GMC Yukon XL Insurance Rates

U.S. average auto insurance rates for a GMC Yukon XL are $1,308 annually with full coverage. Comprehensive costs an estimated $270 a year, collision costs $424, and liability coverage costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing around $2,818. Teenage drivers pay the highest rates at $4,966 a year or more.

Average premium for full coverage: $1,308

Price estimates broken down by individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Yukon XL trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have fewer collision claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Yukon XL insurance rates for other coverage scenarios.

• The best discount rate is $764
• Drivers who choose higher $1,000 deductibles will pay approximately $1,150 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,308
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,610
• High-risk insureds who are prone to accidents and violations could pay up to $2,818 or more
• The price with full coverage for a teenage driver can cost as much as $4,966 a year

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Auto insurance prices for a GMC Yukon XL are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $460 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Yukon XL insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Yukon XL Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at every policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick rundown of the data covered in the charts and tables above.

• Consumers who want more liability coverage will pay an extra $500 every year to go from a low limit to higher 250/500 limits
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $450 each year
• Teen drivers are the costliest to insure, costing up to $414 a month if full coverage is included