Chevrolet Traverse Insurance Rates
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UPDATED: Apr 9, 2020
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Estimated insurance rates for a Chevrolet Traverse are $1,204 a year for full coverage. Comprehensive costs an estimated $286, collision insurance costs $418, and liability coverage costs $364. Liability-only coverage costs as little as $416 a year, and high-risk coverage costs around $2,580. 16-year-old drivers pay the most at up to $4,426 a year.
Average premium for full coverage: $1,204
Premium estimates broken down by type of coverage:
Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all Traverse models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Chevrolet Traverse range from as low as $416 for a discount liability-only rate to the much higher price of $2,580 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities. The example below illustrates the difference location can make on insurance prices.
These rate differences show why everyone should compare rates for a targeted area and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Chevrolet Traverse insurance rates for other coverage scenarios.
- The best full coverage rate is $704
- Drivers who choose higher $1,000 deductibles will pay approximately $160 a year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,204
- Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,512
- High-risk insureds with multiple tickets or accidents could pay up to $2,580
- An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $4,426 a year
Insurance prices for a Chevrolet Traverse also have a wide range based on your driving characteristics, the trim level of your Traverse, and liability limits and deductibles.
A more mature driver with a clean driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $4,400 a year. View Rates by Age
Where you choose to live makes a big difference in Chevrolet Traverse insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$116 | -9.6% |
| Alaska | $924 | -$280 | -23.3% |
| Arizona | $1,000 | -$204 | -16.9% |
| Arkansas | $1,204 | -$0 | 0.0% |
| California | $1,372 | $168 | 14.0% |
| Colorado | $1,150 | -$54 | -4.5% |
| Connecticut | $1,236 | $32 | 2.7% |
| Delaware | $1,362 | $158 | 13.1% |
| Florida | $1,504 | $300 | 24.9% |
| Georgia | $1,114 | -$90 | -7.5% |
| Hawaii | $866 | -$338 | -28.1% |
| Idaho | $818 | -$386 | -32.1% |
| Illinois | $898 | -$306 | -25.4% |
| Indiana | $910 | -$294 | -24.4% |
| Iowa | $812 | -$392 | -32.6% |
| Kansas | $1,144 | -$60 | -5.0% |
| Kentucky | $1,642 | $438 | 36.4% |
| Louisiana | $1,784 | $580 | 48.2% |
| Maine | $744 | -$460 | -38.2% |
| Maryland | $996 | -$208 | -17.3% |
| Massachusetts | $960 | -$244 | -20.3% |
| Michigan | $2,090 | $886 | 73.6% |
| Minnesota | $1,010 | -$194 | -16.1% |
| Mississippi | $1,444 | $240 | 19.9% |
| Missouri | $1,070 | -$134 | -11.1% |
| Montana | $1,294 | $90 | 7.5% |
| Nebraska | $950 | -$254 | -21.1% |
| Nevada | $1,444 | $240 | 19.9% |
| New Hampshire | $868 | -$336 | -27.9% |
| New Jersey | $1,348 | $144 | 12.0% |
| New Mexico | $1,066 | -$138 | -11.5% |
| New York | $1,266 | $62 | 5.1% |
| North Carolina | $692 | -$512 | -42.5% |
| North Dakota | $986 | -$218 | -18.1% |
| Ohio | $830 | -$374 | -31.1% |
| Oklahoma | $1,236 | $32 | 2.7% |
| Oregon | $1,104 | -$100 | -8.3% |
| Pennsylvania | $1,146 | -$58 | -4.8% |
| Rhode Island | $1,606 | $402 | 33.4% |
| South Carolina | $1,090 | -$114 | -9.5% |
| South Dakota | $1,018 | -$186 | -15.4% |
| Tennessee | $1,054 | -$150 | -12.5% |
| Texas | $1,452 | $248 | 20.6% |
| Utah | $892 | -$312 | -25.9% |
| Vermont | $824 | -$380 | -31.6% |
| Virginia | $720 | -$484 | -40.2% |
| Washington | $928 | -$276 | -22.9% |
| West Virginia | $1,104 | -$100 | -8.3% |
| Wisconsin | $832 | -$372 | -30.9% |
| Wyoming | $1,070 | -$134 | -11.1% |
Opting for high physical damage deductibles could save up to $470 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying $1,400 to $1,900 extra annually, depending on your age. Chevrolet Traverse insurance for high-risk drivers can cost around 43% to 130% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,124 | $94 |
| Chevrolet Traverse LS AWD | $1,164 | $97 |
| Chevrolet Traverse LT 2WD | $1,164 | $97 |
| Chevrolet Traverse LT AWD | $1,232 | $103 |
| Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
| Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2018 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2017 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2016 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2015 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2014 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2013 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2012 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2011 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2010 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2009 Chevrolet Traverse | $176 | $196 | $402 | $910 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Traverse Insurance
Finding better rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below is a summary of the coverage data touched on in this article.
- Drivers can save approximately $140 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $475 each year
- Teenage drivers are charged the highest prices, as much as $369 per month for full coverage
- Drivers who have multiple accidents or major violations pay an average of $1,380 more annually for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,426 |
| 20 | $2,732 |
| 30 | $1,254 |
| 40 | $1,204 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,512 |
| $250 | $1,370 |
| $500 | $1,204 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,204 |
| 50/100 | $1,345 |
| 100/300 | $1,436 |
| 250/500 | $1,672 |
| 100 CSL | $1,381 |
| 300 CSL | $1,581 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,312 |
| 20 | $4,340 |
| 30 | $2,634 |
| 40 | $2,580 |
| 50 | $2,456 |
| 60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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