GMC Yukon XL 2500 2WD Insurance Rates

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U.S. average auto insurance rates for a GMC Yukon XL 2500 2WD are $1,416 annually with full coverage. Comprehensive insurance costs an estimated $354 a year, collision costs $540, and liability insurance costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $3,028 or more. Teen drivers pay the highest rates at $5,112 a year or more.

Annual premium for full coverage: $1,416

Price estimates broken down by individual coverage type:

Comprehensive $354
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Yukon XL Trim Level

For a driver in their 40's, GMC Yukon XL 2500 2WD insurance prices go from as cheap as $430 for basic liability insurance to a high of $3,028 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,416
High Risk $3,028

These price ranges demonstrate why it is important for drivers to compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance prices for a GMC Yukon XL 2500 2WD are also quite variable based on the actual cash value of your Yukon XL, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $600 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Yukon XL 2500 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

GMC Yukon XL 2500 2WD insurance cost comparison chart
Column chart showing GMC Yukon XL 2500 2WD insurance prices range from $824 to $5,112 for full coverage

The chart above shows GMC Yukon XL 2500 2WD insurance prices for different situations. The lowest price with discounts is $824. Drivers who choose higher $1,000 deductibles will pay about $1,214. The average price for a driver around age 40 using $500 deductibles is $1,416. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,808. High risk drivers could be charged at least $3,028. The cost for full coverage for a teenage driver is $5,112.

GMC Yukon XL 2500 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,280 -$136 -9.6%
Alaska $1,086 -$330 -23.3%
Arizona $1,176 -$240 -16.9%
Arkansas $1,416 -$0 0.0%
California $1,614 $198 14.0%
Colorado $1,354 -$62 -4.4%
Connecticut $1,456 $40 2.8%
Delaware $1,602 $186 13.1%
Florida $1,770 $354 25.0%
Georgia $1,308 -$108 -7.6%
Hawaii $1,018 -$398 -28.1%
Idaho $958 -$458 -32.3%
Illinois $1,054 -$362 -25.6%
Indiana $1,068 -$348 -24.6%
Iowa $956 -$460 -32.5%
Kansas $1,346 -$70 -4.9%
Kentucky $1,932 $516 36.4%
Louisiana $2,096 $680 48.0%
Maine $874 -$542 -38.3%
Maryland $1,168 -$248 -17.5%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,184 -$232 -16.4%
Mississippi $1,696 $280 19.8%
Missouri $1,256 -$160 -11.3%
Montana $1,520 $104 7.3%
Nebraska $1,118 -$298 -21.0%
Nevada $1,698 $282 19.9%
New Hampshire $1,022 -$394 -27.8%
New Jersey $1,584 $168 11.9%
New Mexico $1,254 -$162 -11.4%
New York $1,492 $76 5.4%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $976 -$440 -31.1%
Oklahoma $1,456 $40 2.8%
Oregon $1,296 -$120 -8.5%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,888 $472 33.3%
South Carolina $1,282 -$134 -9.5%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,706 $290 20.5%
Utah $1,050 -$366 -25.8%
Vermont $968 -$448 -31.6%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

GMC Yukon XL 2500 2WD insurance rates by U.S. city

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Rates by Driver Age

GMC Yukon XL 2500 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,214
30 $1,482
40 $1,416
50 $1,288
60 $1,262

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon XL 2500 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,416
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon XL 2500 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,489
100/300 $1,580
250/500 $1,816
100 CSL $1,525
300 CSL $1,725
500 CSL $1,871

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon XL 2500 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,298
20 $5,098
30 $3,102
40 $3,028
50 $2,884
60 $2,854

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $103
5-yr Claim Free $90
Paid in Full/EFT $65
Advance Quote $68
Online Quote $101
Total Discounts $592
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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