GMC Yukon XL Insurance Rates

The average insurance rates for a GMC Yukon XL are $1,256 a year with full coverage. Comprehensive costs on average $258, collision insurance costs $380, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,702. Teens cost the most to insure at up to $4,800 a year.

Average premium for full coverage: $1,256

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all Yukon XL models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates how your location can change car insurance rates.

The examples above demonstrate why everyone should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $740
• Using higher $1,000 deductibles will save around $146 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,256
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,534
• Drivers with serious driving violations could pay upwards of $2,702
• Policy cost for full coverage for a teen driver for full coverage may cost $4,800 or more

View Chart as Image

Car insurance rates for a GMC Yukon XL also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,800 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon XL insurance prices. A driver around age 40 might see rates as low as $910 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $430 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 extra every year, depending on your age. GMC Yukon XL insurance for high-risk drivers can be as much as 44% to 133% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon XL Insurance

Finding cheaper rates on car insurance requires having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The next list is a summary of the material that was illustrated above.

• Policyholders who require increased levels of liability coverage will pay approximately $510 every year to increase from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are expensive to insure, as much as $400 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may be required to pay an average of $1,450 more each year to buy GMC Yukon XL insurance
• Increasing comprehensive and collision deductibles can save around $425 each year