GMC Yukon XL Insurance Rates

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UPDATED: Mar 29, 2024

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Average insurance rates for a GMC Yukon XL are $1,256 a year including full coverage. Comprehensive insurance costs an estimated $258, collision insurance costs $380, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,702 or more. Teens receive the highest rates at up to $4,800 a year.

Average premium for full coverage: $1,256

Rate estimates broken down by individual coverage type:

Comprehensive $258
Collision $380
Liability $460

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different Yukon XL trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from the low end price of $510 for the bare minimum liability coverage to a much higher rate of $2,702 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,256
High Risk $2,702

Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These examples highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average GMC Yukon XL insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $740
  • Drivers who choose higher $1,000 deductibles will pay approximately $146 every year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,256
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $278 every year
  • Higher-risk drivers with serious driving violations could pay up to $2,702
  • The cost that insures a teen driver with full coverage can cost as much as $4,800 a year

View Chart as Image

GMC Yukon XL insurance cost comparison chart
Column chart showing GMC Yukon XL insurance prices range from $740 to $4,800 for full coverage

Car insurance rates for a GMC Yukon XL can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can cost as much as 44% to 133% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,800 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon XL insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,790 on average in Louisiana, New York, and Michigan.

GMC Yukon XL Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,138 -$118 -9.4%
Alaska $962 -$294 -23.4%
Arizona $1,042 -$214 -17.0%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,200 -$56 -4.5%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,158 -$98 -7.8%
Hawaii $902 -$354 -28.2%
Idaho $852 -$404 -32.2%
Illinois $934 -$322 -25.6%
Indiana $946 -$310 -24.7%
Iowa $846 -$410 -32.6%
Kansas $1,194 -$62 -4.9%
Kentucky $1,714 $458 36.5%
Louisiana $1,858 $602 47.9%
Maine $776 -$480 -38.2%
Maryland $1,038 -$218 -17.4%
Massachusetts $1,006 -$250 -19.9%
Michigan $2,184 $928 73.9%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,350 $94 7.5%
Nebraska $992 -$264 -21.0%
Nevada $1,508 $252 20.1%
New Hampshire $906 -$350 -27.9%
New Jersey $1,404 $148 11.8%
New Mexico $1,114 -$142 -11.3%
New York $1,324 $68 5.4%
North Carolina $722 -$534 -42.5%
North Dakota $1,028 -$228 -18.2%
Ohio $868 -$388 -30.9%
Oklahoma $1,292 $36 2.9%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,676 $420 33.4%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,060 -$196 -15.6%
Tennessee $1,100 -$156 -12.4%
Texas $1,516 $260 20.7%
Utah $930 -$326 -26.0%
Vermont $860 -$396 -31.5%
Virginia $754 -$502 -40.0%
Washington $974 -$282 -22.5%
West Virginia $1,152 -$104 -8.3%
Wisconsin $868 -$388 -30.9%
Wyoming $1,120 -$136 -10.8%

View Chart as Image

GMC Yukon XL insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $430 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

GMC Yukon XL Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon XL 2WD $1,224 $102
GMC Yukon XL SLE 2WD $1,224 $102
GMC Yukon XL 2500 2WD $1,224 $102
GMC Yukon XL SLE 2500 2WD $1,224 $102
GMC Yukon XL 4WD $1,224 $102
GMC Yukon XL SLE 4WD $1,224 $102
GMC Yukon XL SLT 2WD $1,256 $105
GMC Yukon XL SLT 2500 2WD $1,256 $105
GMC Yukon XL SLT 4WD $1,256 $105
GMC Yukon XL 2500 4WD $1,256 $105
GMC Yukon XL SLE 2500 4WD $1,256 $105
GMC Yukon XL SLT 2500 4WD $1,286 $107
GMC Yukon XL Denali 2WD $1,318 $110
GMC Yukon XL Denali 4WD $1,318 $110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon XL Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon XL $346 $542 $390 $1,436
2023 GMC Yukon XL $332 $536 $398 $1,424
2022 GMC Yukon XL $320 $524 $416 $1,418
2021 GMC Yukon XL $310 $502 $430 $1,400
2020 GMC Yukon XL $292 $484 $442 $1,376
2019 GMC Yukon XL $282 $450 $452 $1,342
2017 GMC Yukon XL $258 $380 $460 $1,256
2016 GMC Yukon XL $242 $350 $460 $1,210

Rates are averaged for all GMC Yukon XL models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best GMC Yukon XL Insurance

Saving money on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, not filing small claims, and possibly higher deductibles. Compare rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a brief recap of the information presented in the illustrations above.

  • You may be able to save approximately $150 per year just by shopping early and online
  • Drivers under the age of 20 have the highest car insurance rates, as much as $400 per month if full coverage is purchased
  • Increasing deductibles can save approximately $425 each year
  • Higher risk drivers who tend to receive serious violations could be charged and average of $1,450 more annually to insure a GMC Yukon XL
  • Policyholders who want increased liability limits will pay approximately $510 per year to go from a minimum limit to the 250/500 level

Rates by Driver Age

GMC Yukon XL Insurance Rates by Driver Age
Driver Age Premium
16 $4,800
20 $2,866
30 $1,296
40 $1,256
50 $1,148
60 $1,124

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon XL Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,534
$250 $1,406
$500 $1,256
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon XL Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,410
100/300 $1,525
250/500 $1,824
100 CSL $1,456
300 CSL $1,709
500 CSL $1,893

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon XL Insurance Rates for High Risk Drivers
Age Premium
16 $6,810
20 $4,564
30 $2,748
40 $2,702
50 $2,580
60 $2,556

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $85
5-yr Claim Free $80
Paid in Full/EFT $52
Advance Quote $59
Online Quote $88
Total Discounts $516
Rate after discounts $740

Discounts are estimated and may not be available from every company or in every state.

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