.9%
Georgia $1,130 -$92 -7.5%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $910 -$312 -25.5%
Indiana $922 -$300 -24.5%
Iowa $822 -$400 -32.7%
Kansas $1,160 -$62 -5.1%
Kentucky $1,666 $444 36.3%
Louisiana $1,808 $586 48.0%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $972 -$250 -20.5%
Michigan $2,120 $898 73.5%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,462 $240 19.6%
Missouri $1,086 -$136 -11.1%
Montana $1,312 $90 7.4%
Nebraska $962 -$260 -21.3%
Nevada $1,466 $244 20.0%
New Hampshire $880 -$342 -28.0%
New Jersey $1,368 $146 11.9%
New Mexico $1,080 -$142 -11.6%
New York $1,286 $64 5.2%
North Carolina $704 -$518 -42.4%
North Dakota $1,002 -$220 -18.0%
Ohio $842 -$380 -31.1%
Oklahoma $1,252 $30 2.5%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,164 -$58 -4.7%
Rhode Island $1,630 $408 33.4%
South Carolina $1,108 -$114 -9.3%
South Dakota $1,030 -$192 -15.7%
Tennessee $1,070 -$152 -12.4%
Texas $1,472 $250 20.5%
Utah $906 -$316 -25.9%
Vermont $834 -$388 -31.8%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $844 -$378 -30.9%
Wyoming $1,086 -$136 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,140 $95
Chevrolet Traverse LS AWD $1,182 $99
Chevrolet Traverse LT 2WD $1,182 $99
Chevrolet Traverse LT AWD $1,252 $104
Chevrolet Traverse LTZ 2WD $1,292 $108
Chevrolet Traverse LTZ AWD $1,292 $108

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Traverse $336 $470 $316 $1,258
2023 Chevrolet Traverse $320 $452 $332 $1,240
2022 Chevrolet Traverse $306 $448 $338 $1,228
2021 Chevrolet Traverse $296 $436 $354 $1,222
2020 Chevrolet Traverse $286 $418 $364 $1,204
2019 Chevrolet Traverse $270 $404 $376 $1,186
2018 Chevrolet Traverse $260 $374 $384 $1,154
2017 Chevrolet Traverse $250 $352 $388 $1,126
2016 Chevrolet Traverse $240 $316 $390 $1,082
2015 Chevrolet Traverse $224 $292 $390 $1,042
2014 Chevrolet Traverse $216 $272 $394 $1,018
2013 Chevrolet Traverse $210 $254 $402 $1,002
2012 Chevrolet Traverse $194 $236 $402 $968
2011 Chevrolet Traverse $190 $214 $406 $946
2010 Chevrolet Traverse $176 $196 $402 $910
2009 Chevrolet Traverse $166 $178 $402 $882

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Chevrolet Traverse Insurance

Getting lower rates on car insurance requires having a decent driving record, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a summary of the coverage data covered above.

  • It is possible to save up to $150 per year just by shopping early and online
  • Increasing physical damage deductibles could save as much as $475 each year
  • 16 to 18-year-old drivers pay higher prices, as much as $372 a month if they have full coverage
  • Higher risk drivers who have multiple accidents or major violations may pay on average $1,390 more every year than a driver with a clean driving record

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,462
20 $2,770
30 $1,276
40 $1,222
50 $1,116
60 $1,092

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,396
$500 $1,222
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,363
100/300 $1,451
250/500 $1,681
100 CSL $1,398
300 CSL $1,593
500 CSL $1,735

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,366
20 $4,400
30 $2,676
40 $2,616
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $62
Homeowner $18
5-yr Accident Free $87
5-yr Claim Free $78
Paid in Full/EFT $54
Advance Quote $59
Online Quote $87
Total Discounts $510
Rate after discounts $712

Discounts are estimated and may not be available from every company or in every state.

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