Nissan Murano Insurance Rates

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Compare 2024 Nissan Murano Car Insurance Quotes

Scraping up a payment for expensive Nissan Murano insurance can eat up your monthly budget and put the squeeze on your family's finances. Doing a rate analysis can help to reduce premiums and put more money in your pocket. There is such a variety of insurance companies to insure vehicles with, and though it is a good thing to be able to choose, too many choices makes it more difficult to adequat...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: May 30, 2024

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Nissan Murano insurance
Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.

To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.

Average insurance rates for a Nissan Murano are $1,344 a year for full coverage insurance. Comprehensive costs around $282 a year, collision costs $506, and liability insurance is $398. Buying just liability costs around $460 a year, with insurance for high-risk drivers costing around $2,908. Teens receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,344

Rate estimates for individual coverage type:

Comprehensive $282
Collision $506
Liability $398

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Murano trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $460 for just liability coverage to a high of $2,908 for a driver who has had serious violations or accidents.

Liability Only $460
Full Coverage $1,344
High Risk $2,908

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,008
Small Cities $1,411
Large Cities $1,814

These examples illustrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Nissan Murano insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $777
  • Raising to $1,000 deductibles will save about $1,166 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,344
  • Selecting low $100 deductibles will increase the cost to $1,692
  • Higher-risk drivers with serious driving violations could pay at least $2,908 or more
  • The cost for full coverage for a teen driver can be $5,040

View Chart as Image

Nissan Murano insurance cost comparison chart
Column chart showing full coverage Nissan Murano insurance rates range from $777 to $5,040

Auto insurance rates for a Nissan Murano can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you live also has a big influence on Nissan Murano insurance rates. A middle-age driver might find rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,820 on average in Michigan, New York, and Florida.

Nissan Murano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$128 -9.5%
Alaska $1,032 -$312 -23.2%
Arizona $1,116 -$228 -17.0%
Arkansas $1,344 -$0 0.0%
California $1,534 $190 14.1%
Colorado $1,284 -$60 -4.5%
Connecticut $1,384 $40 3.0%
Delaware $1,522 $178 13.2%
Florida $1,684 $340 25.3%
Georgia $1,242 -$102 -7.6%
Hawaii $966 -$378 -28.1%
Idaho $910 -$434 -32.3%
Illinois $1,004 -$340 -25.3%
Indiana $1,012 -$332 -24.7%
Iowa $908 -$436 -32.4%
Kansas $1,280 -$64 -4.8%
Kentucky $1,836 $492 36.6%
Louisiana $1,990 $646 48.1%
Maine $830 -$514 -38.2%
Maryland $1,108 -$236 -17.6%
Massachusetts $1,078 -$266 -19.8%
Michigan $2,338 $994 74.0%
Minnesota $1,126 -$218 -16.2%
Mississippi $1,614 $270 20.1%
Missouri $1,194 -$150 -11.2%
Montana $1,444 $100 7.4%
Nebraska $1,062 -$282 -21.0%
Nevada $1,614 $270 20.1%
New Hampshire $970 -$374 -27.8%
New Jersey $1,504 $160 11.9%
New Mexico $1,194 -$150 -11.2%
New York $1,418 $74 5.5%
North Carolina $776 -$568 -42.3%
North Dakota $1,100 -$244 -18.2%
Ohio $930 -$414 -30.8%
Oklahoma $1,382 $38 2.8%
Oregon $1,232 -$112 -8.3%
Pennsylvania $1,284 -$60 -4.5%
Rhode Island $1,796 $452 33.6%
South Carolina $1,222 -$122 -9.1%
South Dakota $1,136 -$208 -15.5%
Tennessee $1,178 -$166 -12.4%
Texas $1,622 $278 20.7%
Utah $996 -$348 -25.9%
Vermont $920 -$424 -31.5%
Virginia $804 -$540 -40.2%
Washington $1,042 -$302 -22.5%
West Virginia $1,232 -$112 -8.3%
Wisconsin $930 -$414 -30.8%
Wyoming $1,198 -$146 -10.9%

View Chart as Image

Nissan Murano insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $530 each year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 133% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Murano Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Murano S 2WD $1,260 $105
Nissan Murano S AWD $1,260 $105
Nissan Murano SL 2WD $1,260 $105
Nissan Murano SL AWD $1,304 $109
Nissan Murano LE 2WD $1,428 $119
Nissan Murano LE AWD $1,428 $119

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Murano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Murano $294 $512 $390 $1,354
2023 Nissan Murano $282 $506 $398 $1,344
2022 Nissan Murano $272 $494 $416 $1,340
2021 Nissan Murano $262 $474 $430 $1,324
2020 Nissan Murano $248 $458 $442 $1,306
2019 Nissan Murano $238 $424 $452 $1,272
2018 Nissan Murano $230 $400 $456 $1,244
2017 Nissan Murano $220 $358 $460 $1,196
2016 Nissan Murano $206 $330 $460 $1,154
2015 Nissan Murano $198 $310 $464 $1,130
2014 Nissan Murano $194 $288 $474 $1,114
2013 Nissan Murano $180 $268 $474 $1,080
2012 Nissan Murano $174 $244 $478 $1,054
2011 Nissan Murano $162 $222 $474 $1,016
2010 Nissan Murano $152 $202 $474 $986
2009 Nissan Murano $148 $182 $468 $956
2007 Nissan Murano $144 $168 $452 $922
2006 Nissan Murano $132 $160 $446 $896
2005 Nissan Murano $126 $152 $442 $878

Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Nissan Murano Insurance

Saving money on Nissan Murano insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every other policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a recap of the ideas that were covered in the above illustrations.

  • 16 to 18-year-old drivers are expensive to insure, costing up to $420 per month if they have full coverage
  • High-risk drivers that have major violations or accidents may pay on average $1,560 more every year than a driver with a clean driving record
  • Increasing deductibles can save around $525 each year
  • It is possible to save up to $160 per year simply by quoting early and online

Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.

Enter your ZIP code in our free tool below to comparison shop.

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What are the safety ratings of the Nissan Murano?

A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.

The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

To understand how the IIHS crash tests vehicles, watch the video below.

Nissan Murano Compared Against Other Vehicles in the Same Class

The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.

The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.

Frequently Asked Questions

  • Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.

To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.

References

  1. https://www.iihs.org/ratings/vehicle/nissan/murano-4-door-suv/2020

Rates by Driver Age

Nissan Murano Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $3,108
30 $1,404
40 $1,344
50 $1,230
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Nissan Murano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,692
$250 $1,530
$500 $1,344
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Nissan Murano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,344
50/100 $1,508
100/300 $1,607
250/500 $1,866
100 CSL $1,547
300 CSL $1,766
500 CSL $1,926

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Murano Insurance Rates for High Risk Drivers
Age Premium
16 $7,184
20 $4,938
30 $2,970
40 $2,908
50 $2,776
60 $2,752

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $777

Discounts are estimated and may not be available from every company or in every state.

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