GMC Yukon XL Insurance Rates

Average auto insurance rates for a GMC Yukon XL are $1,210 annually with full coverage. Comprehensive costs around $242 a year, collision costs $350, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,600. Teen drivers receive the highest rates at $4,654 a year or more.

Average premium for full coverage: $1,210

Rate estimates for individual coverage type:

Prices include $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Yukon XL trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population tend to have fewer collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Yukon XL insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $717
• Raising to $1,000 deductibles will save about $1,074 annually
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,210
• Choosing low $100 deductibles will cost $1,466
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,600 or more
• The cost with full coverage for a teen driver can be $4,654

View Chart as Image

Insurance rates for a GMC Yukon XL can also vary considerably based on the trim level of your Yukon XL, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $400 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Yukon XL insurance prices. A middle-age driver might find rates as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out your exact price is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Yukon XL Insurance

Saving money on car insurance consists of having a good driving record, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by quoting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a quick rundown of the information covered above.

• You may be able to save up to $140 per year simply by quoting early and online
• Drivers age 20 and younger are charged the highest rates, with premiums as much as $388 per month if they have full coverage
• Increasing deductibles could save up to $400 each year
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,390 more every year to buy GMC Yukon XL insurance
• Policyholders who may need increased levels of liability coverage will pay about $510 every year to raise from a minimum limit to higher 250/500 limits