GMC Yukon XL Insurance Rates

Average insurance rates for a GMC Yukon XL are $1,210 a year for full coverage. Comprehensive costs on average $242, collision costs $350, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,600. Teenage drivers receive the highest rates at $4,654 a year or more.

Average premium for full coverage: $1,210

Rate estimates by individual coverage type:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for different Yukon XL trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

These examples show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The best discount rate is $717
• Using higher $1,000 deductibles will save around $136 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,210
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,466
• Drivers who are prone to accidents and violations could pay upwards of $2,600 or more
• The cost for full coverage for a teen driver with full coverage may cost $4,654 or more

View Chart as Image

Car insurance rates for a GMC Yukon XL can also vary considerably based on your driver profile, the trim level of your Yukon XL, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age

Where you live has a huge impact on GMC Yukon XL insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $400 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can be as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon XL Insurance

Saving money on car insurance requires being a low-risk driver, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The items below are a review of the data presented in the illustrations above.

• Policyholders who require more liability coverage will pay an extra $510 each year to increase from a minimum limit to 250/500 limits
• Drivers can save as much as $140 per year simply by shopping early and online
• Increasing deductibles can save around $400 each year
• Teen drivers are expensive to insure, costing as high as $388 per month if full coverage is included