Chevrolet Traverse Insurance Rates

U.S. average insurance rates for a Chevrolet Traverse are $1,204 a year with full coverage. Comprehensive costs on average $286 a year, collision costs $418, and liability is $364. Liability-only coverage costs around $416 a year, with high-risk coverage costing around $2,580. Teenage drivers pay the highest rates at $4,426 a year or more.

Average premium for full coverage: $1,204

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Traverse trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.

• The best discount rate is $704
• Raising to $1,000 deductibles will save around $1,044 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,204
• Using low $100 deductibles will increase the cost to $1,512
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,580 or more
• The price for full coverage for a teen driver may cost $4,426

View Chart as Image

Auto insurance prices for a Chevrolet Traverse are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Traverse insurance prices. A middle-age driver might find prices as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $470 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Chevrolet Traverse Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates at least once a year by quoting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The points below are a condensed summary of the primary concepts that were covered above.

• You may be able to save as much as $140 per year simply by quoting early and online
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,380 more each year to insure a Chevrolet Traverse
• Increasing physical damage deductibles can save around $475 each year
• Drivers under the age of 20 are charged the highest prices, costing up to $369 a month if they have full coverage