Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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Estimated insurance rates for a Chevrolet Traverse are $1,222 a year for full coverage. Comprehensive costs around $296, collision insurance costs $436, and liability is estimated at $354. Liability-only coverage costs approximately $406 a year, and high-risk coverage costs around $2,616. Teens pay the most at up to $4,462 a year.
Average premium for full coverage: $1,222
Premium estimates for type of coverage:
Rate estimates include $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different Traverse trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Chevrolet Traverse range from the low end price of $406 for just liability coverage to a much higher rate of $2,616 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance rates.
These rate differences show why anyone shopping for car insurance should get quotes for a specific zip code, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Chevrolet Traverse insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $712
- Choosing higher $1,000 deductibles can save about $166 a year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,222
- Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,542
- Higher-risk drivers with serious driving violations could pay at least $2,616
- An auto insurance policy that insures a 16-year-old driver with full coverage can be $4,462 each year
Insurance prices for a Chevrolet Traverse also have a wide range based on the model year and trim level, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance ranges from 45% to 128% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,400 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Chevrolet Traverse insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,740 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,164 | -$58 | -4.7% |
| Connecticut | $1,254 | $32 | 2.6% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,130 | -$92 | -7.5% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $822 | -$400 | -32.7% |
| Kansas | $1,160 | -$62 | -5.1% |
| Kentucky | $1,666 | $444 | 36.3% |
| Louisiana | $1,808 | $586 | 48.0% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $972 | -$250 | -20.5% |
| Michigan | $2,120 | $898 | 73.5% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,462 | $240 | 19.6% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $962 | -$260 | -21.3% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $880 | -$342 | -28.0% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,286 | $64 | 5.2% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $842 | -$380 | -31.1% |
| Oklahoma | $1,252 | $30 | 2.5% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,108 | -$114 | -9.3% |
| South Dakota | $1,030 | -$192 | -15.7% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $834 | -$388 | -31.8% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,086 | -$136 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $490 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,140 | $95 |
| Chevrolet Traverse LS AWD | $1,182 | $99 |
| Chevrolet Traverse LT 2WD | $1,182 | $99 |
| Chevrolet Traverse LT AWD | $1,252 | $104 |
| Chevrolet Traverse LTZ 2WD | $1,292 | $108 |
| Chevrolet Traverse LTZ AWD | $1,292 | $108 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| 2023 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2022 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2021 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2020 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2019 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2018 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2017 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2016 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2015 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2014 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2013 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2012 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2011 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2010 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2009 Chevrolet Traverse | $166 | $178 | $402 | $882 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Traverse Insurance
Finding better rates on insurance for a Chevrolet Traverse takes not taking risks behind the wheel, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare rates once a year by requesting rates from direct carriers, and also from several local insurance agents.
The following is a brief recap of the data that was touched on above.
- Drivers can save up to $150 per year just by shopping early and online
- Insureds who may need higher liability limits will pay approximately $390 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
- Teens pay higher prices, as much as $372 per month if full coverage is included
- Drivers considered higher risk who tend to receive serious violations pay on average $1,390 more every year for Traverse insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,462 |
| 20 | $2,770 |
| 30 | $1,276 |
| 40 | $1,222 |
| 50 | $1,116 |
| 60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,396 |
| $500 | $1,222 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,363 |
| 100/300 | $1,451 |
| 250/500 | $1,681 |
| 100 CSL | $1,398 |
| 300 CSL | $1,593 |
| 500 CSL | $1,735 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,366 |
| 20 | $4,400 |
| 30 | $2,676 |
| 40 | $2,616 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $510 |
Discounts are estimated and may not be available from every company or in every state.
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