Chevrolet Suburban Insurance Rates
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Michelle Robbins
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UPDATED: Jun 5, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance prices for a Chevrolet Suburban are $1,364 every 12 months with full coverage. Comprehensive costs around $296, collision costs $494, and liability is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing around $2,944. Teenage drivers pay the highest rates at $5,098 a year or more.
Average premium for full coverage: $1,364
Price estimates for individual coverage:
Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Suburban trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Chevrolet Suburban insurance prices go from the cheapest price of $474 for just liability coverage to a much higher rate of $2,944 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population have more infrequent collision claims than densely populated cities.
The price range example below illustrates how rural and urban location affects auto insurance rates.
The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The best discount rate is $792
- Raising to $1,000 deductibles will save about $178 annually
- The average price for the average middle-age driver using $500 deductibles is $1,364
- Using more expensive low deductibles increases the price to $1,712
- Drivers who are prone to accidents and violations could pay at least $2,944 or more
- The price to insure a 16-year-old driver with full coverage can be $5,098
Auto insurance prices for a Chevrolet Suburban are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Using high physical damage deductibles can reduce prices by up to $530 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates
The state you live in also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,840 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,234 | -$130 | -9.5% |
| Alaska | $1,050 | -$314 | -23.0% |
| Arizona | $1,134 | -$230 | -16.9% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,556 | $192 | 14.1% |
| Colorado | $1,304 | -$60 | -4.4% |
| Connecticut | $1,404 | $40 | 2.9% |
| Delaware | $1,546 | $182 | 13.3% |
| Florida | $1,708 | $344 | 25.2% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $980 | -$384 | -28.2% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,016 | -$348 | -25.5% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,300 | -$64 | -4.7% |
| Kentucky | $1,862 | $498 | 36.5% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,126 | -$238 | -17.4% |
| Massachusetts | $1,092 | -$272 | -19.9% |
| Michigan | $2,370 | $1,006 | 73.8% |
| Minnesota | $1,142 | -$222 | -16.3% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,214 | -$150 | -11.0% |
| Montana | $1,468 | $104 | 7.6% |
| Nebraska | $1,078 | -$286 | -21.0% |
| Nevada | $1,638 | $274 | 20.1% |
| New Hampshire | $984 | -$380 | -27.9% |
| New Jersey | $1,526 | $162 | 11.9% |
| New Mexico | $1,208 | -$156 | -11.4% |
| New York | $1,438 | $74 | 5.4% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,116 | -$248 | -18.2% |
| Ohio | $944 | -$420 | -30.8% |
| Oklahoma | $1,402 | $38 | 2.8% |
| Oregon | $1,252 | -$112 | -8.2% |
| Pennsylvania | $1,302 | -$62 | -4.5% |
| Rhode Island | $1,822 | $458 | 33.6% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,154 | -$210 | -15.4% |
| Tennessee | $1,196 | -$168 | -12.3% |
| Texas | $1,646 | $282 | 20.7% |
| Utah | $1,012 | -$352 | -25.8% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,056 | -$308 | -22.6% |
| West Virginia | $1,252 | -$112 | -8.2% |
| Wisconsin | $946 | -$418 | -30.6% |
| Wyoming | $1,216 | -$148 | -10.9% |
Since prices can be so different, the best way to find out your exact price is to compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,324 | $110 |
| Chevrolet Suburban LT 2WD | $1,324 | $110 |
| Chevrolet Suburban LS 4WD | $1,324 | $110 |
| Chevrolet Suburban LT 4WD | $1,364 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,406 | $117 |
| Chevrolet Suburban LTZ 4WD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2023 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2022 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2021 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2020 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2019 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2018 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2017 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2016 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2015 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2013 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2011 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2009 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2008 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2007 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2006 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Chevrolet Suburban Insurance
Getting lower rates on insurance for a Chevrolet Suburban consists of avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a brief recap of the material that was raised in the charts and tables above.
- Insureds who may need higher liability limits will pay an extra $460 every year to raise from a low limit to a 250/500 level
- Teenagers are expensive to insure, costing up to $425 a month if comprehensive and collision insurance is included
- Drivers considered higher risk who tend to receive serious violations pay on average $1,580 more every year for car insurance
- Increasing physical damage deductibles could save as much as $525 each year
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,098 |
| 20 | $3,132 |
| 30 | $1,422 |
| 40 | $1,364 |
| 50 | $1,246 |
| 60 | $1,220 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,712 |
| $250 | $1,552 |
| $500 | $1,364 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,264 |
| 20 | $4,986 |
| 30 | $3,006 |
| 40 | $2,944 |
| 50 | $2,808 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $71 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
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