GMC Yukon XL Insurance Rates

Estimated insurance rates for a GMC Yukon XL are $1,308 a year for full coverage insurance. Comprehensive costs on average $270, collision costs $424, and liability insurance costs $456. Liability-only insurance costs as little as $508 a year, with high-risk driver insurance costing around $2,818. Teenage drivers pay the most at $4,966 a year or more.

Average premium for full coverage: $1,308

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The best discount rate is $764
• Drivers who choose higher $1,000 deductibles will pay around $158 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,308
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,610
• High risk drivers who are prone to accidents and violations could pay upwards of $2,818 or more
• An auto insurance policy that insures a teen driver with full coverage may cost $4,966 a year

View Chart as Image

Insurance prices for a GMC Yukon XL also have a wide range based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can cost anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon XL insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,770 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $460 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon XL Insurance

Finding better rates on GMC Yukon XL insurance not only requires avoiding accidents and violations, but also having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare prices at every policy renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the data raised in the charts and tables above.

• Drivers who require higher liability limits will pay an extra $500 annually to go from 30/60 bodily injury limits to the 250/500 level
• It is possible to save as much as $150 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $450 each year
• Teenagers pay higher prices, with premiums being up to $414 per month if comprehensive and collision insurance is included