GMC Yukon XL Insurance Rates

Estimated insurance rates for a GMC Yukon XL are $1,256 a year for full coverage insurance. Comprehensive costs on average $258, collision costs $380, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,702. 16-year-old drivers pay the most at $4,800 a year or more.

Average premium for full coverage: $1,256

Premium estimates by type of coverage:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities.

The price range example below illustrates how where you live affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $740
• Choosing higher $1,000 deductibles can save around $146 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,256
• Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,534
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,702 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage may cost $4,800 each year

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Insurance prices for a GMC Yukon XL also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,700 on average in Michigan, New York, and Florida.

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Opting for high physical damage deductibles can save as much as $430 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance ranges from 44% to 133% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from multiple companies. Each auto insurer utilizes a different rate formula, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon XL Insurance

Finding better rates on insurance for a GMC Yukon XL takes having a good driving record, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Take the time to comparison shop at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a brief summary of the data touched on in the above illustrations.

• Insureds who require increased levels of liability coverage will pay around $510 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• It is possible to save as much as $150 per year simply by shopping early and online
• Increasing policy deductibles can save around $425 each year
• Drivers age 20 and younger pay higher prices, with premiums being up to $400 per month including comprehensive and collision insurance