GMC Yukon XL 2500 4WD Insurance Rates

Average insurance rates for a GMC Yukon XL 2500 4WD are $1,462 a year for full coverage insurance. Comprehensive insurance costs an estimated $368, collision costs $572, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,128 or more. Teen drivers receive the highest rates at $5,258 a year or more.

Annual premium for full coverage: $1,462

Rate estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Yukon XL Trim Level

These differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a GMC Yukon XL 2500 4WD can also vary considerably based on your driver profile, the model year, and liability limits and deductibles.

An older driver with no driving violations and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $5,200 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon XL 2500 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

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The chart estimates GMC Yukon XL 2500 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $848. Drivers who choose higher $1,000 deductibles will pay around $1,248. The average rate for a driver around age 40 using $500 deductibles is $1,462. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,872. High risk drivers could be charged as much as $3,128. The price for full coverage for a teenage driver is $5,258.

View Chart as Image