GMC Yukon XL 4WD Insurance Rates

Average insurance rates for a GMC Yukon XL 4WD are $1,416 a year including full coverage. Comprehensive insurance costs approximately $354, collision costs $540, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,028 or more. Teenage drivers receive the highest rates at $5,112 a year or more.

Annual premium for full coverage: $1,416

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Yukon XL Trim Level

These differences highlight why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a GMC Yukon XL 4WD can also vary considerably based on your driver profile, the replacement cost of your Yukon XL, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

Where you live has a huge impact on GMC Yukon XL 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $600 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

View Chart as Image

The chart above shows average GMC Yukon XL 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $824. Drivers who use higher $1,000 deductibles will pay around $1,214. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,416. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,808. Drivers with multiple violations and accidents could be charged as much as $3,028. The price for full coverage for a teenager can be as high as $5,112.

View Chart as Image