Chevrolet Suburban Insurance Rates
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UPDATED: Jun 5, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Chevrolet Suburban are $1,380 a year with full coverage. Comprehensive insurance costs around $320 each year, collision costs $512, and liability coverage costs $390. Liability-only insurance costs as little as $452 a year, with high-risk driver insurance costing $2,960 or more. 16-year-old drivers pay the highest rates at $5,072 a year or more.
Average premium for full coverage: $1,380
Price estimates for individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Suburban models.
Price Range from Low to High
Using a middle-aged driver as an example, Chevrolet Suburban insurance prices go from as low as $452 for just liability insurance to a high rate of $2,960 for a high-risk insurance policy.
Geographic Price Range
Your location has a large influence on insurance rates. Areas with sparse population have a lower frequency of collision claims than congested cities.
The graphic below illustrates how where you live affects auto insurance rates.
The ranges above demonstrate why all drivers should compare rates for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $802
- Drivers who choose higher $1,000 deductibles will pay about $192 annually
- The average rate for the average middle-age driver using $500 deductibles is $1,380
- Buying low deductibles for comprehensive and collision insurance will cost an extra $362 each year
- High-risk insureds with multiple tickets or accidents could pay at least $2,960 or more
- The price for full coverage for a teenage driver can be $5,072 a year
Car insurance prices for a Chevrolet Suburban are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.
More mature drivers with no driving violations and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age
The state you live in makes a big difference in Chevrolet Suburban insurance rates. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or at least $1,860 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$134 | -9.7% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,146 | -$234 | -17.0% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,570 | $190 | 13.8% |
| Colorado | $1,318 | -$62 | -4.5% |
| Connecticut | $1,418 | $38 | 2.8% |
| Delaware | $1,562 | $182 | 13.2% |
| Florida | $1,726 | $346 | 25.1% |
| Georgia | $1,274 | -$106 | -7.7% |
| Hawaii | $990 | -$390 | -28.3% |
| Idaho | $932 | -$448 | -32.5% |
| Illinois | $1,026 | -$354 | -25.7% |
| Indiana | $1,040 | -$340 | -24.6% |
| Iowa | $932 | -$448 | -32.5% |
| Kansas | $1,312 | -$68 | -4.9% |
| Kentucky | $1,882 | $502 | 36.4% |
| Louisiana | $2,042 | $662 | 48.0% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,104 | -$276 | -20.0% |
| Michigan | $2,398 | $1,018 | 73.8% |
| Minnesota | $1,154 | -$226 | -16.4% |
| Mississippi | $1,650 | $270 | 19.6% |
| Missouri | $1,224 | -$156 | -11.3% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,088 | -$292 | -21.2% |
| Nevada | $1,654 | $274 | 19.9% |
| New Hampshire | $992 | -$388 | -28.1% |
| New Jersey | $1,544 | $164 | 11.9% |
| New Mexico | $1,222 | -$158 | -11.4% |
| New York | $1,452 | $72 | 5.2% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,130 | -$250 | -18.1% |
| Ohio | $952 | -$428 | -31.0% |
| Oklahoma | $1,416 | $36 | 2.6% |
| Oregon | $1,262 | -$118 | -8.6% |
| Pennsylvania | $1,316 | -$64 | -4.6% |
| Rhode Island | $1,840 | $460 | 33.3% |
| South Carolina | $1,250 | -$130 | -9.4% |
| South Dakota | $1,164 | -$216 | -15.7% |
| Tennessee | $1,210 | -$170 | -12.3% |
| Texas | $1,664 | $284 | 20.6% |
| Utah | $1,020 | -$360 | -26.1% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $826 | -$554 | -40.1% |
| Washington | $1,064 | -$316 | -22.9% |
| West Virginia | $1,264 | -$116 | -8.4% |
| Wisconsin | $956 | -$424 | -30.7% |
| Wyoming | $1,230 | -$150 | -10.9% |
Opting for high physical damage deductibles could save up to $560 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,336 | $111 |
| Chevrolet Suburban LT 2WD | $1,336 | $111 |
| Chevrolet Suburban LS 4WD | $1,336 | $111 |
| Chevrolet Suburban LT 4WD | $1,380 | $115 |
| Chevrolet Suburban LTZ 2WD | $1,422 | $119 |
| Chevrolet Suburban LTZ 4WD | $1,464 | $122 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| 2023 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2022 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2021 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2020 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2019 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2017 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Suburban Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop at least every other year by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The list below is a summary of the car insurance concepts touched on in the above illustrations.
- Drivers who have multiple accidents or major violations pay an average of $1,580 more every year for car insurance
- You may be able to save up to $170 per year simply by quoting online in advance
- Increasing physical damage deductibles can save around $550 each year
- Consumers who may need higher liability limits will pay around $430 every year to go from a low limit to 250/500 limits
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,072 |
| 20 | $3,148 |
| 30 | $1,440 |
| 40 | $1,380 |
| 50 | $1,258 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,742 |
| $250 | $1,576 |
| $500 | $1,380 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,542 |
| 100/300 | $1,640 |
| 250/500 | $1,893 |
| 100 CSL | $1,581 |
| 300 CSL | $1,796 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,232 |
| 20 | $5,004 |
| 30 | $3,028 |
| 40 | $2,960 |
| 50 | $2,822 |
| 60 | $2,796 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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