GMC Yukon XL Insurance Rates

Estimated auto insurance rates for a GMC Yukon XL are $1,256 annually including full coverage. Comprehensive costs an estimated $258 a year, collision costs $380, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,702. Teenage drivers pay the most at $4,800 a year or more.

Average premium for full coverage: $1,256

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Yukon XL insurance rates for other coverage scenarios.

• The best discount rate is $740
• Choosing higher $1,000 deductibles can save approximately $1,110 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,256
• Using low $100 deductibles for comp and collision coverage will cost $1,534
• Unlucky drivers who are prone to accidents and violations could pay up to $2,702 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $4,800 each year

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Insurance prices for a GMC Yukon XL also have a wide range based on the model of your Yukon XL, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $430 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon XL Insurance

Finding better rates on car insurance takes being a good driver, having a good credit history, refrain from filing small claims, and taking advantage of discounts. Make time to compare rates every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a recap of the coverage data touched on in this article.

• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing policy deductibles could save up to $425 each year
• Drivers age 16 to 20 are charged the highest prices, with the cost nearing $400 per month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,450 more annually than a safer driver