GMC Yukon XL Insurance Rates

Average insurance rates for a GMC Yukon XL are $1,256 a year including full coverage. Comprehensive insurance costs an estimated $258, collision insurance costs $380, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,702 or more. Teens receive the highest rates at up to $4,800 a year.

Average premium for full coverage: $1,256

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different Yukon XL trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Yukon XL insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $740
• Drivers who choose higher $1,000 deductibles will pay approximately $146 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,256
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $278 every year
• Higher-risk drivers with serious driving violations could pay up to $2,702
• The cost that insures a teen driver with full coverage can cost as much as $4,800 a year

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Car insurance rates for a GMC Yukon XL can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can cost as much as 44% to 133% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,800 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon XL insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,790 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $430 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon XL Insurance

Saving money on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, not filing small claims, and possibly higher deductibles. Compare rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a brief recap of the information presented in the illustrations above.

• You may be able to save approximately $150 per year just by shopping early and online
• Drivers under the age of 20 have the highest car insurance rates, as much as $400 per month if full coverage is purchased
• Increasing deductibles can save approximately $425 each year
• Higher risk drivers who tend to receive serious violations could be charged and average of $1,450 more annually to insure a GMC Yukon XL
• Policyholders who want increased liability limits will pay approximately $510 per year to go from a minimum limit to the 250/500 level