GMC Yukon XL Insurance Rates

Estimated insurance prices for a GMC Yukon XL are $1,256 every 12 months for full coverage. Comprehensive insurance costs an estimated $258, collision costs $380, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,702 or more. 16-year-old drivers pay the most at $4,800 a year or more.

Average premium for full coverage: $1,256

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than congested cities.

The price range example below illustrates the effect of geographic area on insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon XL insurance rates for other coverage scenarios.

• The best full coverage rate is $740
• Using higher $1,000 deductibles will save approximately $146 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,256
• Buying more expensive low deductibles for physical damage coverage costs an extra $278 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,702 or more
• An auto insurance policy to insure a teenage driver with full coverage can cost as much as $4,800 or more

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Auto insurance prices for a GMC Yukon XL also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $430 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance can be around 44% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Yukon XL insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Iowa, Maine, and Idaho, or at least $1,790 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices and see how they stack up. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Yukon XL Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every couple of years by requesting quotes from direct carriers, and also from several local insurance agents.

The following list is a brief recap of the material that was covered in the above illustrations.

• Consumers who want an increased level of liability coverage will pay around $510 each year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 are the costliest to insure, as much as $400 per month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations pay on average $1,450 more annually than a safer driver
• Increasing policy deductibles could save as much as $425 each year