GMC Yukon XL Insurance Rates

Estimated auto insurance rates for a GMC Yukon XL are $1,210 annually with full coverage. Comprehensive insurance costs an estimated $242, collision insurance costs $350, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,600 or more. Teenage drivers pay the most at up to $4,654 a year.

Average premium for full coverage: $1,210

Premium estimates broken down by type of coverage:

Price estimates include $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Yukon XL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

These rate differences demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average GMC Yukon XL insurance rates for other coverage scenarios.

• The best discount rate is $717
• Choosing higher $1,000 deductibles can save approximately $136 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,210
• Using pricier low deductibles for comp and collision coverage costs an additional $256 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,600
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $4,654 each year

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Insurance prices for a GMC Yukon XL also have a wide range based on the model of your Yukon XL, your driving record, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,400 to $2,000 extra annually, depending on your age. GMC Yukon XL insurance for high-risk drivers ranges from 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $400 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,630 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Yukon XL Insurance

Finding better rates on insurance for a GMC Yukon XL takes being a safe and courteous driver, having a good credit history, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by obtaining price quotes from direct companies, and also from several local insurance agents.

Below is a condensed summary of the material that was covered in the above illustrations.

• Insureds who want higher levels of liability will pay an extra $510 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teenage drivers are charged the highest prices, possibly costing $388 per month including comprehensive and collision insurance
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,390 more annually for auto insurance
• Increasing policy deductibles could save up to $400 each year