GMC Yukon XL Insurance Rates

Estimated insurance prices for a GMC Yukon XL are $1,256 every 12 months for full coverage. Comprehensive costs an estimated $258 a year, collision costs $380, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,702. Teens pay the most at $4,800 a year or more.

Average premium for full coverage: $1,256

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates how your location can change insurance prices.

These rate differences show why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon XL insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $740
• Choosing higher $1,000 deductibles can save approximately $1,110 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,256
• Selecting low $100 deductibles for comp and collision coverage increases the price to $1,534
• Higher-risk drivers with serious driving violations could pay up to $2,702 or more
• An auto insurance policy to insure a 16-year-old driver can cost as much as $4,800 each year

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Insurance prices for a GMC Yukon XL also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy ranges from 44% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,790 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes from multiple companies. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Yukon XL Insurance

Finding better rates on insurance for a GMC Yukon XL takes being a good driver, having above-average credit, not filing small claims, and maximizing policy discounts. Invest the time to shop around at least once a year by requesting rates from direct carriers, and also from several local insurance agents.

The following list is a recap of the primary concepts that were illustrated above.

• Drivers can save approximately $150 per year simply by quoting early and online
• Drivers considered higher risk that have major violations or accidents pay on average $1,450 more annually than a safer driver
• Increasing policy deductibles could save as much as $425 each year
• Drivers age 16 to 20 are expensive to insure, as much as $400 per month if full coverage is included