GMC Yukon XL 2WD Insurance Rates

Estimated insurance prices for a GMC Yukon XL 2WD are $1,416 every 12 months for full coverage. Comprehensive costs approximately $354, collision costs $540, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing around $3,028. Teen drivers pay the most at $5,112 a year or more.

Annual premium for full coverage: $1,416

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Yukon XL Trim Level

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Yukon XL 2WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the replacement cost of your Yukon XL.

Choosing high deductibles could cut rates by as much as $600 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 43% to 127% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Yukon XL 2WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know which auto insurance is cheapest is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

Chart shows GMC Yukon XL 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $824. Drivers who choose higher $1,000 deductibles will pay $1,214. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,416. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,808. High risk drivers could be charged up to $3,028. The price for full coverage insurance for a teenager can be as high as $5,112.

View Chart as Image