GMC Yukon XL Insurance Rates

Estimated insurance rates for a GMC Yukon XL are $1,210 a year for full coverage. Comprehensive insurance costs approximately $242, collision costs $350, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,600 or more. Teen drivers pay the most at $4,654 a year or more.

Average premium for full coverage: $1,210

Premium estimates by type of coverage:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for all Yukon XL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why everyone should get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Yukon XL insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $717
• Choosing higher $1,000 deductibles can save $136 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,210
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $256 each year
• Drivers with multiple violations and an at-fault accident could pay around $2,600 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost $4,654 each year

View Chart as Image

Auto insurance prices for a GMC Yukon XL also have a wide range based on the model of your Yukon XL, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. GMC Yukon XL insurance for high-risk drivers ranges around 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon XL insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or as much as $1,730 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $400 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon XL Insurance

Finding better rates on auto insurance takes having a good driving record, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Shop around at every policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The next list is a review of the data covered above.

• Consumers who purchase increased levels of liability coverage will pay about $510 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers can save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $400 each year
• Drivers age 20 and younger have the highest car insurance prices, as much as $388 per month if the policy includes full coverage