GMC Yukon XL Denali 4WD Insurance Rates

Average insurance prices for a GMC Yukon XL Denali 4WD are $1,552 every 12 months for full coverage. Comprehensive insurance costs on average $396, collision insurance costs $634, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $3,328 or more. Teen drivers receive the highest rates at up to $5,546 a year.

Annual premium for full coverage: $1,552

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Yukon XL Trim Level

These differences show why everyone should compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a GMC Yukon XL Denali 4WD can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Yukon XL.

Choosing high deductibles could save up to $690 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $5,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,800 to $2,400 extra per year, depending on your age. GMC Yukon XL Denali 4WD insurance for high-risk drivers can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Where you live makes a big difference in GMC Yukon XL Denali 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so rate quotes can be significantly different.

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Chart shows GMC Yukon XL Denali 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $891. Drivers who choose higher $1,000 deductibles will pay $1,320. The average rate for a 40-year-old male driver using $500 deductibles is $1,552. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,004. High risk drivers could be charged as much as $3,328. The rate for full coverage for a teen driver is $5,546.

View Chart as Image