GMC Yukon XL Insurance Rates

U.S. average auto insurance rates for a GMC Yukon XL are $1,210 annually for full coverage. Comprehensive costs an estimated $242 a year, collision insurance costs $350, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $2,600. Teenage drivers pay the highest rates at up to $4,654 a year.

Average premium for full coverage: $1,210

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Yukon XL trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. More rural locations have fewer accident claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

The ranges above show why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Yukon XL insurance rates for other coverage scenarios.

• The best discount rate is $717
• Drivers who choose higher $1,000 deductibles will pay approximately $1,074 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,210
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,466
• High risk drivers who are prone to accidents and violations could pay up to $2,600
• The price with full coverage for a teen driver can cost as much as $4,654 a year

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Car insurance prices for a GMC Yukon XL are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $400 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Yukon XL insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,730 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon XL Insurance

Getting lower rates on GMC Yukon XL insurance not only requires avoiding accidents and claims, but also having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Spend time shopping around every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief summary of the information touched on above.

• Drivers can save approximately $140 per year just by quoting early and online
• Drivers under the age of 20 have the highest car insurance prices, with premiums as much as $388 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save up to $400 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,390 more annually to insure a GMC Yukon XL
• Drivers who want increased liability limits will pay an extra $510 each year to go from a low limit to higher 250/500 limits