GMC Yukon XL Insurance Rates

The average insurance rates for a GMC Yukon XL are $1,210 a year with full coverage. Comprehensive insurance costs an estimated $242, collision costs $350, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,600 or more. Teenage drivers cost the most to insure at $4,654 a year or more.

Average premium for full coverage: $1,210

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Yukon XL trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how your location can change insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Yukon XL insurance rates for other coverage scenarios.

• The best discount rate is $717
• Raising to $1,000 deductibles will save approximately $136 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,210
• Using more expensive low deductibles will cost an additional $256 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,600 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,654

View Chart as Image

Insurance rates for a GMC Yukon XL also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon XL insurance rates. A middle-age driver might find rates as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,630 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $400 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon XL Insurance

Finding cheaper rates on GMC Yukon XL insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every other policy renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a summary of the ideas that were illustrated above.

• Youthful drivers are expensive to insure, as much as $388 each month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,390 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• You may be able to save approximately $140 per year simply by shopping early and online