Chevrolet Traverse Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 9, 2020

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Chevrolet Traverse insurance

Estimated insurance rates for a Chevrolet Traverse are $1,204 a year for full coverage. Comprehensive costs an estimated $286, collision insurance costs $418, and liability coverage costs $364. Liability-only coverage costs as little as $416 a year, and high-risk coverage costs around $2,580. 16-year-old drivers pay the most at up to $4,426 a year.

Average premium for full coverage: $1,204

Premium estimates broken down by type of coverage:

Comprehensive $286
Collision $418
Liability $364

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all Traverse models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Chevrolet Traverse range from as low as $416 for a discount liability-only rate to the much higher price of $2,580 for a policy for a high-risk driver.

Liability Only $416
Full Coverage $1,204
High Risk $2,580

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities. The example below illustrates the difference location can make on insurance prices.

Rural Areas $903
Small Cities $1,264
Large Cities $1,625

These rate differences show why everyone should compare rates for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Chevrolet Traverse insurance rates for other coverage scenarios.

  • The best full coverage rate is $704
  • Drivers who choose higher $1,000 deductibles will pay approximately $160 a year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,204
  • Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,512
  • High-risk insureds with multiple tickets or accidents could pay up to $2,580
  • An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $4,426 a year

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing Chevrolet Traverse insurance rates range from $704 to $4,426 for full coverage

Insurance prices for a Chevrolet Traverse also have a wide range based on your driving characteristics, the trim level of your Traverse, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Traverse insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,088 -$116 -9.6%
Alaska $924 -$280 -23.3%
Arizona $1,000 -$204 -16.9%
Arkansas $1,204 -$0 0.0%
California $1,372 $168 14.0%
Colorado $1,150 -$54 -4.5%
Connecticut $1,236 $32 2.7%
Delaware $1,362 $158 13.1%
Florida $1,504 $300 24.9%
Georgia $1,114 -$90 -7.5%
Hawaii $866 -$338 -28.1%
Idaho $818 -$386 -32.1%
Illinois $898 -$306 -25.4%
Indiana $910 -$294 -24.4%
Iowa $812 -$392 -32.6%
Kansas $1,144 -$60 -5.0%
Kentucky $1,642 $438 36.4%
Louisiana $1,784 $580 48.2%
Maine $744 -$460 -38.2%
Maryland $996 -$208 -17.3%
Massachusetts $960 -$244 -20.3%
Michigan $2,090 $886 73.6%
Minnesota $1,010 -$194 -16.1%
Mississippi $1,444 $240 19.9%
Missouri $1,070 -$134 -11.1%
Montana $1,294 $90 7.5%
Nebraska $950 -$254 -21.1%
Nevada $1,444 $240 19.9%
New Hampshire $868 -$336 -27.9%
New Jersey $1,348 $144 12.0%
New Mexico $1,066 -$138 -11.5%
New York $1,266 $62 5.1%
North Carolina $692 -$512 -42.5%
North Dakota $986 -$218 -18.1%
Ohio $830 -$374 -31.1%
Oklahoma $1,236 $32 2.7%
Oregon $1,104 -$100 -8.3%
Pennsylvania $1,146 -$58 -4.8%
Rhode Island $1,606 $402 33.4%
South Carolina $1,090 -$114 -9.5%
South Dakota $1,018 -$186 -15.4%
Tennessee $1,054 -$150 -12.5%
Texas $1,452 $248 20.6%
Utah $892 -$312 -25.9%
Vermont $824 -$380 -31.6%
Virginia $720 -$484 -40.2%
Washington $928 -$276 -22.9%
West Virginia $1,104 -$100 -8.3%
Wisconsin $832 -$372 -30.9%
Wyoming $1,070 -$134 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $470 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,400 to $1,900 extra annually, depending on your age. Chevrolet Traverse insurance for high-risk drivers can cost around 43% to 130% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,124 $94
Chevrolet Traverse LS AWD $1,164 $97
Chevrolet Traverse LT 2WD $1,164 $97
Chevrolet Traverse LT AWD $1,232 $103
Chevrolet Traverse LTZ 2WD $1,272 $106
Chevrolet Traverse LTZ AWD $1,272 $106

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Traverse $286 $418 $364 $1,204
2018 Chevrolet Traverse $270 $404 $376 $1,186
2017 Chevrolet Traverse $260 $374 $384 $1,154
2016 Chevrolet Traverse $250 $352 $388 $1,126
2015 Chevrolet Traverse $240 $316 $390 $1,082
2014 Chevrolet Traverse $224 $292 $390 $1,042
2013 Chevrolet Traverse $216 $272 $394 $1,018
2012 Chevrolet Traverse $210 $254 $402 $1,002
2011 Chevrolet Traverse $194 $236 $402 $968
2010 Chevrolet Traverse $190 $214 $406 $946
2009 Chevrolet Traverse $176 $196 $402 $910

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Chevrolet Traverse Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a summary of the coverage data touched on in this article.

  • Drivers can save approximately $140 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $475 each year
  • Teenage drivers are charged the highest prices, as much as $369 per month for full coverage
  • Drivers who have multiple accidents or major violations pay an average of $1,380 more annually for auto insurance

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,426
20 $2,732
30 $1,254
40 $1,204
50 $1,100
60 $1,078

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,512
$250 $1,370
$500 $1,204
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,204
50/100 $1,345
100/300 $1,436
250/500 $1,672
100 CSL $1,381
300 CSL $1,581
500 CSL $1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,312
20 $4,340
30 $2,634
40 $2,580
50 $2,456
60 $2,432

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $85
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $57
Online Quote $85
Total Discounts $500
Rate after discounts $704

Discounts are estimated and may not be available from every company or in every state.

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